NOT LISTED FOR SALE

203 Terrace St Duluth, MN 55811

Duluth Heights Neighborhood

Estimated Value: $363,000 - $444,000

3 Beds
2 Baths
1,828 Sq Ft
$216/Sq Ft Est. Value

Sale Details

Date Sold: June 2, 2025

Last sale price $405,500 $222 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $2,437 / mo

4 Days on Market

Highlights

  • Recreation Room
  • No HOA
  • 2 Car Attached Garage
  • Ranch Style House
  • Den
  • Living Room

About This Home

As of June 2025

This meticulously cared for and updated 3 bedroom, 2 bath ranch is move-in ready! Absolutely adorable with a spectacular layout, this is what you've been waiting for! Walk in the front door or from the attached garage to a practical floor plan! Updated windows bring light into the living room, dining area and kitchen! A tiled entry area that leads to the sparkling kitchen area from the attached 2 car insulated garage makes for easy entry & car unpacking! Enjoy 3 bedrooms and an updated bath with hardwood floors on the main level. A completely renovated lower level provides all new flooring, a full exercise area, a rec room and a completely remodeled bath with heated floors! All those additional spaces you've been wanting! Larger than it looks! Plus, the yard with firepit, a large garden/storage shed and a slab if you want a hot tub this becomes your playground!

Last Agent to Sell the Property

Deanna Bennett

Messina & Associates Real Estate Listed on: 04/21/2025

Last Buyer's Agent

Cassandra Scrignoli

Messina & Associates Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,301

Year Built

  • Built in 1959

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 75x131

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Wood Frame Construction
  • Steel Siding
  • Vinyl Siding

Interior Spaces

  • Entryway
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Recreation Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 010-2195-00360

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,301

Year Built

Built in 1959

Lot Details

0.25 Acres

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Swan Lake Rd, to Terrace St. Property will be on your left!
  • L O1 Office Phone1 Number: 218-728-4436
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • Lot Description Waterfront: No
  • Air Conditioner: Central
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1044
  • Below Grade Finished Sq Ft: 784
  • Garage Type: Attached
  • Heat: Forced Air, Natural Gas
  • MainFloorBath: Yes
  • Room 10: Laundry Room
  • Bedroom 3: Kitchen
  • TotalBedrooms: 3
  • Year Built: 1959
  • Level 1 Bedroom: Main
  • RoomLevel10: Lower
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Main
  • RoomLevel7: Lower
  • RoomLevel8: Lower
  • RoomLevel9: Lower
  • Property Style: Ranch/Rambler
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Basement Features: Finished, Bath, Den/Office, Family/Rec Room, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Bathroom Description: 3/4 Basement, Full Main Floor
  • Formal Dining: Combine with Kitchen, Informal Dining Room
  • Extra Rooms: Entry
  • Fireplace: No
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Living Room
  • Bathroom 2: Dining Room
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1 Story
  • Room 6: Bedroom
  • Room 7: Den/Office
  • Room 8: Family Room
  • Room 9: Rec Room
  • Total Bathrooms: 2
  • Total Fin Square Footage: 1828
  • Exercise Room Level2: Main

Exterior Features

  • Construction Status: Previously Owned
  • Exterior: Steel, Vinyl

Garage/Parking

  • Garage Capacity: 2

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: Duluth #709

Lot Info

  • Estimated Lot Dimensions: 75x131
  • Estimated Number of Acres: 0.25
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Parcel Number: 010-2195-00360

Tax Info

  • Tax Amount: 3301

Matterport 3D Tour

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2017
Closed on
May 18, 2017
Sold by
Bought by
Seller's Agent
Casey Carbert
Edmunds Company, LLP
Buyer's Agent
Mark Lutterman
Edmunds Company, LLP
List Price
$252,500
Sold Price
$252,500
Current Estimated Value
$394,751

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$142,251
Avg. Annual Appreciation
5.04%
Original Mortgage
$223,300
Outstanding Balance
$185,257
Interest Rate
4.1%
Mortgage Type
VA
Estimated Equity
$209,494

Purchase Details

Closed on
Jul 24, 2007
Sold by
Bought by

Purchase Details

Closed on
Jul 26, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,400
Interest Rate
7.5%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$252,500 None Available
-- Lakeview
$153,000 Slctc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $223,300
Previous Owner $122,400
Closed $30,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/02/2025 06/02/25 Sold $405,500 +2.7% $222 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $395,000 +56.4% $216 / Sq Ft
05/19/2017 05/19/17 Sold $252,500 0.0% $121 / Sq Ft View Prior Sale
04/15/2017 04/15/17 Pending -- -- --
04/14/2017 04/14/17 For Sale $252,500 -- $121 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,660 $262,500 $39,400 $223,100
2023 $3,330 $280,700 $43,300 $237,400
2022 $3,534 $243,200 $37,800 $205,400
2021 $2,834 $228,600 $35,500 $193,100
2020 $2,592 $192,300 $26,000 $166,300
2019 $2,384 $174,300 $23,400 $150,900
2018 $2,222 $163,500 $23,400 $140,100
2017 $2,196 $163,600 $23,500 $140,100
2016 $2,256 $3,900 $3,900 $0
2015 $2,300 $149,100 $44,400 $104,700
2014 $2,300 $149,100 $44,400 $104,700
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Deanna Bennett

    Messina & Associates Real Estate

    (218) 343-8444

    34 in this area

    475 Total Sales

    Deanna Bennett
    Section Image

  • C

    Buyer's Agent in 2025

    Cassandra Scrignoli

    Messina & Associates Real Estate

    (218) 343-2222

    15 in this area

    263 Total Sales

    Cassandra Scrignoli
    Section Image

  • C

    Seller's Agent in 2017

    Casey Carbert

    Edmunds Company, LLP

    (218) 348-7325

    21 in this area

    440 Total Sales

    Casey Carbert
    Section Image

  • M

    Buyer's Agent in 2017

    Mark Lutterman

    Edmunds Company, LLP

See All Agents

Map

Source: Lake Superior Area REALTORS®

MLS Number: 6118780

APN: 010219500360

Minnesota St Louis County Duluth 55811 Duluth Heights

203 Terrace St, Duluth, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

IDX listing data provided by Multiple Listing Service, Inc. Information is supplied by seller and other third parties and has not been verified.

Copyright 2026 – Multiple Listing Service, Inc. – All Rights Reserved.


Listings courtesy of Lake Superior Area REALTORS® as distributed by MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.