200 Jefferson Ave Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $1,110/month
Highlights
- Community Lake
- Bonus Room
- Living Room
- Property is near a park
- Formal Dining Room
- 2-minute walk to St Francis Park
About This Home
**Received multiple offers - Please submit your best and highest offer by 6pm 9/13/2025** Affordable Starter or Investor Special - Sold As Is This charming two-bedroom, one-bath ranch at 200 Jefferson Ave in Elgin offers an excellent opportunity for investors or first-time home buyers. It sits on a manageable lot and dates back to the early 1900s. Inside, a sunny living room opens to a separate dining room-both recently refreshed with modern flooring and neutral paint. The kitchen features stainless-steel appliances, white shaker cabinets and generous counter space, while a bonus room just off the kitchen makes an ideal home office, playroom or morning-coffee retreat. Downstairs, a full basement with a laundry area offers room to expand or create a workshop, and the attic adds convenient storage. The property is being sold strictly as is which is why the pricing is so reasonable. The home remains in the same condition as the prior sale two years ago, so buyers can enjoy the recent updates while still adding value with their own improvements. Children here attend McKinley Elementary School, Larsen Middle School and Elgin High School, all part of School District U 46. The district partners closely with local businesses and offers nationally accredited career and technical programs. It also provides advanced academic programs and magnet academies, supporting students from early childhood through college preparation. Elgin is known for its charming neighborhoods, diverse housing options and quality schools. Residents enjoy abundant parks, cultural attractions and a vibrant dining scene, all while benefiting from historically low crime rates. The city operates numerous parks-including Lords Park with a small zoo and Wing Park with an outdoor pool-and award winning golf courses. Bicyclists and hikers can explore the extensive Fox River Trail and its Prairie Path extension. Elgin also offers a relaxed lifestyle yet is only about an hour from Chicago via the Jane Addams Tollway or the Metra commuter rail. U.S. Route 20 and I 90 make commuting simple; National Street Station provides 90 minute rides into the city, and O'Hare International Airport is roughly 25 miles away. Nearby you'll find local diners and cafes, plus family run restaurants like Ray's Diner. Residents can quickly reach shopping along Randall Road and numerous small businesses in downtown Elgin. Nearby parks and nature preserves-such as Drake Field Park and Bluff Spring Fen-offer green space for sports and wildlife watching. With its refreshed interiors, full basement and bonus space, this home is already comfortable yet brimming with potential. Because it's priced to reflect an as is sale, it's an affordable way to enter the market or add to an investment portfolio. Combine the solid bones of a classic ranch with Elgin's award winning schools and exceptional quality of life, and you have the perfect foundation for future growth.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,715
Year Built
- Built in 1900 | Remodeled in 2022
Lot Details
- 2,958 Sq Ft Lot
- Lot Dimensions are 43x69
Interior Spaces
- 817 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Family Room
- Living Room
- Formal Dining Room
- Bonus Room
- Basement Fills Entire Space Under The House
- Range
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Parking Spaces
- Driveway
Location
- Property is near a park
Schools
- Mckinley Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- Community Lake
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,220 | $48,235 | $9,030 | $39,205 |
| 2023 | $3,715 | $43,577 | $8,158 | $35,419 |
| 2022 | $3,445 | $39,735 | $7,439 | $32,296 |
| 2021 | $3,445 | $37,149 | $6,955 | $30,194 |
| 2020 | $3,109 | $34,092 | $6,640 | $27,452 |
| 2019 | $3,033 | $32,475 | $6,325 | $26,150 |
| 2018 | $2,669 | $26,998 | $5,959 | $21,039 |
| 2017 | $2,625 | $25,522 | $5,633 | $19,889 |
| 2016 | $2,525 | $23,678 | $5,226 | $18,452 |
| 2015 | -- | $21,703 | $4,790 | $16,913 |
| 2014 | -- | $21,435 | $4,731 | $16,704 |
| 2013 | -- | $25,026 | $4,856 | $20,170 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/14/2025 09/14/25 | Pending | -- | -- | -- |
| 09/11/2025 09/11/25 | For Sale | $150,000 | 0.0% | $184 / Sq Ft |
| 07/29/2025 07/29/25 | Pending | -- | -- | -- |
| 07/25/2025 07/25/25 | For Sale | $150,000 | +4.9% | $184 / Sq Ft |
| 04/27/2023 04/27/23 | Sold | $143,000 | +5.9% | $175 / Sq Ft |
| 03/27/2023 03/27/23 | Pending | -- | -- | -- |
| 03/24/2023 03/24/23 | For Sale | $135,000 | -- | $165 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $143,000 | None Listed On Document | |
| Warranty Deed | $75,000 | None Listed On Document |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $128,700 | New Conventional | |
| Previous Owner | $50,000 | New Conventional | |
| Closed | $25,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12430361
APN: 06-12-304-026
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