20128 Timber Oak Ln Germantown, MD 20874
2
Beds
3.5
Baths
1,580
Sq Ft
$187/mo
HOA Fee
Highlights
- Colonial Architecture
- 1 Fireplace
- Community Playground
- Dr. Martin Luther King, Jr. Middle School Rated A-
- Community Pool
- Forced Air Heating and Cooling System
About This Home
As of March 2025Rarely available townhome on Little Seneca Lake! This 2-bed, 3.5-bath home features fresh paint, luxury flooring, and a spacious main level with a dining area, fireplace, and access to a private deck overlooking the lake. Upstairs, you will find two large owner’s suites each include an ensuite bath with dual vanities. The spacious walkout basement provides extra storage and direct lake access—perfect for fishing, kayaking, or launching the included canoe right from your backyard. Community amenities include walking trails, a pool, tennis courts, and a nearby state park, all just minutes from shopping, public transit, and commuter routes. A rare opportunity for direct lakefront living—don’t miss it!
Last Agent to Sell the Property
Engel & Völkers Washington, DC License #SP40000152 Listed on: 03/06/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,967
Year Built
- Built in 1987
Lot Details
- 2,345 Sq Ft Lot
HOA Fees
Parking
- On-Street Parking
Home Design
- Colonial Architecture
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
- Walk-Out Basement
Bedrooms and Bathrooms
- 2 Bedrooms
Schools
- Lake Seneca Elementary School
- Martin Luther King Jr. Middle School
- Seneca Valley High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 160202781570
Community Details
Overview
- Association fees include trash, snow removal
- Willow Cove Twnhs Codm Community
- Willow Cove Townhomes Subdivision
Amenities
- Common Area
Recreation
- Community Playground
- Community Pool
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2025
Closed on
Mar 26, 2025
Sold by
Martindale Thomas K
Bought by
Gifford Dick Andrew and Gifford Marie Hudson
Seller's Agent
Tristan Alleyne
Engel & Völkers Washington, DC
Buyer's Agent
Jennifer Smira
Compass
List Price
$439,900
Sold Price
$454,000
Premium/Discount to List
$14,100
3.21%
Total Days on Market
4
Views
75
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.91%
Original Mortgage
$445,776
Outstanding Balance
$445,776
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
-$2,660
Purchase Details
Closed on
Sep 12, 1995
Sold by
Womach Emily H Trust
Bought by
Martindale Thomas K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,950
Interest Rate
7.8%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Germantown, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $454,000 | Universal Title | |
| Warranty Deed | $454,000 | Universal Title | |
| Deed | $147,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $445,776 | FHA | |
| Closed | $445,776 | FHA | |
| Previous Owner | $130,700 | New Conventional | |
| Previous Owner | $149,150 | Stand Alone Second | |
| Previous Owner | $160,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $124,950 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2025 03/28/25 | Sold | $454,000 | +3.2% | $287 / Sq Ft |
| 03/06/2025 03/06/25 | For Sale | $439,900 | -- | $278 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,967 | $401,067 | $0 | $0 |
| 2023 | $3,640 | $358,433 | $0 | $0 |
| 2022 | $2,545 | $315,800 | $129,900 | $185,900 |
| 2021 | $6,060 | $304,667 | $0 | $0 |
| 2020 | $2,801 | $293,533 | $0 | $0 |
| 2019 | $5,331 | $282,400 | $129,900 | $152,500 |
| 2018 | $2,615 | $278,100 | $0 | $0 |
| 2017 | $2,640 | $273,800 | $0 | $0 |
| 2016 | -- | $269,500 | $0 | $0 |
| 2015 | $2,697 | $267,300 | $0 | $0 |
| 2014 | $2,697 | $265,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tristan Alleyne
Seller's Agent in 2025
Tristan Alleyne
Engel & Völkers Washington, DC
(240) 715-2781
2 in this area
39 Total Sales
-
Jennifer Smira
Buyer's Agent in 2025
Jennifer Smira
Compass
(202) 340-7675
3 in this area
848 Total Sales
-
Henderson Hunter
Buyer Co-Listing Agent in 2025
Henderson Hunter
Compass
(803) 315-1959
1 in this area
43 Total Sales
Map
Source: Bright MLS
MLS Number: MDMC2165288
APN: 02-02781570
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