$795,000
OPEN THU 11AM - 1PM

20 Waterfront Dr Unit 121 Saint Simons Island, GA 31522

Estimated payment $6,044/month

Total Views 95,847
3 Beds
3 Baths
1,817 Sq Ft
$438 Price per Sq Ft

Highlights

  • Property has ocean access
  • Boat Facilities
  • Gated Community
  • St. Simons Elementary School Rated A-
  • Spa
  • River View

About This Home

Live on vacation! Deep water intracoastal location on St. Simons Island! Experience waterfront living at its finest in this beautifully refreshed and upgraded corner-end condominium located at The Waterfront—the only south-end community on the island with deep water of the intracoastal waterways and located at a marina. Situated at 20 Waterfront Drive #121, this turnkey, fully furnished 3-bedroom, 3-bath residence offers one of the largest layouts available, with 1,817 sq ft of thoughtfully designed living space, an additional 267 sq ft over standard units. The HVAC was replaced Nov 2023 along with the dishwasher. Enjoy unmatched panoramic views of St. Simons Sound, the Frederica River, and Morningstar Marina from nearly every room. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, all oriented to highlight the spectacular waterfront scenery. An intimate private covered terrace—accessible from both the living room and the spacious primary suite—provides the perfect setting for relaxing or entertaining while taking in the tranquil vistas. The living room features a cozy gas fireplace and flows effortlessly into the well-appointed kitchen, which includes a large island with seating, stainless steel appliances, a new dishwasher, and abundant cabinetry. The primary suite offers a private entry to the intimate covered terrace, the walk-in closet is complete with new custom built-ins, and a full size gun safe, a tiled shower, dual vanity, a luxurious ensuite bath, while a soaking tub awaits you! A second bedroom includes its own private full bath, and the third bedroom—ideal as a guest room or home office—is conveniently located near a full hall bath. Enjoy resort-style amenities within this gated community, including a large pool, hot tub, and Pavilion with grilling area. Hop on your bike and explore the nearby Pier Village, lighthouse, shops, restaurants, beaches, and more. Air travel is a breeze with Savannah and Jacksonville airports just an hour away and Brunswick’s local airport only 15 minutes from your doorstep. Best of all, for the boating enthusiasts you are a few minutes from the intracoastal water-way access and scenic tidal waters. This is a perfect primary residence, second home, or investment property. Schedule a showing and bring your offer!! Seller paid special assessment!! Copy and paste into browser to visit drone video:

Listing Agent

Diana Fisher

Maritime Realty Group LLC License #384306 Listed on: 05/07/2025

Open House Schedule

  • Thursday, August 14, 2025
    11:00 am to 1:00 pm
    8/14/2025 11:00:00 AM +00:00
    8/14/2025 1:00:00 PM +00:00

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,524

Year Built

  • Built in 2008

Lot Details

  • Property fronts a marsh
  • Property fronts a private road
  • 1 Common Wall
  • Aluminum or Metal Fence
  • Decorative Fence
  • Landscaped

HOA Fees

  • $1,065 Monthly HOA Fees

Parking

  • Subterranean Parking
  • Guest Parking
  • Parking Lot

Home Design

  • Pillar, Post or Pier Foundation
  • Fire Rated Drywall
  • Concrete Siding
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 1,817 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • Ventless Fireplace
  • Gas Log Fireplace
  • Insulated Doors
  • Living Room with Fireplace
  • Tile Flooring
  • River Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Eco-Friendly Details

  • Energy-Efficient Doors

Pool

  • Spa
  • Outdoor Pool

Outdoor Features

  • Property has ocean access
  • River Access
  • Boat Facilities
  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Programmable Thermostat
  • Underground Utilities
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 03-22798

Community Details

Overview

  • Association fees include management, cable TV, flood insurance, gas, insurance, ground maintenance, maintenance structure, pest control, reserve fund, sewer, trash, water
  • 3 Buildings
  • The Watrfront At Golden Isles Marina Association, Phone Number (912) 638-4590
  • The Waterfront At Golden Isles Marina Subdivision

Amenities

  • Community Gazebo
  • Community Barbecue Grill
  • Picnic Area
  • Elevator

Recreation

  • Community Pool
  • Community Spa

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,524

Year Built

Built in 2008

Lot Details

0

HOA Fees

$1,065 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size: ,,,
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt
  • Inclusions: Alarm-Smoke/Fire,Dryer,Gas Logs,Refrigerator,Washer,Other-See Remarks
  • Ownership: Condo
  • Subdivision Name: The Waterfront at Golden Isles Marina
  • Directions: From Brunswick take the F.J. Torres causeway to The Waterfront @ Golden Isles Marina ON the "R" BEFORE crossing over into St Simons Island. FROM the island take the F. J. Torres causeway toward Brunswick, BUT turn "L" at Morning Star Golden Isles Marina. The Waterfront is on the LEFT go to 1st gate on the left / BLDG #10 (marsh side) which includes access to BLDG #20 with the waterfront location. Call for gate code!! ELEVATOR IS CENTRALLY LOCATED IN THE GARAGE!!
  • Architectural Style: High Rise
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Efficiency: Doors, Thermostat
  • Building Stories: 3
  • Structure Type: High Rise
  • Year Built: 2008
  • Property Sub Type Additional: Condominium
  • Special Features: 4097
  • Stories: 3

Interior Features

  • Furnished: Furnished
  • Number Of Buildings: 3
  • Spa Features: Association
  • Appliances: Some Electric Appliances, Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Insulated Doors, Storm Door(s)
  • Fireplace Features: Gas, Gas Log, Living Room, Ventless
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile
  • Interior Amenities: Crown Molding, Kitchen Island, Painted Woodwork, Ceiling Fan(s), Elevator, Programmable Thermostat
  • Living Area: 1817.0
  • Stories: 3
  • Window Features: Storm Window(s)

Exterior Features

  • Fencing: Decorative, Masonry, Metal, Fenced
  • Lot Features: Garden, Landscaped
  • Pool Features: Pool, Association
  • View: Marsh View, River, Water
  • View: Yes
  • Waterfront Features: Deep Water, Marsh, Ocean Access, Water Access, Other, River Access
  • Waterfront: Yes
  • Disclosures: Covenants/Restrictions Disclosure
  • Common Walls: 1 Common Wall
  • Construction Type: Concrete, Stucco, Steel, Drywall, Steel Siding
  • Exterior Features: Covered Patio, Landscape Lights
  • Foundation Details: Concrete Perimeter, Pillar/Post/Pier
  • Patio And Porch Features: Covered, Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Covered, Underground, Guest, Paved, Parking Lot
  • Total Parking Spaces: 2.0

Utilities

  • Laundry Features: Laundry Room
  • Security: Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer
  • Utilities: Electricity Available, Natural Gas Available, Propane, Underground Utilities
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Community Features: Boat Facilities, Gated, Sidewalks, Curbs, Gutter(s)
  • Amenities: Elevator(s), Gated, Gazebo, Barbecue, Picnic Area, Pool, Pets Allowed, Spa/Hot Tub, Cable TV
  • Association #2 Fee Frequency: One Time
  • Association Fee: 1065.0
  • Association Fee Frequency: Monthly
  • Association Name: The Watrfront at Golden Isles Marina
  • Phone: 912-638-4590
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Flood Insurance, Gas, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Reserve Fund, Sewer, Trash, Water

Lot Info

  • Current Use: Residential
  • Parcel #: 03-22798
  • Zoning Description: Condo,Residential

Tax Info

  • Tax Book Number: 4472/186

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,524 $300,000 $0 $300,000
2023 $7,372 $300,000 $0 $300,000
2022 $5,568 $222,000 $0 $222,000
2021 $5,389 $208,400 $0 $208,400
2020 $4,773 $182,800 $0 $182,800
2019 $4,773 $182,800 $0 $182,800
2018 $4,773 $182,800 $0 $182,800
2017 $4,418 $169,200 $0 $169,200
2016 $3,840 $160,000 $0 $160,000
2015 $3,374 $142,000 $0 $142,000
2014 $3,374 $140,000 $0 $140,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/07/2025 05/07/25 For Sale $795,000 +43.2% $438 / Sq Ft
06/04/2021 06/04/21 Sold $555,000 0.0% $311 / Sq Ft
05/05/2021 05/05/21 Pending -- -- --
04/02/2021 04/02/21 For Sale $555,000 +56.3% $311 / Sq Ft
06/27/2014 06/27/14 Sold $355,000 -10.1% $199 / Sq Ft
05/28/2014 05/28/14 Pending -- -- --
03/29/2014 03/29/14 For Sale $395,000 -- $221 / Sq Ft
Source: Golden Isles Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $555,000 --
Warranty Deed $355,000 --
Deed $1,395,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $250,000 New Conventional
Source: Public Records

About the Listing Agent

Diana Fisher

Maritime Realty Group LLC

(844) 611-0649

Section Image

With decades of experience across a range of industries, I bring a rich and diverse skill set to every role I take on. My career has been a dynamic journey through fields such as security, design trade imports, healthcare business management, spa directorship, and board-certified holistic health coaching. In each of these vocations, I have prioritized close client interaction, taking pride in delivering exceptional service with unwavering dedication.

My passion for one-on-one

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Source: Golden Isles Association of REALTORS®

MLS Number: 1653744

Golden Isles Association of REALTORS®

APN: 03-22798