NOT LISTED FOR SALE

20 Waterford Dr Urbanna, VA 23175

Estimated Value: $572,000 - $1,072,000

4 Beds
3.5 Baths
2,992 Sq Ft
$289/Sq Ft Est. Value

Last Sold August 04, 2020

Last sale price $529,000 $177 Per Sq Ft

Est. 63% increase in value since last sale

Current estimated payment $4,975/month

25 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Boat Lift
  • Middlesex High School Rated 9+
  • Boat Ramp
  • Home fronts a creek

About This Home

As of August 2020

FASCINATING URBANNA WATERFRONT FIND

***Interior pictures coming soon!!***

Don't miss out on this 3,000 sq.ft. home situated on 2 3/4 acres nestled in a very distinctive waterfront community. This open house plan offers gorgeous views of Robinson Creek, located just off of the Rappahannock River. Special features include NEW roof, 2 master suites, large detached garage with workshop, security system, irrigation system, jetted tub, generator, granite countertops, stainless steel appliances with brand new Jenn-Air gas stove, wine cooler, built-in bookcases, wrap around porch, deck, patio, pier with boatlift, community boat ramp, beach, and picnic area. Just a 5 minute drive to historic Urbanna featuring many unique shops and dining experiences.

Last Agent to Sell the Property

Wendy Shores

Mason Realty, Inc. License #0225219471 Listed on: 06/04/2020

Last Buyer's Agent

Tammy Johnson

Virginia Capital Realty License #0225178981

Virginia Capital Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,306

Year Built

  • Built in 1993

Lot Details

  • 2.74 Acre Lot
  • Home fronts a creek
  • Level Lot
  • Sprinkler System

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 1.5 Car Garage
  • Oversized Parking
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • Unpaved Parking

Home Design

  • Colonial Architecture
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,992 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Thermal Windows
  • Window Treatments
  • Bay Window
  • Separate Formal Living Room
  • Dining Area
  • Loft
  • Crawl Space
  • Home Security System
  • Washer

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Outdoor Features

  • Boat Lift
  • Boat Ramp
  • Docks
  • Deck
  • Patio
  • Wrap Around Porch

Schools

  • Middlesex
  • Middlesex High School

Utilities

  • Zoned Heating and Cooling System
  • Power Generator
  • Shared Well
  • Water Heater
  • Community Sewer or Septic
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 19-16-47

Community Details

Overview

  • Cedar Pointe Subdivision

Amenities

  • Common Area

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,306

Year Built

Built in 1993

Lot Details

0

HOA Fees

$58 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1993
  • Property Attached Yn: No
  • Lot Size Acres: 2.74
  • Water Body Name: Robinson Creek
  • Ownership: Individuals
  • Subdivision Name: Cedar Pointe
  • Architectural Style: Colonial, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Tile, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Range, Refrigerator, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Insert
  • Fireplace: Yes
  • Interior Amenities: Wet Bar, Bookcases, Built-in Features, Bedroom on Main Level, Breakfast Area, Bay Window, Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, High Ceilings, High Speed Internet, Jetted Tub, Kitchen Island, Loft, Bath in Primary Bedroom, Cable TV
  • Living Area: 2992.0
  • Stories: 2
  • Window Features: Thermal Windows, Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Lot Features: Level, Waterfront
  • Pool Features: None
  • Waterfront Features: Creek, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Sprinkler/Irrigation, Porch, Unpaved Driveway
  • Patio And Porch Features: Patio, Wrap Around, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.5
  • Parking Features: Direct Access, Driveway, Detached, Garage, Garage Door Opener, Oversized, Storage, Unpaved, Workshop in Garage

Utilities

  • Heating: Electric, Zoned
  • Cooling: Central Air
  • Sewer: Community/Coop Sewer
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Common Grounds/Area, Dock, Home Owners Association, Park
  • Association Fee: 700.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Maintenance Structure

Schools

  • Middle Or Junior School: Middlesex

Lot Info

  • Parcel Number: 19-16-47
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 3306.0

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2020
Closed on
Aug 3, 2020
Sold by
Anglin Jody H
Bought by
Ellis Aldred R and Ellis Julie L
Seller's Agent
Wendy Shores
Mason Realty, Inc.
Buyer's Agent
Tammy Johnson
Virginia Capital Realty
List Price
$529,000
Sold Price
$529,000
Current Estimated Value
$864,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$335,360
Avg. Annual Appreciation
11.20%
Original Mortgage
$502,550
Outstanding Balance
$447,610
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$463,343
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ellis Aldred R $529,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ellis Alfred R $100,000
Open Ellis Aldred R $502,550
Previous Owner Anglin Jody H $324,700
Previous Owner Anglin Roger I $347,000
Previous Owner Anglin Roger I $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2020 08/04/20 Sold $529,000 0.0% $177 / Sq Ft
07/05/2020 07/05/20 Pending -- -- --
06/09/2020 06/09/20 For Sale $529,000 -- $177 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,728 $611,200 $214,200 $397,000
2024 $3,728 $611,200 $214,200 $397,000
2023 $3,728 $611,200 $214,200 $397,000
2022 $3,728 $611,200 $214,200 $397,000
2021 $3,306 $533,300 $207,200 $326,100
2020 $3,306 $533,300 $207,200 $326,100
2019 $3,306 $533,300 $207,200 $326,100
2018 $2,986 $533,300 $207,200 $326,100
2017 $2,986 $533,300 $207,200 $326,100
2016 $2,747 $518,300 $207,200 $311,100
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2016179

Chesapeake Bay & Rivers Association of REALTORS®

APN: 19-16-47