$454,000
SOLD MAR 28, 2025

20128 Timber Oak Ln Germantown, MD 20874

2 Beds
3.5 Baths
1,580 Sq Ft
$187/mo HOA Fee

Recently Sold

$287 Per Sq Ft

3% Above List Price

4 Days on Market

Highlights

  • Colonial Architecture
  • 1 Fireplace
  • Community Playground
  • Dr. Martin Luther King, Jr. Middle School Rated A-
  • Community Pool
  • Forced Air Heating and Cooling System

About This Home

As of March 2025

Rarely available townhome on Little Seneca Lake! This 2-bed, 3.5-bath home features fresh paint, luxury flooring, and a spacious main level with a dining area, fireplace, and access to a private deck overlooking the lake. Upstairs, you will find two large owner’s suites each include an ensuite bath with dual vanities. The spacious walkout basement provides extra storage and direct lake access—perfect for fishing, kayaking, or launching the included canoe right from your backyard. Community amenities include walking trails, a pool, tennis courts, and a nearby state park, all just minutes from shopping, public transit, and commuter routes. A rare opportunity for direct lakefront living—don’t miss it!

Last Agent to Sell the Property

Tristan Alleyne

(240) 715-2781 Tristan@theskygroup.com Engel & Völkers Washington, DC License #SP40000152 Listed on: 03/06/2025

Engel & Völkers Washington, DC

Last Buyer's Agent

Jennifer Smira

(202) 340-7675 jsmira@compass.com Compass License #0225195388

Compass

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,967

Year Built

  • Built in 1987

Lot Details

  • 2,345 Sq Ft Lot

HOA Fees

Parking

  • On-Street Parking

Home Design

  • Colonial Architecture
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Walk-Out Basement

Bedrooms and Bathrooms

  • 2 Bedrooms

Schools

  • Lake Seneca Elementary School
  • Martin Luther King Jr. Middle School
  • Seneca Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 160202781570

Community Details

Overview

  • Association fees include trash, snow removal
  • Willow Cove Twnhs Codm Community
  • Willow Cove Townhomes Subdivision

Amenities

  • Common Area

Recreation

  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,967

Year Built

Built in 1987

Lot Details

0

HOA Fees

$187 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-03-06
  • Federal Flood Zone: No
  • Year Built: 1987
  • Remarks Public: Rarely available townhome on Little Seneca Lake! This 2-bed, 3.5-bath home features fresh paint, luxury flooring, and a spacious main level with a dining area, fireplace, and access to a private deck overlooking the lake. Upstairs, you will find two large owner’s suites each include an ensuite bath with dual vanities. The spacious walkout basement provides extra storage and direct lake access—perfect for fishing, kayaking, or launching the included canoe right from your backyard. Community amenities include walking trails, a pool, tennis courts, and a nearby state park, all just minutes from shopping, public transit, and commuter routes. A rare opportunity for direct lakefront living—don’t miss it!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Walkout Level
  • Total Sq Ft: 1920
  • Living Area Sq Ft: 1580
  • Price Per Sq Ft: 343.67
  • Above Grade Finished Sq Ft: 1280
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 340
  • Total Below Grade Sq Ft: 640
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20128

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Refuse: 244.78
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central, Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 135.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 52.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Pool - Outdoor, Common Grounds, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Trash, Snow Removal
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • Elementary School: LAKE SENECA
  • Middle School: MARTIN LUTHER KING JR.
  • High School: SENECA VALLEY
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121138126809
  • School District Source: 3rd Party
  • Elementary School: LAKE SENECA
  • High School: SENECA VALLEY
  • Middle Or Junior School: MARTIN LUTHER KING JR.

Lot Info

  • Land Use Code: U
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2345.00
  • Year Assessed: 2024
  • Zoning: TS
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4967.00
  • Assessor Parcel Number: 160202781570
  • Tax Total Finished Sq Ft: 1580
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 03/28/2025

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2025
Closed on
Mar 26, 2025
Sold by
Martindale Thomas K
Bought by
Gifford Dick Andrew and Gifford Marie Hudson
Seller's Agent
Tristan Alleyne
Engel & Völkers Washington, DC
Buyer's Agent
Jennifer Smira
Compass
List Price
$439,900
Sold Price
$454,000
Premium/Discount to List
$14,100
3.21%
Views
75
Current Estimated Value
$456,065

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,065
Avg. Annual Appreciation
0.93%
Original Mortgage
$445,776
Outstanding Balance
$443,873
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$12,192

Purchase Details

Closed on
Sep 12, 1995
Sold by
Womach Emily H Trust
Bought by
Martindale Thomas K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,950
Interest Rate
7.8%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $454,000 Universal Title
Warranty Deed $454,000 Universal Title
Deed $147,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,776 FHA
Closed $445,776 FHA
Previous Owner $130,700 New Conventional
Previous Owner $149,150 Stand Alone Second
Previous Owner $160,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $124,950 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $454,000 +3.2% $287 / Sq Ft
03/06/2025 03/06/25 For Sale $439,900 -- $278 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,967 $443,700 $129,900 $313,800
2024 $4,967 $401,067 $0 $0
2023 $3,640 $358,433 $0 $0
2022 $2,545 $315,800 $129,900 $185,900
2021 $6,060 $304,667 $0 $0
2020 $2,801 $293,533 $0 $0
2019 $5,331 $282,400 $129,900 $152,500
2018 $2,615 $278,100 $0 $0
2017 $2,640 $273,800 $0 $0
2016 -- $269,500 $0 $0
2015 $2,697 $267,300 $0 $0
2014 $2,697 $265,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDMC2165288

Bright MLS

APN: 02-02781570