NOT LISTED FOR SALE

2009 Ruffs Mill Rd Bel Air, MD 21015

Estimated Value: $430,000 - $524,000

4 Beds
3 Baths
2,334 Sq Ft
$203/Sq Ft Est. Value

Last Sold November 12, 2021

Last sale price $392,500 $168 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $2,876/month

Highlights

  • Barn
  • View of Trees or Woods
  • Deck
  • Southampton Middle School Rated A-
  • Curved or Spiral Staircase
  • Stream or River on Lot

About This Home

As of November 2021

A little bit of country just minutes from the town of Bel Air! This adorable 4 bedroom rancher/rambler with addition(above grade sq footage is 1310 sq ft., lower level is 1024 sq ft)) located on 2 acres*(zoned AG) - has an oversized Conestoga Building garage -perfect for cars/boats and bikes. A custom stone walkway leads to the Main level with a separate living room, spacious country kitchen with cabinets/counters galore! Parlor stove accent-though not operational/vented-adds to its charm.With 2 bedrooms & full bath, an addition allows for a primary bathroom and dining room opening to the deck. So many updates-new Kitchen 1995, new roof 2009, new windows (2008 /2019), newer well (1978)& septic(18 yrs old) & leaf guard gutter system. All protected by a13000 watt whole house generator with automatic transfer switch fueled by propane gas(lease in effect for the propane) . Laundry room is located just off the kitchen and a spiral staircase leads to the the lower level( In-law quarters, perhaps?) This level with outside access , features two bedrooms ,an updated full bath with 5ft walk-in shower ,an office/bonus room and a family room that could easily accommodate a dining/kitchen area.
The two acres offers 4 outbuilding-two with electric- trees & a stream. Did I mention a koi pond & producing garden? One outbuilding is screened and perfect for those fall crab feasts! Some fencing in place-perfect for pets. Must see to appreciate !
Sold as-is but in great condition- sellers have included a one years home warranty for your peace of mind! In a USDA 100% financing zone-available to qualified buyers.

Last Agent to Sell the Property

Sandy Stillman DiPasquale

Samson Properties License #578040 Listed on: 09/25/2021

Samson Properties

Last Buyer's Agent

Peggy Fancher

ExecuHome Realty License #600126

ExecuHome Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,280

Year Built

  • Built in 1950

Lot Details

  • 2 Acre Lot
  • Stone Retaining Walls
  • Extensive Hardscape
  • Level Lot
  • Cleared Lot
  • Backs to Trees or Woods
  • Property is in excellent condition
  • Property is zoned AG

Parking

  • 2 Car Detached Garage
  • Front Facing Garage

Property Views

  • Woods
  • Garden

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Wood Foundation
  • Block Foundation
  • Asbestos Shingle Roof
  • Concrete Perimeter Foundation
  • Chimney Cap

Interior Spaces

  • Property has 2 Levels
  • Curved or Spiral Staircase
  • Chair Railings
  • Brick Wall or Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Double Pane Windows
  • Window Treatments
  • Bay Window
  • Window Screens
  • Atrium Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Storage Room
  • Attic Fan

Kitchen

  • Eat-In Country Kitchen
  • Breakfast Area or Nook
  • Stove
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Sump Pump

Home Security

  • Storm Doors
  • Flood Lights

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Exterior Lighting
  • Outbuilding
  • Rain Gutters

Farming

  • Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • 120/240V
  • Power Generator
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1303052230

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,280

Year Built

Built in 1950

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-09-25
  • Year Built: 1950
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Dryer, Dryer - Electric, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Carpet, Hardwood, Wood, Vinyl, Concrete
  • Interior Amenities: Attic, Attic/House Fan, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Entry Level Bedroom, Kitchen - Country, Kitchen - Eat-In, Primary Bath(s), Skylight(s), Spiral Staircase, Stall Shower, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors
  • Window Features: Bay/Bow, Double Pane, Screens, Skylights
  • Fireplace: No
  • Door Features: Atrium, Insulated, Six Panel, Storm
  • Wall Ceiling Types: Brick, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter, Block, Wood
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Office, Storage Room, Bathroom 2, Bathroom 3, Attic, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Sump Pump, Walkout Level
  • Total Sq Ft: 2334
  • Living Area Sq Ft: 2334
  • Price Per Sq Ft: 299.62
  • Above Grade Finished Sq Ft: 1310
  • Below Grade Finished Sq Ft: 1024
  • Total Below Grade Sq Ft: 1024
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2009

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Barn, Garage(s)
  • Construction Materials: Block, Concrete, Brick
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Gutter System, Flood Lights, Outbuilding(s), Stone Retaining Walls, Sidewalks, Chimney Cap(s)
  • Road Surface Type: Black Top
  • Roof: Asbestos Shingle
  • View: Garden/Lawn, Street, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Off Street, Detached Garage
  • Off Street Parking Spaces: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Attic Fan
  • Electric Service: Generator, 120/240V
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 110
  • Lot Features: Backs To Trees, Cleared, Level, Stream/Creek
  • Lot Size Acres: 2.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 87120.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good, Excellent
  • Zoning: AG
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3280.00
  • Assessor Parcel Number: 1303052230
  • Tax Total Finished Sq Ft: 2030
  • Tax Year: 2021
  • Close Date: 11/12/2021

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2021
Closed on
Nov 12, 2021
Sold by
Lecain David A and Lecain Carla A
Bought by
Bancroft Steve R
Seller's Agent
Sandy Stillman DiPasquale
Samson Properties
Buyer's Agent
Peggy Fancher
ExecuHome Realty
List Price
$379,000
Sold Price
$392,500
Premium/Discount to List
$13,500
3.56%
Current Estimated Value
$474,307

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,807
Avg. Annual Appreciation
4.94%
Original Mortgage
$294,375
Outstanding Balance
$270,383
Interest Rate
3.01%
Mortgage Type
VA
Estimated Equity
$202,026

Purchase Details

Closed on
Oct 15, 2003
Sold by
Kile Thomas G
Bought by
Cain David A and Cain Carla A

Purchase Details

Closed on
Apr 18, 2001
Sold by
Houser William P
Bought by
Kile Thomas G and Kile Tracy D

Purchase Details

Closed on
Sep 6, 1990
Sold by
Kos Stanley E
Bought by
Houser William P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
10.24%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bancroft Steve R $392,500 None Available
Cain David A $247,000 --
Kile Thomas G $189,000 --
Houser William P $141,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bancroft Steve R $33,000
Open Bancroft Steve R $294,375
Previous Owner Lecain David A $177,200
Previous Owner Lecain David A $30,000
Previous Owner Tabasco Joyce A $315,000
Previous Owner Houser William P $140,000
Closed Kile Thomas G --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/12/2021 11/12/21 Sold $392,500 0.0% $168 / Sq Ft
10/17/2021 10/17/21 Price Changed $392,500 +0.1% $168 / Sq Ft
10/04/2021 10/04/21 Price Changed $392,000 -0.1% $168 / Sq Ft
10/01/2021 10/01/21 Pending -- -- --
10/01/2021 10/01/21 Off Market $392,500 -- --
09/25/2021 09/25/21 For Sale $379,000 -- $162 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,747 $367,500 $116,700 $250,800
2024 $3,747 $338,300 $0 $0
2023 $3,429 $309,100 $0 $0
2022 $3,111 $279,900 $116,700 $163,200
2021 $6,341 $279,467 $0 $0
2020 $3,280 $279,033 $0 $0
2019 $3,275 $278,600 $135,000 $143,600
2018 $3,171 $274,767 $0 $0
2017 $3,115 $278,600 $0 $0
2016 -- $267,100 $0 $0
2015 $3,141 $267,100 $0 $0
2014 $3,141 $267,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2004182

Bright MLS

APN: 03-052230