Seller's Agent in 2026
Claire Davis
Engel & Völkers Annapolis
(443) 292-6767
3 in this area
48 Total Sales
2003 Phillips Terrace Unit 9 Annapolis, MD 21401
Parole Neighborhood
2
Beds
2
Baths
1,470
Sq Ft
$320/ mo
HOA Fee
Highlights
- Penthouse
- No Units Above
- Curved or Spiral Staircase
- West Annapolis Elementary School Rated A-
- Open Floorplan
- Jogging Path
About This Home
As of March 2026Welcome to this charming penthouse condo in the Windgate community, offering comfort, convenience, and a fantastic Annapolis location. This home features 2 spacious bedrooms, 2 full bathrooms, and a bonus upper-level living area with additional storage, along with an open floor plan ideal for everyday living and entertaining. The galley kitchen includes modern appliances (Range 2025, Fridge 2024, Washer/Dryer 2025, Garbage Disposal 2025), and the living area is highlighted by a gas fireplace and access to a private balcony—perfect for relaxing after a long day. Additional features include walk-in closet, a ceiling fan in the primary bedroom, and a spiral staircase that adds character. Windgate offers walking paths, tot lots, unassigned parking, and a secure main entrance with intercom. Located close to downtown Annapolis, you’re just minutes from shopping, dining, downtown, the waterfront, and the Naval Academy. Easy access to RT-50, I-97, and public transit makes commuting to DC & Baltimore simple.
A great opportunity for buyers seeking low-maintenance living in a prime location—schedule your private tour today!
Last Agent to Sell the Property
(443) 292-6767 claire.davis@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767 License #676497 Listed on: 02/06/2026
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,628
Year Built
- Built in 1995
Lot Details
- No Units Above
- Property is in very good condition
HOA Fees
- $320 Monthly HOA Fees
Home Design
- Penthouse
- Entry on the 3rd floor
- Brick Exterior Construction
- Frame Construction
Interior Spaces
- 1,470 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Curved or Spiral Staircase
- Ceiling Fan
- Gas Fireplace
- Window Treatments
- Family Room
- Luxury Vinyl Plank Tile Flooring
- Intercom
Kitchen
- Galley Kitchen
- Cooktop
- Built-In Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Parking
- 2 Open Parking Spaces
- 2 Parking Spaces
- Parking Lot
- Unassigned Parking
Outdoor Features
- Balcony
Utilities
- Central Air
- Heating System Uses Natural Gas
- Heat Pump System
- Vented Exhaust Fan
- Natural Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 020296190087007
Community Details
Overview
- Association fees include common area maintenance, exterior building maintenance, reserve funds, snow removal
- Low-Rise Condominium
- Windgate Condo Community
- Windgate Subdivision
Recreation
- Community Playground
- Jogging Path
Pet Policy
- Pets Allowed
- Pet Size Limit
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 6, 2026
Closed on
Mar 2, 2026
Sold by
Sahm Andrew and Sanchez Ramirez Maria C
Bought by
Fitzsimons Brian
Seller's Agent
Claire Davis
Engel & Völkers Annapolis
Buyer's Agent
Jennifer Grizzle
Coldwell Banker Realty
List Price
$365,000
Sold Price
$365,000
Views
5
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.81%
Purchase Details
Listed on
Sep 1, 2022
Closed on
Oct 7, 2022
Sold by
Holdorf Sandra K
Bought by
Sahm Andrew G and Ramirez Maria C
Seller's Agent
Merritt Butts
Long & Foster Real Estate, Inc.
Buyer's Agent
Claire Davis
Engel & Völkers Annapolis
List Price
$335,000
Sold Price
$340,000
Premium/Discount to List
$5,000
1.49%
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.11%
Original Mortgage
$340,000
Interest Rate
5.89%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 25, 2015
Closed on
Apr 25, 2016
Sold by
Ross Debora
Bought by
Holdrof Sandra K
Seller's Agent
Brian Schilling
EXP Realty, LLC
Buyer's Agent
Merritt Butts
Long & Foster Real Estate, Inc.
List Price
$269,900
Sold Price
$265,000
Premium/Discount to List
-$4,900
-1.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$260,200
Interest Rate
3.62%
Mortgage Type
FHA
Purchase Details
Listed on
Oct 30, 2013
Closed on
Dec 16, 2013
Sold by
Stone Sandra F
Bought by
Ross Debora
Seller's Agent
Brian Schilling
EXP Realty, LLC
Buyer's Agent
Susan Rosko-Thomas
CRCT, LLC
List Price
$259,900
Sold Price
$250,000
Premium/Discount to List
-$9,900
-3.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.50%
Original Mortgage
$90,000
Interest Rate
4.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 20, 1995
Sold by
Pulte Home Corp
Bought by
Stone Sandra F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,500
Interest Rate
7.81%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $365,000 | Quiet Title | |
| Deed | $340,000 | Bay Title | |
| Deed | $265,000 | Chancellor Title Svcs Inc | |
| Deed | $250,000 | First American Title Ins Co | |
| Deed | $112,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $340,000 | New Conventional | |
| Previous Owner | $260,200 | FHA | |
| Previous Owner | $90,000 | New Conventional | |
| Previous Owner | $82,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/02/2026 03/02/26 | Sold | $365,000 | 0.0% | $248 / Sq Ft | |
| 02/07/2026 02/07/26 | Pending | -- | -- | -- | |
| 02/06/2026 02/06/26 | For Sale | $365,000 | +7.4% | $248 / Sq Ft | |
| 10/07/2022 10/07/22 | Sold | $340,000 | +1.5% | $231 / Sq Ft | View Prior Sale |
| 09/04/2022 09/04/22 | Pending | -- | -- | -- | |
| 09/01/2022 09/01/22 | For Sale | $335,000 | 0.0% | $228 / Sq Ft | |
| 07/23/2019 07/23/19 | Rented | $1,800 | +2.9% | -- | |
| 07/15/2019 07/15/19 | For Rent | $1,750 | 0.0% | -- | |
| 07/22/2016 07/22/16 | Rented | $1,750 | 0.0% | -- | |
| 07/22/2016 07/22/16 | Under Contract | -- | -- | -- | |
| 07/12/2016 07/12/16 | For Rent | $1,750 | 0.0% | -- | |
| 04/25/2016 04/25/16 | Sold | $265,000 | -1.8% | $180 / Sq Ft | View Prior Sale |
| 03/15/2016 03/15/16 | Pending | -- | -- | -- | |
| 02/07/2016 02/07/16 | For Sale | $269,900 | 0.0% | $184 / Sq Ft | |
| 01/22/2016 01/22/16 | Pending | -- | -- | -- | |
| 12/25/2015 12/25/15 | For Sale | $269,900 | +8.0% | $184 / Sq Ft | |
| 12/16/2013 12/16/13 | Sold | $250,000 | -3.8% | $170 / Sq Ft | View Prior Sale |
| 11/13/2013 11/13/13 | Pending | -- | -- | -- | |
| 10/30/2013 10/30/13 | For Sale | $259,900 | -- | $177 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,132 | $294,000 | $147,000 | $147,000 |
| 2024 | $3,132 | $284,200 | $0 | $0 |
| 2023 | $3,016 | $274,400 | $0 | $0 |
| 2022 | $2,765 | $264,600 | $132,300 | $132,300 |
| 2020 | $2,601 | $249,867 | $0 | $0 |
| 2019 | $2,550 | $242,500 | $121,200 | $121,300 |
| 2018 | $2,409 | $237,600 | $0 | $0 |
| 2017 | $2,356 | $232,700 | $0 | $0 |
| 2016 | -- | $227,800 | $0 | $0 |
| 2015 | -- | $227,800 | $0 | $0 |
| 2014 | -- | $227,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Claire Davis
-
Jennifer Grizzle
Buyer's Agent in 2026
Jennifer Grizzle
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 618-4338
2 in this area
43 Total Sales
-
Merritt Butts
Seller's Agent in 2022
Merritt Butts
Long & Foster
(410) 279-7712
2 in this area
16 Total Sales
-
Margaret MacGloan
Buyer's Agent in 2019
Margaret MacGloan
Douglas Realty LLC
(410) 703-9298
20 Total Sales
-
Brian Schilling
Seller's Agent in 2016
Brian Schilling
EXP Realty, LLC
(410) 991-7009
20 in this area
126 Total Sales
-
Rene Rey
R
Buyer's Agent in 2016
Rene Rey
BHHS PenFed (actual)
(240) 461-9862
4 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2135464
APN: 02-961-90087007
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