Seller's Agent in 2026
Cindy Gaffney
RE/MAX
(319) 239-1236
50 Total Sales
202 Rosebud Ave Waterloo, IA 50701
Waterloo Area
3
Beds
2
Baths
1,881
Sq Ft
7,800
Sq Ft Lot
Highlights
- Deck
- French Doors
- Forced Air Heating and Cooling System
- Corner Lot
- Garden
- 5-minute walk to Miller Park
About This Home
As of June 2026Full of charm, warmth, and thoughtful updates, this beautifully maintained and updated 13⁄4-story cottage-style home blends timeless character with modern comfort. Offering three bedrooms with two conveniently located on the main floor, the home features an inviting primary suite complete with a custom tiled walk-in shower for a true retreat feel. The remodeled main floor bathroom, updated light fixtures, ceiling fans, and durable LVP flooring throughout the main level add both style and functionality. Cozy evenings await in the living room centered around the fireplace with a new electric insert, creating the perfect gathering space year-round. Step outside and fall in love with the professionally and thoughtfully landscaped front and backyard, designed for beauty and enjoyment in every season. A classic picket fence encloses the backyard, adding privacy and storybook charm. New Pella French doors open from the deck into the home, while the new Pella side exterior door adds both curb appeal and efficiency. Major updates provide peace of mind, including replacement windows and central air within the last five years, along with a roof reshingled approximately six years ago. The finished lower-level family room offers additional living space perfect for relaxing, entertaining, or hobbies. Car enthusiasts, hobbyists, or those needing extra storage will appreciate the oversized 720 sq. ft. garage. This well-cared-for home offers the perfect combination of character, comfort, and quality updates in a truly inviting setting.
Last Agent to Sell the Property
Re/Max Concepts License #S58522000 Listed on: 05/26/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,534
Year Built
- Built in 1948
Lot Details
- 7,800 Sq Ft Lot
- Lot Dimensions are 60 x 130
- Corner Lot
- Garden
Home Design
- Block Foundation
- Asphalt Roof
- Aluminum Siding
- Radon Mitigation System
Interior Spaces
- 1,881 Sq Ft Home
- Ceiling Fan
- Electric Fireplace
- French Doors
- Panel Doors
- Living Room with Fireplace
- Sump Pump
- Fire and Smoke Detector
Kitchen
- Free-Standing Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on lower level
- Washer and Electric Dryer Hookup
Parking
- 2 Car Garage
- Garage Door Opener
Outdoor Features
- Deck
Schools
- Kingsley Elementary School
- Hoover Intermediate
- West High - Waterloo
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Gas Water Heater
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 891334283002
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2026
Closed on
Jun 24, 2026
Sold by
Jason Yates and Lynn Callahan Katie
Bought by
Seller's Agent
Cindy Gaffney
Re/Max Concepts
Buyer's Agent
Linda Curran
Oakridge Real Estate
List Price
$229,900
Sold Price
$234,000
Premium/Discount to List
$4,100
1.78%
Views
24
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.55%
Original Mortgage
$187,200
Outstanding Balance
$187,200
Interest Rate
6.51%
Mortgage Type
New Conventional
Estimated Equity
$43,515
Purchase Details
Closed on
Dec 3, 2021
Sold by
Callahan Karen A
Bought by
Callahan Katie Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,400
Interest Rate
2.33%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 1, 2021
Closed on
Feb 24, 2021
Sold by
Vierra Blake J and Vierra Kit Ming
Bought by
Callahan Karen A
Seller's Agent
Scott Seeley
Re/Max Concepts
List Price
$162,500
Sold Price
$157,500
Premium/Discount to List
-$5,000
-3.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.16%
Original Mortgage
$133,875
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 30, 2018
Sold by
Smith Devon M and Smith Taylor
Bought by
Vierra Blake J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,403
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 4, 2014
Sold by
Larsen Joshua A and Larsen Jessica A
Bought by
Smith Deven M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,500
Interest Rate
4.28%
Mortgage Type
Closed End Mortgage
Purchase Details
Closed on
Feb 17, 2012
Sold by
Bostic David R and Bostic Elizabeth C
Bought by
Larsen Joshua A and Gerlach Jessica A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,350
Interest Rate
3.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 28, 2009
Sold by
Schwestka Scot and Schwestka Kimberly A
Bought by
Bostic David R and Bostic Elizabeth C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,997
Interest Rate
4.83%
Mortgage Type
VA
Purchase Details
Closed on
Mar 31, 2006
Sold by
Schmitz Michael and Schmitz Deborah Jill
Bought by
Schwestka Scot and Schwestka Kimberly A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,050
Interest Rate
6.34%
Mortgage Type
Balloon
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $234,000 | Black Hawk County Abstract | |
| Warranty Deed | $132,000 | New Title Company Name | |
| Warranty Deed | $132,000 | Title Services | |
| Warranty Deed | $132,000 | New Title Company Name | |
| Warranty Deed | $157,500 | Title Services Corp | |
| Warranty Deed | $150,000 | -- | |
| Warranty Deed | $143,500 | None Available | |
| Warranty Deed | $133,000 | None Available | |
| Joint Tenancy Deed | $137,000 | None Available | |
| Joint Tenancy Deed | $107,000 | Title Services Corporation |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $187,200 | New Conventional | |
| Previous Owner | $125,400 | New Conventional | |
| Previous Owner | $133,875 | New Conventional | |
| Previous Owner | $145,403 | New Conventional | |
| Previous Owner | $21,500 | Closed End Mortgage | |
| Previous Owner | $114,800 | New Conventional | |
| Previous Owner | $126,350 | New Conventional | |
| Previous Owner | $134,997 | VA | |
| Previous Owner | $35,748 | Unknown | |
| Previous Owner | $16,050 | Balloon | |
| Previous Owner | $85,600 | New Conventional | |
| Previous Owner | $96,800 | New Conventional | |
| Previous Owner | $8,075 | Credit Line Revolving | |
| Previous Owner | $21,893 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2026 06/30/26 | Sold | $234,000 | +1.8% | $124 / Sq Ft | |
| 05/27/2026 05/27/26 | Pending | -- | -- | -- | |
| 05/26/2026 05/26/26 | For Sale | $229,900 | +46.0% | $122 / Sq Ft | |
| 02/24/2021 02/24/21 | Sold | $157,500 | -3.1% | $84 / Sq Ft | View Prior Sale |
| 01/06/2021 01/06/21 | Pending | -- | -- | -- | |
| 01/01/2021 01/01/21 | For Sale | $162,500 | +8.4% | $87 / Sq Ft | |
| 03/04/2019 03/04/19 | Sold | $149,900 | 0.0% | $80 / Sq Ft | View Prior Sale |
| 01/25/2019 01/25/19 | Off Market | $149,900 | -- | -- | |
| 01/11/2019 01/11/19 | Price Changed | $144,900 | -0.8% | $77 / Sq Ft | |
| 11/08/2018 11/08/18 | Price Changed | $146,000 | -3.3% | $78 / Sq Ft | |
| 09/26/2018 09/26/18 | For Sale | $151,000 | -- | $80 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,138 | $202,780 | $23,520 | $179,260 |
| 2024 | $3,534 | $162,900 | $23,520 | $139,380 |
| 2023 | $3,136 | $162,140 | $23,520 | $138,620 |
| 2022 | $3,052 | $142,790 | $23,520 | $119,270 |
| 2021 | $2,636 | $142,790 | $23,520 | $119,270 |
| 2020 | $2,362 | $114,800 | $19,110 | $95,690 |
| 2019 | $2,362 | $114,800 | $19,110 | $95,690 |
| 2018 | $2,366 | $114,800 | $19,110 | $95,690 |
| 2017 | $2,366 | $114,800 | $19,110 | $95,690 |
| 2016 | $2,406 | $114,800 | $19,110 | $95,690 |
| 2015 | $2,406 | $114,800 | $19,110 | $95,690 |
| 2014 | $2,336 | $109,760 | $19,110 | $90,650 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Gaffney
-
Rick Bauer
Seller Co-Listing Agent in 2026
Rick Bauer
RE/MAX
(319) 493-3500
231 Total Sales
-
Linda Curran
Buyer's Agent in 2026
Linda Curran
Oakridge Real Estate
(319) 404-7645
103 Total Sales
-
Scott Seeley
Seller's Agent in 2021
Scott Seeley
RE/MAX
(319) 415-6683
68 Total Sales
-
Jason Strelow
Seller's Agent in 2019
Jason Strelow
Berkshire Hathaway Home Serv
(319) 961-3000
200 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20262301
APN: 8913-34-283-002
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Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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