$365,000
UNDER CONTRACT

2003 Phillips Terrace Unit 9 Annapolis, MD 21401

Parole Neighborhood

Estimated payment $2,521/month

2 Beds
2 Baths
1,470 Sq Ft
$248 Price per Sq Ft

Highlights

  • Penthouse
  • No Units Above
  • Curved or Spiral Staircase
  • West Annapolis Elementary School Rated A-
  • Open Floorplan
  • Jogging Path

About This Home

OPEN HOUSE SATURDAY 2/7. 12PM - 3PM Welcome to this charming penthouse condo in the Windgate community, offering comfort, convenience, and a fantastic Annapolis location. This home features 2 spacious bedrooms, 2 full bathrooms, and a bonus upper-level living area with additional storage, along with an open floor plan ideal for everyday living and entertaining. The galley kitchen includes modern appliances (Range 2025, Fridge 2024, Washer/Dryer 2025, Garbage Disposal 2025), and the living area is highlighted by a gas fireplace and access to a private balcony—perfect for relaxing after a long day. Additional features include walk-in closet, a ceiling fan in the primary bedroom, and a spiral staircase that adds character. Windgate offers walking paths, tot lots, unassigned parking, and a secure main entrance with intercom. Located close to downtown Annapolis, you’re just minutes from shopping, dining, downtown, the waterfront, and the Naval Academy. Easy access to RT-50, I-97, and public transit makes commuting to DC & Baltimore simple.
A great opportunity for buyers seeking low-maintenance living in a prime location—schedule your private tour today!

Listing Agent

Claire Davis

(443) 292-6767 claire.davis@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767 License #676497 Listed on: 02/06/2026

Engel & Völkers Annapolis

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,628

Year Built

  • Built in 1995

Lot Details

  • No Units Above
  • Property is in very good condition

HOA Fees

  • $320 Monthly HOA Fees

Home Design

  • Penthouse
  • Entry on the 3rd floor
  • Brick Exterior Construction
  • Frame Construction

Interior Spaces

  • 1,470 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Curved or Spiral Staircase
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Luxury Vinyl Plank Tile Flooring
  • Intercom

Kitchen

  • Galley Kitchen
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • 2 Open Parking Spaces
  • 2 Parking Spaces
  • Parking Lot
  • Unassigned Parking

Outdoor Features

  • Balcony

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 020296190087007

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, reserve funds, snow removal
  • Low-Rise Condominium
  • Windgate Condo Community
  • Windgate Subdivision

Recreation

  • Community Playground
  • Jogging Path

Pet Policy

  • Pets Allowed
  • Pet Size Limit

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,628

Year Built

Built in 1995

Lot Details

0

HOA Fees

$320 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Penthouse Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Unit/Flat
  • Ownership: Condominium
  • Historic: No
  • Inclusions: Attached wine rack, attached hanging basket (kitchen), floating shelves family room.
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2/7/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: UnderContract
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Washer, Water Heater
  • Entry Floor: 3
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living, Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Galley, Spiral Staircase, Walk-In Closet(s), Window Treatments
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Common Walls: No One Above
  • Levels Count: 3
  • Room List: Bedroom 2, Kitchen, Family Room, Bedroom 1, Bathroom 1, Bathroom 2
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1470
  • Living Area Sq Ft: 1470
  • Price Per Sq Ft: 248.30
  • Above Grade Finished Sq Ft: 1470
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Frame
  • Exterior Features: Sidewalks, Street Lights
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Unassigned
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Main Entrance Lock, Intercom
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 320.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Jog/Walk Path, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Reserve Funds, Snow Removal
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Outdoor Living Structures: Balcony
  • Property Condition: Very Good
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Size/Weight Restriction
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3628.00
  • Assessor Parcel Number: 020296190087007
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,132 $294,000 $147,000 $147,000
2024 $3,132 $284,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/06/2026 02/06/26 For Sale $365,000 +7.4% $248 / Sq Ft
10/07/2022 10/07/22 Sold $340,000 +1.5% $231 / Sq Ft View Prior Sale
09/04/2022 09/04/22 Pending -- -- --
09/01/2022 09/01/22 For Sale $335,000 0.0% $228 / Sq Ft
07/23/2019 07/23/19 Rented $1,800 +2.9% --
07/15/2019 07/15/19 For Rent $1,750 0.0% --
07/22/2016 07/22/16 Rented $1,750 0.0% --
07/22/2016 07/22/16 Under Contract -- -- --
07/12/2016 07/12/16 For Rent $1,750 0.0% --
04/25/2016 04/25/16 Sold $265,000 -1.8% $180 / Sq Ft View Prior Sale
03/15/2016 03/15/16 Pending -- -- --
02/07/2016 02/07/16 For Sale $269,900 0.0% $184 / Sq Ft
01/22/2016 01/22/16 Pending -- -- --
12/25/2015 12/25/15 For Sale $269,900 +8.0% $184 / Sq Ft
12/16/2013 12/16/13 Sold $250,000 -3.8% $170 / Sq Ft View Prior Sale
11/13/2013 11/13/13 Pending -- -- --
10/30/2013 10/30/13 For Sale $259,900 -- $177 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $340,000 Bay Title
Deed $265,000 Chancellor Title Svcs Inc
Deed $250,000 First American Title Ins Co
Deed $112,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $340,000 New Conventional
Previous Owner $260,200 FHA
Previous Owner $90,000 New Conventional
Previous Owner $82,500 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2135464

Bright MLS

APN: 02-961-90087007