NOT LISTED FOR SALE

20 Whetstone Ln Unit A & B Palm Coast, FL 32164

Estimated Value: $362,707 - $431,000

8 Beds
8 Baths
2,262 Sq Ft
$171/Sq Ft Est. Value

Last Sold December 14, 2023

Last sale price $369,000 $163 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,606/month

87 Days on Market

Highlights

  • View of Trees or Woods
  • Vaulted Ceiling
  • No HOA
  • Open Floorplan
  • Main Floor Primary Bedroom
  • Enclosed patio or porch

About This Home

As of December 2023

Great opportunity to own a duplex in the beautiful Pine Lake subdivision. Quiet street in the middle of the W section. Each unit have 2 large bedrooms, 2 full bathrooms, Laminate, and tile flooring throughout, 1 car garage per unit. Open, and split floorplan. Unit A has an enlarged, back patio with screened in lanai. Unit B has a screened in back patio. Brand new roof replaced in December of 2022, 2 new water heaters installed in March of 2023. HVAC unit A was replaced in 2018, HVAC unit B was refurbished in 2023. Property has been very well taken care by the owner.

Last Agent to Sell the Property

Rodolphe Brun

3 DOT REALTY LLC License #3267171 Listed on: 08/14/2023

Last Buyer's Agent

Stellar Non-Member Agent

Stellar Non-Member Office

Stellar Non-Member Office

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,963

Year Built

  • Built in 2002

Lot Details

  • 10,000 Sq Ft Lot
  • Lot Dimensions are 80x125

Parking

  • 2 Car Attached Garage

Home Design

  • Duplex
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,262 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Views of Woods
  • Hurricane or Storm Shutters

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 8 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 8 Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Hallway
  • Accessible Approach with Ramp

Outdoor Features

  • Enclosed patio or porch
  • Rain Gutters
  • Private Mailbox

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Thermostat
  • Electric Water Heater
  • Pep-Holding Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • 2 Units
  • Palm Coast Sec 23 Subdivision

Pet Policy

  • Pets Allowed

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,963

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Duplex
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 2262
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2002
  • Accessibility Features: Accessible Approach with Ramp, Accessible Hallway(s)
  • Lot Size Sq Ft: 10000
  • Directions to Property: From Pine Lakes Pkwy, South on Whirlaway Dr, right on Wheatfield Dr, left on Whetstone Lane to property on the right.
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Palm Coast
  • Escrow Postal Code: 32137
  • Escrow State: FL
  • Escrow Street Name: Utility Dr Suite 17
  • Escrow Street Number: 5
  • List Office Head Office Key Nume: 579203049
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 163.13
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Open Floorplan, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 8
  • Levels: One
  • Street Number Modifier: 20
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 210.15

Exterior Features

  • Other Structures: Other
  • Exterior Features: Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Disclosures: Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2018-06-06
  • Flood Zone Panel: 12035C0138E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Water - Multiple Meters, Water Available, Water Connected
  • Cooling: Central Air, Zoned
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside, In Garage
  • Sewer: PEP-Holding Tank, Public Sewer
  • Water Source: Public
  • Individually Metered: Cable,Electric,Internet,Sewer,Trash,Water

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Development: Pine Lakes

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: DPX
  • Parcel Number: 07-11-31-7023-00620-0130
  • Additional Parcels: No
  • Lot Dimensions: 80X125
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 929

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Multi Family

  • Number Of Units Total: 2
  • Total Num Buildings: 1
  • Unit Count: 2

Tax Info

  • Tax Annual Amount: 4963
  • Tax Block: 62
  • Tax Book Number: N/A
  • Tax Lot: 13

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 14, 2023
Closed on
Dec 10, 2023
Sold by
Cordray Carolynn L and Renshaw Vickie A
Bought by
Dubose Mone
Seller's Agent
Rodolphe Brun
3 DOT REALTY LLC
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$399,900
Sold Price
$369,000
Premium/Discount to List
-$30,900
-7.73%
Total Days on Market
87
Views
205
Current Estimated Value
$387,902

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,902
Avg. Annual Appreciation
3.43%
Original Mortgage
$362,316
Outstanding Balance
$357,753
Interest Rate
7.44%
Mortgage Type
FHA
Estimated Equity
$30,149

Purchase Details

Closed on
Mar 25, 2019
Sold by
Sowle Margaret E and Sowle Richard G
Bought by
Cordray Patrick D and Cordray Carolynn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,192
Interest Rate
4.3%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 22, 2015
Sold by
Sowle Margaret E and Sowle Richard G
Bought by
Sowle Margaret E

Purchase Details

Closed on
Mar 27, 2007
Sold by
Adair David R
Bought by
Sowle Richard G and Sowle Margaret E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.27%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 3, 2004
Sold by
Lewis Robert A and Lewis Charlene
Bought by
Adair David R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.98%
Mortgage Type
Commercial

Purchase Details

Closed on
Nov 1, 2001
Sold by
Cooney Thomas M and Cooney Edith K
Bought by
Lewis Robert A and Lewis Charlene
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dubose Mone $369,000 Agents Choice Title
Cordray Patrick D $259,900 Flagler County Abstract Co
Sowle Margaret E -- Attorney
Sowle Richard G $230,000 None Available
Adair David R $200,000 Southern Title Hldg Co Llc
Lewis Robert A $7,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dubose Mone $362,316
Previous Owner Cordray Patrick D $207,000
Previous Owner Cordray Patrick D $255,192
Previous Owner Sowle Richard G $155,000
Previous Owner Adair David $57,200
Previous Owner Adair David $40,000
Previous Owner Adair David R $160,000
Previous Owner Lewis Robert A $130,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/14/2023 12/14/23 Sold $369,000 -7.7% $163 / Sq Ft
11/10/2023 11/10/23 Pending -- -- --
10/27/2023 10/27/23 For Sale $399,900 0.0% $177 / Sq Ft
10/25/2023 10/25/23 Pending -- -- --
10/18/2023 10/18/23 Price Changed $399,900 -4.8% $177 / Sq Ft
10/08/2023 10/08/23 Price Changed $419,900 -4.4% $186 / Sq Ft
09/18/2023 09/18/23 Price Changed $439,000 -2.4% $194 / Sq Ft
09/03/2023 09/03/23 For Sale $450,000 0.0% $199 / Sq Ft
08/22/2023 08/22/23 Pending -- -- --
08/14/2023 08/14/23 For Sale $450,000 -- $199 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,238 $324,762 $44,000 $280,762
2023 $5,238 $265,956 $0 $0
2022 $4,963 $307,064 $45,500 $261,564
2021 $4,287 $221,113 $24,000 $197,113
2020 $3,953 $199,816 $18,000 $181,816
2019 $2,110 $141,976 $0 $0
2018 $2,025 $137,450 $0 $0
2017 $1,873 $126,679 $0 $0
2016 $1,732 $116,776 $0 $0
2015 $1,614 $110,059 $0 $0
2014 $1,580 $107,018 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: FC293876

Stellar MLS

APN: 07-11-31-7023-00620-0130