20160 Garrett Hwy Unit H708 Oakland, MD 21550
Estimated payment $2,410/month
Total Views
90,179
1
Bed
1
Bath
550
Sq Ft
$527
Price per Sq Ft
Highlights
- 240 Feet of Waterfront
- Beach
- Fitness Center
- 1 Dock Slip
- Private Beach
- Penthouse
About This Home
Welcome to Will O' the Wisp Condominiums, where premium upgrades meet penthouse-level lakefront living at Deep Creek Lake! This fully furnished, beautifully updated, rarely available, top-floor two-level condo features one bedroom and one bath, offering 550 square feet of comfort, charm, and versatility — perfect as a vacation home, year-round retreat, or income-producing rental. Start your mornings with exceptional sunrises from your private lakefront balcony — one of the best views in the building! Inside, you’ll find brand-new luxury vinyl plank flooring, updated lighting, and a show-stopping custom staircase, which replaced the outdated spiral design and was so substantial it had to be hoisted into the condo via the roof — a true architectural centerpiece. This penthouse-style unit requires no steps as there's an elevator from the main level to the condo, offering rare convenience and accessibility and offers LVP wood floors, new lighting and soaring ceilings. Currently operating as a successful short-term rental with Railey Vacations under the name "Anchors Away," this property has a proven rental history — offering an immediate opportunity for investment income with an Average Daily Rental of $199.65 and Annual Gross Income Potential of $27k to $35k. Recent mechanical upgrades include a new HVAC system (2025), hot water heater (2024)— all the major updates are already done. The unit also includes covered garage parking, making life easier year-round. Enjoy resort-style amenities including an indoor pool, hot tubs, fitness center, sauna, game room, private sandy beach, dock slip access through the HOA, and a fully serviced front desk for guest support and added security. All of this is just minutes from Wisp Resort, State Parks, and adjoining two fine dining restaurants — the perfect base for four-season fun at the lake.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,289
Year Built
- Built in 1972
Lot Details
- 240 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Sandy Beach
- Public Beach
- Stone Retaining Walls
- Extensive Hardscape
HOA Fees
- $705 Monthly HOA Fees
Parking
- Assigned Subterranean Space
- Parking Lot
Property Views
- Lake
- Woods
- Mountain
Home Design
- Penthouse
- Contemporary Architecture
- Entry on the 4th floor
Interior Spaces
- 550 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Living Room
- Dining Room
Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Accessible Home Design
- Accessible Elevator Installed
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Physical Dock Slip Conveys
- 1 Dock Slip
- Powered Boats Permitted
- Exterior Lighting
Schools
- Accident Elementary School
- Southern Middle School
- Southern Garrett High School
Utilities
- Forced Air Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Tax Lot H 708
- Assessor Parcel Number 1218024713
Community Details
Overview
- Association fees include common area maintenance, lawn maintenance, pier/dock maintenance, snow removal
- Mid-Rise Condominium
- Prestige Condominiums
- Will O The Wisp Subdivision
- Community Lake
- Property has 7 Levels
Recreation
- Boat Dock
- 1 Community Docks
- Beach
- Racquetball
- Fitness Center
- Community Indoor Pool
- Heated Community Pool
- Fishing Allowed
Pet Policy
- Limit on the number of pets
Amenities
- Elevator
Matterport 3D Tour
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,743 | $214,000 | $75,000 | $139,000 |
| 2024 | $2,603 | $196,000 | $0 | $0 |
| 2023 | $2,382 | $178,000 | $0 | $0 |
| 2022 | $2,157 | $160,000 | $75,000 | $85,000 |
| 2021 | $1,972 | $145,200 | $0 | $0 |
| 2020 | $1,771 | $130,400 | $0 | $0 |
| 2019 | $1,570 | $115,600 | $75,000 | $40,600 |
| 2018 | $1,493 | $115,600 | $75,000 | $40,600 |
| 2017 | $1,636 | $115,600 | $0 | $0 |
| 2016 | -- | $115,600 | $0 | $0 |
| 2015 | -- | $115,600 | $0 | $0 |
| 2014 | -- | $115,600 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/29/2025 10/29/25 | Price Changed | $289,900 | -3.4% | $527 / Sq Ft |
| 06/19/2025 06/19/25 | For Sale | $300,000 | -- | $545 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $224,900 | Deep Creek Title Group | |
| Deed | $210,000 | -- | |
| Deed | $80,000 | -- | |
| Deed | $106,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $179,920 | New Conventional | |
| Previous Owner | $188,700 | Purchase Money Mortgage | |
| Previous Owner | $95,400 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
About the Listing Agent
Hi! I'm Charlotte Savoy, and I am a native of Maryland. I began my real estate career in 1999 and am proud to have established myself as a respected leader & innovator in the industry. Our mission at The Savoy Team at The KW Collective is to be your trusted advisor for “all things real estate” while building a relationship-driven business that thrives on referrals provided by everyone we serve.
Since 2004, my team has been ranked among the Top 10 Teams at all Real Estate brokerages in
Charlotte's Other Listings
Source: Bright MLS
MLS Number: MDGA2009826
APN: 18-024713
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