$575,000
SOLD JUL 7, 2025

20185 Harbour Ridge Smithfield, VA 23430

4 Beds
3.5 Baths
2,900 Sq Ft
0.45 Acres

Recently Sold

$198 Per Sq Ft

10% Below List Price

40 Days on Market

Highlights

  • Finished Room Over Garage
  • Wooded Lot
  • Wood Flooring
  • Deck
  • Transitional Architecture
  • Main Floor Primary Bedroom

About This Home

As of July 2025

Welcome Home! This gorgeous custom built Sasser home featuring 4 bd and 3.5 bth is situated in a tranquil cul-de-sac in the prestigious waterfront community of Gatling Pointe! Upon entering, you'll be greeted by an abundance of natural light and beautiful hardwood floors! Open-concept kitchen features an abundance of beautiful countertops and cabinets, eat-in area, bar and a large island! Generous first floor owner's suite features a spa-inspired bathroom complete with double vanities, ceramic flooring and a spacious, elegantly tiled shower! The versatile loft space can be used as a fitness room, recreational room, reading nook or home office! The breath-taking backyard features an extensive deck! More than enough space inside and out to entertain and relax! Schedule your private tour today!

Last Agent to Sell the Property

Tom Weatherford

Keller Williams Realty Town Center Listed on: 05/27/2025

Keller Williams Realty Town Center

Last Buyer's Agent

Rachel Beasley

Own Real Estate LLC

Own Real Estate LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,787

Year Built

  • Built in 2000

Lot Details

  • Cul-De-Sac
  • Back Yard Fenced
  • Sprinkler System
  • Wooded Lot

HOA Fees

  • $62 Monthly HOA Fees

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2,900 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Utility Closet
  • Washer and Dryer Hookup
  • Crawl Space
  • Home Security System
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet

Parking

  • 2 Car Attached Garage
  • Finished Room Over Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deck
  • Porch

Schools

  • Carrollton Elementary School
  • Smithfield Middle School
  • Smithfield High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

Overview

  • Gatling Pointe Subdivision
  • On-Site Maintenance

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,787

Year Built

Built in 2000

Lot Details

0

HOA Fees

$62 per month

Listing Details

  • HOA YN: Yes
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Transitional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: N/A
  • Master Model: No
  • LP/ Sq Ft: 206.55
  • Neighborhood Name: GATLING POINTE
  • Estimated Year Built: 2000
  • H O A Assoc Legal Name: Gatling Pointe Community Association
  • Address Street Name Website: Harbour
  • Address Street Num Website: 20185
  • Address Website: 20185 Harbour RDG
  • Fees H O A P O A Monthly: 62
  • Fence: Yes
  • Market Time: 15
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 2000

Interior Features

  • Interior Amenities: Fireplace Gas-natural, Walk-In Attic, Walk-In Closet
  • Fireplaces Number: 1
  • Equipment: Cable Hookup, Ceiling Fan, Central Vac, Gar Door Opener, Security Sys
  • Flooring Type: Carpet, Ceramic, Wood
  • Total Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 3.10
  • First Floor Bedroom/Full Bathrooms: Yes
  • Other Rooms: 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
  • Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
  • Stories Number: 2.0000
  • Estimated Sq Ft: 2900

Exterior Features

  • Exterior Features: Cul-De-Sac, Deck, Inground Sprinkler, Irrigation Control, Wooded
  • Exterior Siding: Brick, Vinyl
  • Fence Description: Back Fenced, Rail
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • Waterfront Description: Not Waterfront

Garage/Parking

  • Parking: Garage Att 2 Car, Driveway Spc

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Gas
  • Water Type: City/County
  • Cooling: Central Air, Zoned
  • Heating: Forced Hot Air, Nat Gas, Zoned

Condo/Co-op/Association

  • Amenities COA/POA: Ground Maint, Playgrounds
  • Association Fee Frequency: Monthly

Schools

  • Elementary School: Carrollton Elementary
  • Middle School: Smithfield Middle
  • High School: Smithfield

Lot Info

  • Waterfront YN: No

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 3787

MLS Schools

  • Elementary School: Carrollton Elementary
  • School High School: Smithfield
  • Middle School: Smithfield Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2025
Closed on
Jun 26, 2025
Sold by
Weatherford Thomas A and Weatherford Deborah L
Bought by
Rosen Mariellen Bleh and Rosen Matthew
Seller's Agent
Tom Weatherford
Keller Williams Realty Town Center
Buyer's Agent
Rachel Beasley
Own Real Estate LLC
List Price
$637,000
Sold Price
$575,000
Premium/Discount to List
-$62,000
-9.73%
Views
61

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.20%
Original Mortgage
$460,000
Outstanding Balance
$459,223
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$117,489

Purchase Details

Closed on
Aug 21, 2023
Sold by
Cromartie Michael and Cromartie Elizabeth J
Bought by
Weatherford Thomas A and Weatherford Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$397,369
Interest Rate
6.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2018
Sold by
Baker David A
Bought by
Cromartie Michael and Cromartie Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$396,570
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 20, 2004
Sold by
Reloaction

Purchase Details

Closed on
Apr 1, 2002
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $575,000 First American Title
Bargain Sale Deed -- Fidelity National Title
Grant Deed $389,850 --
Deed $369,500 --
Deed $325,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $460,000 New Conventional
Previous Owner $397,369 New Conventional
Previous Owner $396,570 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/08/2025 07/08/25 Pending -- -- --
07/07/2025 07/07/25 Sold $575,000 -4.0% $198 / Sq Ft
06/05/2025 06/05/25 Price Changed $599,000 -6.0% $207 / Sq Ft
05/27/2025 05/27/25 For Sale $637,000 -- $220 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,734 $511,500 $106,000 $405,500
2023 $3,686 $511,500 $106,000 $405,500
2022 $3,434 $397,600 $106,000 $291,600
2021 $3,434 $397,600 $106,000 $291,600
2020 $3,434 $397,600 $106,000 $291,600
2019 $3,434 $397,600 $106,000 $291,600
2018 $3,348 $387,500 $106,000 $281,500
2016 $3,366 $387,500 $106,000 $281,500
2015 $3,908 $387,500 $106,000 $281,500
2014 $3,908 $451,300 $106,000 $345,300
2013 -- $451,300 $106,000 $345,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10585235

Real Estate Information Network (REIN)

APN: 23G-04-012