NOT LISTED FOR SALE

20 Top St Westerly, RI 02891

Estimated Value: $438,600 - $652,000

4 Beds
2 Baths
1,573 Sq Ft
$323/Sq Ft Est. Value

Last Sold February 28, 2020

Last sale price $245,000 $156 Per Sq Ft

Est. 107% increase in value since last sale

Current estimated payment $2,919/month

180 Days on Market

Highlights

  • Colonial Architecture
  • Shops
  • Ceramic Tile Flooring
  • Bathtub with Shower
  • Property near a hospital
  • Heating System Uses Steam

About This Home

As of February 2020

Plantation style home in the heart of Westerly boasts four bedrooms and two baths with laundry and in law on first floor, unfinished basement with walkout stairs. Very well maintained, freshly painted exterior and updates. Walk to shopping, Westerly high School, Wilcox park, downtown, nightlife. Just a few minutes from highway. 10 minute drive to Westerly Town beaches and beautiful Watch Hill. See showing instructions.

Last Agent to Sell the Property

Brian Marvelle

Connect Realty.com License #RES.0026758 Listed on: 08/01/2019

Connect Realty.com

Last Buyer's Agent

The Donovan Group

Homes By Connect

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,256

Year Built

  • Built in 1950

Lot Details

  • 7,307

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Plaster

Interior Spaces

  • 1,573 Sq Ft Home
  • 2-Story Property

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 4 Parking Spaces
  • No Garage

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Radiant Heating System
  • Heating System Uses Steam
  • Electric Water Heater

Additional Features

  • 7,307 Sq Ft Lot
  • Property near a hospital

Community Details

  • Shops

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 20TOPSTWEST

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,256

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.1677
  • Co List Office Mls Id: CNCT
  • Co List Office Phone: 401-751-8300
  • Above Grade Finished Sq Ft: 1573.0
  • Architectural Style: Colonial
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1950
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater, Water Heater
  • Has Basement: Full, Interior Entry, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Other, Vinyl
  • Interior Amenities: Tub Shower
  • Living Area: 1573.0
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Drywall, Plaster, Brick
  • Foundation Details: See Remarks

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 4.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Oil, Radiant, Steam
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Near Hospital, Near Schools, Shopping
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 7307.0
  • Parcel #: 20TOPSTWEST
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 2256.0
  • Tax Lot: 29
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2019
Closed on
Feb 27, 2020
Sold by
Manfred Amy L
Bought by
Mcphee Janine M
Seller's Agent
Brian Marvelle
Connect Realty.com
Buyer's Agent
The Donovan Group
Homes By Connect
List Price
$279,900
Sold Price
$245,000
Premium/Discount to List
-$34,900
-12.47%
Current Estimated Value
$507,650

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$262,650
Avg. Annual Appreciation
13.57%
Original Mortgage
$195,000
Outstanding Balance
$173,393
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$324,965

Purchase Details

Closed on
Jul 2, 2015
Sold by
Pendola Frank P and Pawtucket Cu
Bought by
Pawtucket Cu
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcphee Janine M $245,000 None Available
Mcphee Janine M $245,000 None Available
Pawtucket Cu $198,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcphee Janine M $195,000
Closed Mcphee Janine M $195,000
Previous Owner Pawtucket Cu $195,000
Previous Owner Pawtucket Cu $167,000
Previous Owner Pawtucket Cu $40,000
Closed Pawtucket Cu $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2020 02/28/20 Sold $245,000 -12.5% $156 / Sq Ft
01/29/2020 01/29/20 Pending -- -- --
08/01/2019 08/01/19 For Sale $279,900 -- $178 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,722 $260,500 $114,300 $146,200
2023 $2,661 $261,900 $114,300 $147,600
2022 $2,645 $261,900 $114,300 $147,600
2021 $2,417 $200,400 $99,400 $101,000
2020 $2,375 $200,400 $99,400 $101,000
2019 $2,353 $200,400 $99,400 $101,000
2018 $2,322 $188,000 $99,400 $88,600
2017 $2,256 $188,000 $99,400 $88,600
2016 $2,256 $188,000 $99,400 $88,600
2015 $2,220 $197,700 $101,400 $96,300
2014 $2,185 $197,700 $101,400 $96,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: State-Wide MLS

MLS Number: 1231126

State-Wide MLS

APN: WEST-000058-000029