NOT LISTED FOR SALE

Estimated Value: $449,000 - $474,369

4 Beds
3.5 Baths
2,327 Sq Ft
$198/Sq Ft Est. Value

Sale Details

Date Sold: September 29, 2025

Last sale price $455,000 $196 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,794 / mo

27 Days on Market

Highlights

  • Deck
  • Pond
  • Screened Porch
  • Banks Trail Middle School Rated A+
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of September 2025

This gorgeous, light-filled residence features newer windows and a modern HVAC system, ensuring comfort and energy efficiency all year round. Inside, you’ll discover four spacious bedrooms upstairs, including both the primary suite and one secondary bedroom, each with its own en suite bathroom—perfect for family, guests, or flexible living. Step outside from your backyard onto a tranquil walking trail winding through the community—a rare find offering everyday access to nature. The neighborhood also includes: A beautiful stocked pond, ideal for relaxing or quiet fishing. A playground just a short stroll away. Peaceful, wooded lots with mature trees for year-round privacy and beauty. The backyard of the home extends your usable outdoor space even further: complete with a shed and raised garden beds—perfect for growing vegetables or herbs. Located within a top-rated school district, this community offers educational excellence.

Last Agent to Sell the Property

Dale Loftis

Stephen Cooley Real Estate Brokerage Email: dale@stephencooley.com License #209991 Listed on: 08/05/2025

Stephen Cooley Real Estate

Last Buyer's Agent

Megan Krause

Better Homes and Garden Real Estate Paracle License #135775

Better Homes and Garden Real Estate Paracle

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1995

Lot Details

  • Back Yard Fenced

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Insulated Windows
  • Great Room with Fireplace
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry in Garage

Outdoor Features

  • Pond
  • Deck

Schools

  • Banks Trail Middle School
  • Catawba Ridge High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 020-15-01-093

Community Details

Overview

  • Red Rock Management Association
  • Whitegrove Subdivision
  • Mandatory home owners association

Recreation

  • Community Playground
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 1995

Lot Details

0.27 Acres

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1995
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 195.53
  • Geocode Confidence: High
  • Attribution Contact: dale@stephencooley.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Kitchen Island, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 981
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1346
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 2327
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Great Room
  • Living Area: 2327
  • Window Features: Insulated Window(s)
  • Bedroom Main: 0

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Deck, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: In Garage
  • Cooling: Central Air
  • Utilities: Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Playground, Pond, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 399
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Red Rock Management

Association/Amenities

  • Association Annual Expense: 399.00

Schools

  • Middle Or Junior School: Banks Trail
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 020-15-01-093
  • Additional Parcels: No
  • Zoning Specification: res

MLS Schools

  • Elementary School: Unspecified
  • High School: Catawba Ridge

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 5, 2025
Closed on
Sep 29, 2025
Sold by
Russell Lee Banks Living Trust and Anne Dubose Banks Living Trust
Bought by
Seller's Agent
Dale Loftis
Stephen Cooley Real Estate
Buyer's Agent
Megan Krause
Better Homes and Garden Real Estate Paracle
List Price
$469,900
Sold Price
$455,000
Premium/Discount to List
-$14,900
-3.17%
Views
48
Current Estimated Value
$459,592

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,592
Avg. Annual Appreciation
1.06%
Original Mortgage
$432,250
Outstanding Balance
$428,711
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$30,881

Purchase Details

Closed on
Mar 25, 2019
Sold by
Banks Russell and Banks Anne
Bought by
Russell Lee Banks Living Trust and Anne Dubose Banks Living Trust

Purchase Details

Closed on
Aug 31, 1998
Sold by
Vandyke William J
Bought by
Banks Russell
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Fort Mill, SC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$455,000 None Listed On Document
Russell Lee Banks Living Trust -- None Available
Banks Russell $166,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $432,250
Previous Owner Banks Russell $55,000
Previous Owner Banks Anne $103,990
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Sold $455,000 -3.2% $196 / Sq Ft
09/01/2025 09/01/25 Pending -- -- --
08/05/2025 08/05/25 For Sale $469,900 -- $202 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,694 $11,053 $2,291 $8,762
2024 $2,375 $9,611 $2,200 $7,411
2023 $2,323 $9,611 $2,200 $7,411
2022 $2,256 $9,611 $2,200 $7,411
2021 -- $9,611 $2,200 $7,411
2020 $2,347 $9,611 $0 $0
2019 $2,213 $7,800 $0 $0
2018 $2,312 $7,800 $0 $0
2017 $2,223 $7,800 $0 $0
2016 $2,215 $7,800 $0 $0
2014 $1,668 $7,800 $1,800 $6,000
2013 $1,668 $7,760 $1,600 $6,160
Source: Public Records

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Map

Source: Canopy MLS

MLS Number: 4288681

Canopy MLS

APN: 0201501093

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