Seller's Agent in 2026
Lisa Cox
Colony Realty
(540) 560-5711
141 in this area
249 Total Sales
202 Masters Dr Cross Junction, VA 22625
Cross Junction Neighborhood
3
Beds
2
Baths
1,904
Sq Ft
10,019
Sq Ft Lot Lot
Highlights
- 1 Dock Slip
- Home fronts navigable water
- Canoe or Kayak Water Access
- Beach
- Private Beach
- Fitness Center
About This Home
As of April 2026PRICED TO SELL!!! Best Value in Lake Holiday! 3BR/2BA with Massive Growth Potential. WELCOME HOME TO LAKE LIFE LIVING! This super affordable home is perfectly positioned near the main entrance and across from ACRES of common area. Enjoy fantastic curb appeal featuring an extra-wide paved driveway offering plenty of space for parking, outdoor toys, and boat storage. Inside, you'll find a well-maintained 3 bedroom, 2 bath home with newer carpet, a spacious newer deck perfect for outdoor entertaining, and a newly installed pellet stove on the main level that can efficiently heat the home or serve as supplemental heating for added comfort and energy savings. The partially unfinished walk-out basement includes a rough-in for a third full bathroom and offers excellent potential to double the finished square footage or utilize as multi generation living. The lower level features two additional finished rooms that could easily be converted into 4th and 5th bedrooms by adding closets, providing flexible space for guests, home offices, or future expansion. Lake Holiday is a 240-acre gated lake community offering amenities galore including boating, swimming at two sandy beaches, fishing pier, clubhouse with fitness room, tennis, volleyball and basketball courts, playgrounds, and scenic walking trails. Enjoy added privacy with this home backing to woods and truly vacation where you live in this well-built lake community home.
Last Agent to Sell the Property
(540) 662-0323 lcox.realtor@gmail.com Colony Realty Brokerage Phone: 5406620323 Listed on: 02/06/2026
Last Buyer's Agent
(703) 330-2222 joycelarkinbroker@gmail.com Keller Williams Realty/Lee Beaver & Assoc.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,478
Year Built
- Built in 1988
Lot Details
- 10,019 Sq Ft Lot
- Home fronts navigable water
- Private Beach
- Extensive Hardscape
- Property is in very good condition
- Property is zoned R5
HOA Fees
- $156 Monthly HOA Fees
Property Views
- Scenic Vista
- Woods
- Garden
Home Design
- Split Foyer
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Ceiling Fan
- Window Treatments
- Family Room
- Living Room
- Dining Room
- Storage Room
Kitchen
- Country Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Range Hood
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on lower level
- Washer and Dryer Hookup
Partially Finished Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Rear Basement Entry
- Rough-In Basement Bathroom
- Basement Windows
Parking
- 8 Parking Spaces
- 8 Driveway Spaces
- Off-Street Parking
Outdoor Features
- Canoe or Kayak Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Limit On Boat Length
- Physical Dock Slip Conveys
- 1 Dock Slip
- 1 Powered Boats Permitted
- 3 Non-Powered Boats Permitted
- Lake Privileges
- Deck
- Exterior Lighting
- Shed
- Outbuilding
Schools
- Gainesboro Elementary School
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- Pellet Stove burns compressed wood to generate heat
- Electric Water Heater
Listing and Financial Details
- Tax Lot 170
- Assessor Parcel Number 18-A02-2-11-170
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, reserve funds, road maintenance, security gate
- Lake Holiday Country Club HOA
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Common Area
- Clubhouse
Recreation
- Community Boat Dock
- Pier or Dock
- 110 Community Slips
- 1 Community Docks
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fitness Center
- Fishing Allowed
- Dog Park
- Recreational Area
- Jogging Path
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 6, 2026
Closed on
Apr 10, 2026
Sold by
Dean Stamboulieh and Victo Suzanne
Bought by
Smith Jonathan and Smith Lindsey Rochelle
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Ricardo Roman
Keller Williams Realty/Lee Beaver & Assoc.
List Price
$349,900
Sold Price
$324,000
Premium/Discount to List
-$25,900
-7.4%
Views
123
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-58.84%
Original Mortgage
$327,272
Outstanding Balance
$327,272
Interest Rate
6%
Mortgage Type
FHA
Estimated Equity
-$17,337
Purchase Details
Listed on
May 31, 2023
Closed on
Jul 5, 2023
Sold by
Kinkead Dennis W and Kinkead Virginia L
Bought by
Stamboulieh Stephen Dean and Stamboulieh Suzanne Victoria
Seller's Agent
Alan Good
Colony Realty
Buyer's Agent
Alisa Eberly
Realty ONE Group Old Towne
List Price
$299,900
Sold Price
$295,000
Premium/Discount to List
-$4,900
-1.63%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.42%
Original Mortgage
$265,500
Interest Rate
6.57%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $324,000 | Old Republic National Title | |
| Warranty Deed | $295,000 | Old Town Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $327,272 | FHA | |
| Previous Owner | $265,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/17/2026 04/17/26 | Sold | $324,000 | +4.5% | $170 / Sq Ft | |
| 03/18/2026 03/18/26 | Pending | -- | -- | -- | |
| 03/03/2026 03/03/26 | Price Changed | $309,900 | -4.6% | $163 / Sq Ft | |
| 02/23/2026 02/23/26 | Price Changed | $324,999 | -3.0% | $171 / Sq Ft | |
| 02/13/2026 02/13/26 | Price Changed | $334,999 | -2.9% | $176 / Sq Ft | |
| 02/11/2026 02/11/26 | Price Changed | $344,900 | -1.4% | $181 / Sq Ft | |
| 02/06/2026 02/06/26 | For Sale | $349,900 | +18.6% | $184 / Sq Ft | |
| 07/05/2023 07/05/23 | Sold | $295,000 | -1.6% | $226 / Sq Ft | View Prior Sale |
| 06/13/2023 06/13/23 | Pending | -- | -- | -- | |
| 05/31/2023 05/31/23 | For Sale | $299,900 | -- | $229 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,478 | $307,820 | $58,000 | $249,820 |
| 2024 | $891 | $242,700 | $42,000 | $200,700 |
| 2023 | $1,238 | $242,700 | $42,000 | $200,700 |
| 2022 | $1,175 | $192,700 | $37,000 | $155,700 |
| 2021 | $1,853 | $192,700 | $37,000 | $155,700 |
| 2020 | $1,739 | $174,000 | $37,000 | $137,000 |
| 2019 | $1,739 | $174,000 | $37,000 | $137,000 |
| 2018 | $1,680 | $164,200 | $37,000 | $127,200 |
| 2017 | $1,663 | $164,200 | $37,000 | $127,200 |
| 2016 | $1,544 | $144,300 | $25,100 | $119,200 |
| 2015 | $704 | $143,700 | $24,500 | $119,200 |
| 2014 | $704 | $130,700 | $24,500 | $106,200 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Cox
-
Ricardo Roman
R
Buyer's Agent in 2026
Ricardo Roman
Keller Williams Realty/Lee Beaver & Assoc.
(540) 398-7392
2 in this area
11 Total Sales
-
Alan Good
Seller's Agent in 2023
Alan Good
Colony Realty
(304) 268-2907
3 in this area
48 Total Sales
-
Alisa Eberly
Buyer's Agent in 2023
Alisa Eberly
Realty ONE Group Old Towne
(540) 325-6192
1 in this area
150 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV2039306
APN: 18A022-11-170
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