Seller's Agent in 2026
Terri Steck
Better Homes and Gardens Real Estate Main Street Properties
(850) 345-0297
8 in this area
70 Total Sales
2012 Southwind Cir Pensacola, FL 32506
Southwest Pensacola Neighborhood
3
Beds
2
Baths
2,068
Sq Ft
0.63
Acres
Highlights
- Lake Front
- 0.63 Acre Lot
- Vaulted Ceiling
- Updated Kitchen
- Contemporary Architecture
- Sun or Florida Room
About This Home
As of January 2026OPEN HOUSE ALERT- Saturday, December 6th- 2PM-4PM. NEW Roof! NEW Hvac! NEW Water Heater! Step into a home that has been genuinely cared for and thoughtfully updated from top to bottom. Tucked along a quiet loop, this property sits against protected government land in the back and one of the peaceful fingers of the nearby waterway- so you can actually sip your morning coffee in the backyard and see the water. A double side gate opens to a wide space perfect for parking a large RV, boat or trailer. Nearly everything here has been renewed: Roof, HVAC, Water Heater, flooring, chimney cap, fencing and more. The fireplace has its own built-in fan for cooler evenings and there's plenty of room to mount a TV above if you choose. Inside, the home opens into a spacious kitchen and living area that truly flows together- great for family life, entertaining or just breathing a little easier. The kitchen offers custom stone countertops, a generous pantry and a natural spot for a bar setup. Bedrooms are arranged in a split layout for privacy on both ends of the home. The yard is larger than most in the area, complete with a privacy fence, extra storage shed, and a ceramic tiled screened in porch- an outdoor living space that feels like an extension of the home. With a long list of upgrades and lake views from more than one angle, this home gives you breathing room, comfort and the kind of setting people hope to find but rarely do. Schedule your showing today!
Last Agent to Sell the Property
Better Homes And Gardens Real Estate Main Street Properties Listed on: 12/02/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1997
Lot Details
- 0.63 Acre Lot
- Lake Front
- Back Yard Fenced
- Interior Lot
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Ridge Vents on the Roof
Interior Spaces
- 2,068 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Double Pane Windows
- Insulated Doors
- Formal Dining Room
- Sun or Florida Room
- Screened Porch
- Inside Utility
- Tile Flooring
- Lake Views
Kitchen
- Updated Kitchen
- Breakfast Area or Nook
- Dishwasher
- Stone Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Remodeled Bathroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Eco-Friendly Details
- Energy-Efficient Insulation
Schools
- Blue Angels Elementary School
- Bailey Middle School
- Escambia High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Electric Water Heater
- Cable TV Available
Community Details
- Southbay Subdivision
Listing and Financial Details
- Assessor Parcel Number 182S313500280001
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 2, 2025
Closed on
Jan 14, 2026
Sold by
Amberjack Properties Llc
Bought by
Zeigler Spencer
Seller's Agent
Terri Steck
Better Homes And Gardens Real Estate Main Street Properties
Buyer's Agent
Kyle Lindsey
Kuhn Realty
List Price
$415,000
Sold Price
$395,000
Premium/Discount to List
-$20,000
-4.82%
Views
102
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-99.24%
Original Mortgage
$355,500
Outstanding Balance
$355,500
Interest Rate
5.44%
Mortgage Type
New Conventional
Estimated Equity
-$74,848
Purchase Details
Listed on
Mar 24, 2025
Closed on
May 28, 2025
Sold by
Navy Federal Credit Union
Bought by
Amberjack Properties Llc
Seller's Agent
Tiffany Stone Scott
Better Homes And Gardens Real Estate Main Street Properties
Buyer's Agent
Terri Steck
Better Homes And Gardens Real Estate Main Street Properties
List Price
$275,000
Sold Price
$262,000
Premium/Discount to List
-$13,000
-4.73%
Views
49
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
91.87%
Purchase Details
Closed on
Sep 12, 2024
Sold by
Grow Sachiko
Bought by
Navy Federal Credit Union
Purchase Details
Listed on
Jul 17, 2019
Closed on
Nov 6, 2019
Sold by
Ackerman Shawn and Ackerman Brian
Bought by
Grow Gerald and Grow Sachiko
Seller's Agent
Jennifer Jackson
Levin Rinke Realty
Buyer's Agent
Carrie Firth
Coldwell Banker Realty
List Price
$215,000
Sold Price
$216,000
Premium/Discount to List
$1,000
0.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.29%
Original Mortgage
$216,000
Interest Rate
3.5%
Mortgage Type
VA
Purchase Details
Listed on
May 3, 2017
Closed on
Jun 23, 2017
Sold by
Smith Virgil R and Smith Sheryl Ann
Bought by
Ackerman Brian and Ackerman Shawn
Seller's Agent
Holly Lovett
Better Homes And Gardens Real Estate Main Street Properties
Buyer's Agent
Jennifer Jackson
Levin Rinke Realty
List Price
$205,000
Sold Price
$198,000
Premium/Discount to List
-$7,000
-3.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.68%
Original Mortgage
$202,257
Interest Rate
4.02%
Mortgage Type
VA
Purchase Details
Closed on
Jun 30, 2009
Sold by
Markham Randall G and Markham Linda J
Bought by
Smith Virgil R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,338
Interest Rate
4.79%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 9, 2004
Sold by
Smith Gayland D and Smith Harumi
Bought by
Markham Randall G and Markham Linda J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
5.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 6, 1997
Sold by
Celebrity Home Bldr Inc
Bought by
Smith Gayland D and Smith Harumi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,390
Interest Rate
7.7%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | South Oak Title | |
| Special Warranty Deed | $262,000 | None Listed On Document | |
| Certificate Of Transfer | $221,400 | -- | |
| Warranty Deed | $216,000 | First International Ttl Inc | |
| Warranty Deed | $198,000 | Surety Land Title Of Florida | |
| Warranty Deed | $174,500 | Old Town Title Pensacola Llc | |
| Warranty Deed | $154,900 | Title Offices Llc | |
| Warranty Deed | $113,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $355,500 | New Conventional | |
| Previous Owner | $216,000 | VA | |
| Previous Owner | $202,257 | VA | |
| Previous Owner | $171,338 | FHA | |
| Previous Owner | $90,000 | Purchase Money Mortgage | |
| Previous Owner | $116,390 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/14/2026 01/14/26 | Sold | $395,000 | -4.8% | $191 / Sq Ft | |
| 12/15/2025 12/15/25 | Pending | -- | -- | -- | |
| 12/02/2025 12/02/25 | For Sale | $415,000 | +58.4% | $201 / Sq Ft | |
| 05/29/2025 05/29/25 | Sold | $262,000 | -4.7% | $127 / Sq Ft | View Prior Sale |
| 03/24/2025 03/24/25 | For Sale | $275,000 | +27.3% | $133 / Sq Ft | |
| 11/19/2019 11/19/19 | Sold | $216,000 | +1.9% | $104 / Sq Ft | View Prior Sale |
| 09/29/2019 09/29/19 | Pending | -- | -- | -- | |
| 08/23/2019 08/23/19 | Price Changed | $212,000 | -1.4% | $103 / Sq Ft | |
| 07/17/2019 07/17/19 | For Sale | $215,000 | +8.6% | $104 / Sq Ft | |
| 06/23/2017 06/23/17 | Sold | $198,000 | -1.0% | $96 / Sq Ft | View Prior Sale |
| 05/12/2017 05/12/17 | Price Changed | $200,000 | -2.4% | $97 / Sq Ft | |
| 05/02/2017 05/02/17 | For Sale | $205,000 | -- | $99 / Sq Ft |
Source: Pensacola Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,522 | $283,597 | $35,000 | $248,597 |
| 2024 | $3,375 | $279,191 | $35,000 | $244,191 |
| 2023 | $3,375 | $229,747 | $0 | $0 |
| 2022 | $3,055 | $233,848 | $25,000 | $208,848 |
| 2021 | $2,764 | $191,483 | $0 | $0 |
| 2020 | $2,476 | $172,613 | $0 | $0 |
| 2019 | $2,305 | $158,709 | $0 | $0 |
| 2018 | $1,691 | $150,365 | $0 | $0 |
| 2017 | $1,231 | $115,575 | $0 | $0 |
| 2016 | $1,218 | $113,198 | $0 | $0 |
| 2015 | $1,202 | $112,412 | $0 | $0 |
| 2014 | $1,192 | $111,520 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Steck
-
Kyle Lindsey
K
Buyer's Agent in 2026
Kyle Lindsey
Kuhn Realty
(850) 698-3486
2 in this area
13 Total Sales
-
Tiffany Stone Scott
Seller's Agent in 2025
Tiffany Stone Scott
Better Homes and Gardens Real Estate Main Street Properties
(850) 483-1696
4 in this area
111 Total Sales
-
Jennifer Jackson
Seller's Agent in 2019
Jennifer Jackson
Levin Rinke Realty
(850) 261-6241
2 in this area
121 Total Sales
-
Carrie Firth
Buyer's Agent in 2019
Carrie Firth
Coldwell Banker Realty
(850) 432-5300
22 in this area
232 Total Sales
-
Holly Lovett
Seller's Agent in 2017
Holly Lovett
Better Homes and Gardens Real Estate Main Street Properties
(850) 554-0694
16 Total Sales
Map
Source: Pensacola Association of REALTORS®
MLS Number: 674380
APN: 18-2S-31-3500-280-001
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