EC
Seller's Agent in 2026
Erica Clay Kinkead
Team Pannell Real Estate
(859) 806-7946
40 Total Sales
201 Ruth Dr Richmond, KY 40475
Richmond Area
3
Beds
1.5
Baths
1,700
Sq Ft
0.53
Acre Lot
Highlights
- Deck
- Wood Flooring
- No HOA
- White Hall Elementary School Rated A-
- Bonus Room
- Lower Floor Utility Room
About This Home
As of July 2026Move-in ready with modern updates and timeless charm- it has it all! This home is one thing you won't have to stress about with it's NEW ROOF, NEW HEATING and AIR, and NEW PLUMBING. Some of the wonderful features include gorgeous hardwood floors on the first and second floor, a large eat-in kitchen with quality wood cabinets, brand new quartz countertops, and sleek stainless steel appliances- perfect for both everyday living and entertaining. This home also has two spacious living areas, two newly renovated bathrooms and a bonus room to meet everyone's needs. Step outside to your own private retreat with over half an acre of fully fence yard offering endless possibilities for outdoor living, pets, gardening or play. This is the home where every day could feel like a vacation. Conveniently located just 13 minutes to Lexington (exit 104) and 10 minutes to downtown Richmond.
Last Agent to Sell the Property
Team Pannell Real Estate License #201197 Listed on: 05/08/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1973
Lot Details
- 23,087 Sq Ft Lot
- Privacy Fence
- Wire Fence
- Few Trees
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Split Level Home
- Brick Veneer
- Block Foundation
- Dimensional Roof
- Vinyl Siding
Interior Spaces
- 1,700 Sq Ft Home
- Multi-Level Property
- Ceiling Fan
- Fireplace With Gas Starter
- Family Room with Fireplace
- Family Room Downstairs
- Living Room
- Bonus Room
- Lower Floor Utility Room
- Utility Room
- Finished Basement
- Fireplace in Basement
- Attic Access Panel
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
Laundry
- Laundry on lower level
- Washer and Electric Dryer Hookup
Outdoor Features
- Deck
- Patio
- Shed
Schools
- Boonesborough Elementary School
- Michael Caudill Middle School
- Madison Central High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Boone Village Subdivision
Listing and Financial Details
- Assessor Parcel Number 052A-0000-0027
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 8, 2026
Closed on
Jul 10, 2026
Sold by
Debdan Investments Inc
Bought by
Seller's Agent
Erica Clay Kinkead
Team Pannell Real Estate
Buyer's Agent
Ben Allen
The Brokerage
List Price
$299,900
Sold Price
$267,500
Premium/Discount to List
-$32,400
-10.8%
Views
68
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.17%
Original Mortgage
$214,000
Outstanding Balance
$213,713
Interest Rate
6.48%
Mortgage Type
New Conventional
Estimated Equity
$54,349
Purchase Details
Closed on
Oct 31, 2025
Sold by
Joseph Ruby
Bought by
Ky Home Investors Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.26%
Mortgage Type
Construction
Purchase Details
Closed on
Dec 27, 2005
Sold by
Salyer James R and Salyer Ruby
Bought by
Joseph William and Joseph Ruby
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,900
Interest Rate
6.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $125,000 | None Listed On Document | |
| Deed | $170,000 | None Listed On Document | |
| Deed | $60,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $220,000 | Construction | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $53,900 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/10/2026 07/10/26 | Sold | $267,500 | -6.1% | $157 / Sq Ft |
| 06/09/2026 06/09/26 | Pending | -- | -- | -- |
| 06/08/2026 06/08/26 | Price Changed | $285,000 | -1.7% | $168 / Sq Ft |
| 05/20/2026 05/20/26 | Price Changed | $289,900 | -3.3% | $171 / Sq Ft |
| 05/08/2026 05/08/26 | For Sale | $299,900 | 0.0% | $176 / Sq Ft |
| 05/02/2026 05/02/26 | Pending | -- | -- | -- |
| 04/29/2026 04/29/26 | Price Changed | $299,900 | -4.8% | $176 / Sq Ft |
| 04/13/2026 04/13/26 | For Sale | $315,000 | -- | $185 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $829 | $137,000 | $0 | $0 |
| 2024 | $869 | $137,000 | $0 | $0 |
| 2023 | $879 | $137,000 | $0 | $0 |
| 2022 | $939 | $137,000 | $0 | $0 |
| 2021 | $956 | $137,000 | $0 | $0 |
| 2020 | $634 | $102,000 | $0 | $0 |
| 2019 | $551 | $93,500 | $0 | $0 |
| 2018 | $568 | $93,500 | $0 | $0 |
| 2017 | $562 | $93,500 | $0 | $0 |
| 2016 | $933 | $93,500 | $0 | $0 |
| 2015 | $910 | $93,500 | $0 | $0 |
| 2014 | $895 | $93,500 | $0 | $0 |
| 2012 | $895 | $93,500 | $93,500 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Erica Clay Kinkead
-
Ben Allen
Buyer's Agent in 2026
Ben Allen
The Brokerage
(859) 333-1267
105 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 26007789
APN: 052A-0000-0027
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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