Seller's Agent in 2025
Mystery Hull
Berkshire Hathaway HomeServices Homesale Realty
(301) 745-1620
8 Total Sales
20132 Clay Rd Hagerstown, MD 21742
3
Beds
2.5
Baths
2,848
Sq Ft
3.17
Acres
Highlights
- Dual Staircase
- Secluded Lot
- Partially Wooded Lot
- Smithsburg Middle School Rated A-
- Recreation Room
- Rambler Architecture
About This Home
As of October 2025Welcome to your private haven—this charming 3-bedroom, 2.5-bath brick rancher sits on over 3 secluded acres at the end of a quiet lane with no thru traffic, offering the peace and privacy you've been searching for. Whether you're sipping coffee in the sunroom, spotting deer and turkeys from your front porch, or warming up by the fireplace on a crisp winter evening, this home invites you to slow down and enjoy nature’s beauty.
Enjoy low energy costs with owned solar panels, and added peace of mind with a 1-year home warranty being offered by the owner.
Inside, the home features a spacious dining room, perfect for hosting holidays and gatherings, along with a main floor laundry room for everyday convenience. The finished basement offers a large recreation room with a dry bar, ideal for entertaining or relaxing with family and friends.
Step outside and follow the wooded path to your garden area, where you'll find wild raspberries ripe for the picking—a little slice of country life right in your backyard.
This property is a blank canvas, ready for your personal touches and imagination. Whether you're dreaming of modern updates or maintaining its rustic charm, the possibilities are endless.
Don’t miss your chance to own this rare combination of space, seclusion, and potential. Schedule your private tour today and discover the lifestyle that awaits!
Last Agent to Sell the Property
(301) 745-1620 mhull@homesale.com Berkshire Hathaway HomeServices Homesale Realty License #RSR006140 Listed on: 07/10/2025
Last Buyer's Agent
(410) 598-5684 dana.thingelstad@mcnelisgroup.com Keller Williams Realty Centre License #662354
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,016
Year Built
- Built in 1979
Lot Details
- 3.17 Acre Lot
- Secluded Lot
- Partially Wooded Lot
- Property is zoned RT
Parking
- 2 Car Attached Garage
- 6 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Block Foundation
Interior Spaces
- Property has 1.5 Levels
- Wet Bar
- Dual Staircase
- Bar
- Ceiling Fan
- Brick Fireplace
- Recreation Room
- Sun or Florida Room
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Solar Tube
Laundry
- Laundry Room
- Laundry on main level
Partially Finished Basement
- Partial Basement
- Connecting Stairway
- Sump Pump
Home Security
- Alarm System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Eco-Friendly Details
- Solar owned by seller
Outdoor Features
- Patio
- Wood or Metal Shed
- Porch
Utilities
- Central Air
- Heat Pump System
- Electric Baseboard Heater
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 2218013894
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Oct 16, 2025
Sold by
Drager Steven
Bought by
Cosner Anthony and Cosner Shelley
Seller's Agent
Mystery Hull
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Dana Thingelstad
Keller Williams Realty Centre
List Price
$450,000
Sold Price
$442,500
Premium/Discount to List
-$7,500
-1.67%
Views
73
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$405,219
Outstanding Balance
$405,219
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$40,980
Purchase Details
Closed on
Jan 10, 2024
Sold by
Drager Steven W
Bought by
Drager Steven W
Purchase Details
Closed on
Jul 16, 1992
Sold by
Jefferies Mark S
Bought by
Drager William L and Drager Joyce M
Purchase Details
Closed on
Jan 28, 1983
Sold by
Miller Gerald E
Bought by
Jefferies Mark S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
13.1%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $442,500 | Freinds Title & Escrow Co | |
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Deed | $143,500 | -- | |
| Deed | $8,800 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $405,219 | FHA | |
| Previous Owner | $65,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/16/2025 10/16/25 | Sold | $442,500 | -1.7% | $155 / Sq Ft |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $450,000 | -- | $158 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,063 | $316,733 | $0 | $0 |
| 2024 | $3,063 | $290,000 | $76,200 | $213,800 |
| 2023 | $2,832 | $274,033 | $0 | $0 |
| 2022 | $1,808 | $258,067 | $0 | $0 |
| 2021 | $2,573 | $242,100 | $76,200 | $165,900 |
| 2020 | $2,573 | $238,167 | $0 | $0 |
| 2019 | $2,543 | $234,233 | $0 | $0 |
| 2018 | $2,501 | $230,300 | $76,200 | $154,100 |
| 2017 | $2,487 | $228,967 | $0 | $0 |
| 2016 | -- | $227,633 | $0 | $0 |
| 2015 | -- | $226,300 | $0 | $0 |
| 2014 | $2,677 | $226,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mystery Hull
-
Dana Thingelstad
Buyer's Agent in 2025
Dana Thingelstad
Keller Williams Realty Centre
(410) 598-5684
99 Total Sales
Map
Source: Bright MLS
MLS Number: MDWA2029992
APN: 18-013894
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