$515,000
SOLD JUN 6, 2025

20109 Norman Colony Rd Cornelius, NC 28031

2 Beds
2 Baths
1,873 Sq Ft
0.28 Acres

Recently Sold

$275 Per Sq Ft

2% Below List Price

170 Days on Market

Highlights

  • Access To Lake
  • Wooded Lot
  • Community Pool
  • Bailey Middle School Rated A-
  • Wood Flooring
  • Covered Patio or Porch

About This Home

As of June 2025

Truly a home of exceptional charm and quality workmanship. Overlooking the shoreline of beautiful Lake Norman. This Brick and Shake Gem has been maintained with utmost care. The loft upstairs has previously been used as a 3rd bedroom however has a block style window which doesn't open. Gleaming wood flooring throughout main level. A canopy of mature trees enhance the beauty and provide abundant shade of the quiet surroundings. Golf, tennis, boating, skiing plus excellent restaurants and shopping fit for any taste or budget! A beautiful home, a special location, a great opportunity!

Last Agent to Sell the Property

Roger Austin

Century 21 Providence Realty Brokerage Email: rogeraustin@windstream.net License #272216 Listed on: 11/16/2024

Last Buyer's Agent

Kristen Summers Hall

EXP Realty LLC Mooresville License #303094

EXP Realty LLC Mooresville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,922

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 66'x177'x65'x190'
  • Irrigation
  • Wooded Lot
  • Property is zoned GR

HOA Fees

  • $146 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Vinyl Siding
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • French Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Garden Bath

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-135-08

Community Details

Overview

  • Csi Association, Phone Number (704) 892-1660
  • Mckenzie Place Subdivision
  • Mandatory home owners association

Recreation

  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,922

Year Built

Built in 1998

Lot Details

0

HOA Fees

$146 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1998
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 274.96
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: rogeraustin@windstream.net
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Breakfast Bar, Cable Prewire, Entrance Foyer, Garden Tub, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1535
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 485
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 485
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 338
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1873
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: French Doors
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 1873
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 2
  • Room Count: 9
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Water Body Name: Lake Norman
  • Construction Type: Brick Full, Vinyl
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, Garage Faces Side

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Lake Access, Outdoor Pool, Street Lights, Walking Trails
  • Association Fee: 146.41
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CSI
  • Phone: 704-892-1660
  • Association Email: Nicole@csicommunities.com

Association/Amenities

  • Association Annual Expense: 1756.92

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Wooded
  • Lot Size Area: 0.28
  • Lot Size Units: Acres
  • Parcel Number: 001-135-08
  • Zoning: GR
  • Lot Size: 66'x177'x65'x190'
  • Zoning Specification: GR

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2024
Closed on
Jun 6, 2025
Sold by
Cooke Eugene Clark and Cook Eugene Clark
Bought by
Spitzer Jason Keith
Seller's Agent
Roger Austin
Century 21 Providence Realty
Buyer's Agent
Kristen Summers Hall
EXP Realty LLC Mooresville
List Price
$525,000
Sold Price
$515,000
Premium/Discount to List
-$10,000
-1.9%
Views
325
Current Estimated Value
$522,410

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,410
Avg. Annual Appreciation
-3.59%
Original Mortgage
$412,000
Outstanding Balance
$411,649
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$98,295

Purchase Details

Closed on
Sep 16, 2011
Sold by
Ryan Angie and Ryan Patrick
Bought by
Cooke Eugene Clark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2009
Sold by
Ryan Angie and Ryan Patrick
Bought by
Ryan Angie and Ryan Patrick

Purchase Details

Closed on
May 10, 2007
Sold by
Clark Deborah
Bought by
Ryan Patrick and Ryan Angie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,200
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 29, 2004
Sold by
Fannie Mae
Bought by
Clark Deborah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 24, 2004
Sold by
Kelty Kim
Bought by
Fannie Mae

Purchase Details

Closed on
Mar 21, 2002
Sold by
Haines Regina
Bought by
Kelty Kim

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,000
Interest Rate
6.8%

Purchase Details

Closed on
Sep 15, 2000
Sold by
Kenbill Properties Inc
Bought by
Haines Regina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
12.49%

Purchase Details

Closed on
Sep 22, 1999
Sold by
Mckenzie Place Llc
Bought by
Ford Mary Mcclelland
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $515,000 Investors Title Insurance Comp
Warranty Deed $515,000 Investors Title Insurance Comp
Warranty Deed $195,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $204,000 Chicago Title Insurance Co
Special Warranty Deed -- --
Trustee Deed $307,853 --
Warranty Deed $280,000 --
Warranty Deed $250,000 --
Warranty Deed $195,000 --
Trustee Deed $163,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,000 New Conventional
Closed $412,000 New Conventional
Previous Owner $85,000 Credit Line Revolving
Previous Owner $9,500 New Conventional
Previous Owner $155,000 New Conventional
Previous Owner $165,000 Unknown
Previous Owner $163,200 Purchase Money Mortgage
Previous Owner $166,400 Unknown
Previous Owner $128,000 Purchase Money Mortgage
Previous Owner $266,000 No Value Available
Previous Owner $237,500 Unknown
Previous Owner $200,000 No Value Available
Previous Owner $139,875 Unknown
Closed $50,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 Sold $515,000 -1.9% $275 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $525,000 +1.9% $280 / Sq Ft
04/30/2025 04/30/25 Off Market $515,000 -- --
04/18/2025 04/18/25 Price Changed $525,000 -4.5% $280 / Sq Ft
03/26/2025 03/26/25 Price Changed $550,000 -1.8% $294 / Sq Ft
03/11/2025 03/11/25 Price Changed $559,900 -1.8% $299 / Sq Ft
02/12/2025 02/12/25 Price Changed $570,000 -2.6% $304 / Sq Ft
01/31/2025 01/31/25 Price Changed $585,000 -2.5% $312 / Sq Ft
11/16/2024 11/16/24 For Sale $600,000 -- $320 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,922 $437,700 $95,000 $342,700
2024 $2,922 $437,700 $95,000 $342,700
2023 $2,922 $437,700 $95,000 $342,700
2022 $2,349 $272,100 $80,000 $192,100
2021 $2,322 $272,100 $80,000 $192,100
2020 $2,322 $272,100 $80,000 $192,100
2019 $2,316 $272,100 $80,000 $192,100
2018 $1,980 $181,100 $40,000 $141,100
2017 $1,963 $181,100 $40,000 $141,100
2016 $1,960 $181,100 $40,000 $141,100
2015 $1,929 $181,100 $40,000 $141,100
2014 $1,927 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4201138

Canopy MLS (Canopy Realtor® Association)

APN: 001-135-08