20045 Placid Lake Terrace Germantown, MD 20874
Estimated payment $3,339/month
Total Views
3,543
3
Beds
3.5
Baths
1,918
Sq Ft
$269
Price per Sq Ft
Highlights
- Colonial Architecture
- Deck
- 1 Fireplace
- Dr. Martin Luther King, Jr. Middle School Rated A-
- Wood Flooring
- Community Pool
About This Home
One-Year Home Warranty Included!
Welcome to 20045 Placid Lake Terrace — a thoughtfully updated and well-maintained townhome tucked away on a quiet cul-de-sac in the desirable Waters Landing community. Surrounded by mature trees with seasonal views of Little Seneca Lake, this home offers the perfect blend of comfort, character, and convenience.
The kitchen features granite countertops, stainless steel appliances, and heated tile flooring, opening to a sunny breakfast nook with skylights that bring in peaceful morning light. The main level also includes a spacious dining and living area with updated lighting, custom touches, and a stylish powder room.
Upstairs, the primary suite offers vaulted ceilings and an en suite bath. Two additional bedrooms and a full hall bath complete the upper level.
The fully finished walk-out basement adds flexible living space with heated tile floors, an electric fireplace, a beautifully remodeled full bath, and direct access to the backyard—currently used as a home office.
Enjoy all the amenities of Waters Landing: pools, tennis courts, playgrounds, and trails—plus easy access to Black Hill Regional Park, Germantown Town Center, Milestone Shopping Center, I-270, and the MARC train.
This is low-maintenance, move-in-ready living in one of Germantown’s most serene and private neighborhoods.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,891
Year Built
- Built in 1989
HOA Fees
- $112 Monthly HOA Fees
Home Design
- Colonial Architecture
- Brick Front
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
- Screen For Fireplace
- Window Treatments
- Dining Area
- Wood Flooring
Kitchen
- Breakfast Area or Nook
- Gas Oven or Range
- Built-In Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Rear Basement Entry
- Laundry in Basement
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Additional Features
- Deck
- 1,536 Sq Ft Lot
Listing and Financial Details
- Tax Lot 21
- Assessor Parcel Number 160202756542
Community Details
Overview
- Association fees include common area maintenance, pool(s), reserve funds, road maintenance, trash
- Churchill Town Sector Subdivision
Amenities
- Common Area
- Community Center
- Party Room
Recreation
- Tennis Courts
- Community Playground
- Community Pool
- Jogging Path
- Bike Trail
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,891 | $393,900 | $140,000 | $253,900 |
| 2023 | $3,971 | $375,667 | $0 | $0 |
| 2022 | $3,580 | $357,433 | $0 | $0 |
| 2021 | $1,571 | $339,200 | $125,000 | $214,200 |
| 2020 | $3,141 | $324,033 | $0 | $0 |
| 2019 | $2,962 | $308,867 | $0 | $0 |
| 2018 | $2,792 | $293,700 | $120,000 | $173,700 |
| 2017 | $2,828 | $291,667 | $0 | $0 |
| 2016 | $3,129 | $289,633 | $0 | $0 |
| 2015 | $3,129 | $287,600 | $0 | $0 |
| 2014 | $3,129 | $287,600 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/30/2025 07/30/25 | Price Changed | $515,000 | -2.8% | $269 / Sq Ft |
| 07/10/2025 07/10/25 | For Sale | $530,000 | -- | $276 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $330,857 | -- | |
| Deed | $330,857 | -- | |
| Deed | $199,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $285,000 | New Conventional | |
| Closed | $55,000 | Credit Line Revolving | |
| Closed | $325,500 | Stand Alone Second | |
| Closed | $320,000 | Stand Alone Second | |
| Closed | $40,000 | Stand Alone Second |
Source: Public Records
Similar Homes in Germantown, MD
Source: Bright MLS
MLS Number: MDMC2187144
APN: 02-02756542
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