Seller's Agent in 2025
Janelle Fernandez
Keller Williams Capital Realty
(305) 812-2169
3 in this area
95 Total Sales
20325 Ranch Rd Cutler Bay, FL 33189
4
Beds
2
Baths
1,904
Sq Ft
0.46
Acres
Highlights
- RV or Boat Parking
- Room in yard for a pool
- Garden View
- 20,000 Sq Ft lot
- Ranch Style House
- No HOA
About This Home
As of June 2025This well-maintained 4-bedroom, 2-bathroom home in Cutler Bay sits on a rare 20,000 sq ft lot, offering plenty of outdoor space for enjoyment and future possibilities. Recent updates include a new kitchen and upgraded PVC plumbing throughout the entire home for improved efficiency and durability. Additionally, all impact windows and doors provide enhanced security, energy savings, and eligibility for windstorm insurance discount.The large lot provides room for outdoor living, gardening, or potential expansion. Conveniently located near parks, shopping, dining, and major roadways, this home offers easy access to everything Cutler Bay has to offer.
Last Agent to Sell the Property
Keller Williams Capital Realty License #3375339 Listed on: 03/12/2025
Last Buyer's Agent
Keller Williams Capital Realty License #3375339 Listed on: 03/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,127
Year Built
- Built in 1959
Lot Details
- 0.46 Acre Lot
- Northwest Facing Home
- Fenced
- Property is zoned 0100
Home Design
- Ranch Style House
- Shingle Roof
- Concrete Block And Stucco Construction
Interior Spaces
- 1,904 Sq Ft Home
- Ceiling Fan
- Combination Dining and Living Room
- Tile Flooring
- Garden Views
Kitchen
- Self-Cleaning Oven
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Shower Only
Laundry
- Laundry in Utility Room
- Dryer
- Washer
Home Security
- Complete Impact Glass
- High Impact Door
Parking
- 1 Carport Space
- RV or Boat Parking
Schools
- Gulfstream Elementary School
- Cutler Bay Middle School
- Miami Southridge High School
Additional Features
- Room in yard for a pool
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Cutler Ridge Sec 4 Subdivision
Listing and Financial Details
- Assessor Parcel Number 36-60-09-009-1160
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 12, 2025
Closed on
Jun 9, 2025
Sold by
Sol Libertad Gonzalez Living Trust and Gonzalez Sol Libertad
Bought by
Aguiar Luis and Perez Kayle
Seller's Agent
Janelle Fernandez
Keller Williams Capital Realty
Buyer's Agent
Janelle Fernandez
Keller Williams Capital Realty
List Price
$679,000
Sold Price
$650,000
Premium/Discount to List
-$29,000
-4.27%
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,912
Avg. Annual Appreciation
6.36%
Original Mortgage
$462,962
Outstanding Balance
$461,762
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$199,150
Purchase Details
Closed on
Jan 20, 2022
Sold by
Libertad Gonzalez Sol
Bought by
Sol Libertad Gonzalez Living Trust
Purchase Details
Listed on
Dec 15, 2020
Closed on
Dec 23, 2020
Sold by
Martinez David and Herrera Maribay
Bought by
Gonzalez Libertad
Seller's Agent
Joel Valencia
Keller Williams Capital Realty
Buyer's Agent
Janelle Fernandez
Keller Williams Capital Realty
List Price
$380,000
Sold Price
$390,000
Premium/Discount to List
$10,000
2.63%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.82%
Original Mortgage
$312,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 29, 2017
Closed on
Apr 30, 2018
Sold by
Sanz Patricia
Bought by
Martinez David and Herrera Maribay
Seller's Agent
Carmen David
Xcellence Realty
Buyer's Agent
Carmen David
Xcellence Realty
List Price
$355,000
Sold Price
$319,000
Premium/Discount to List
-$36,000
-10.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.88%
Original Mortgage
$303,050
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 16, 2003
Sold by
State Of Florida/Miami Dade County
Bought by
Sanz Jaime and Sanz Patricia
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $650,000 | Atg Title | |
| Deed | $650,000 | Atg Title | |
| Warranty Deed | -- | Peter R Abesada & Associates P | |
| Warranty Deed | $390,000 | Title Answers A Law Firm | |
| Warranty Deed | $390,000 | Title Answers | |
| Warranty Deed | $319,000 | Assure America Title Co | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $117,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $462,962 | FHA | |
| Closed | $462,962 | FHA | |
| Previous Owner | $35,000 | New Conventional | |
| Previous Owner | $312,000 | New Conventional | |
| Previous Owner | $312,000 | New Conventional | |
| Previous Owner | $303,050 | New Conventional | |
| Previous Owner | $25,754 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/10/2025 06/10/25 | Sold | $650,000 | 0.0% | $341 / Sq Ft |
| 04/03/2025 04/03/25 | Pending | -- | -- | -- |
| 03/28/2025 03/28/25 | Off Market | $650,000 | -- | -- |
| 03/12/2025 03/12/25 | For Sale | $679,000 | +74.1% | $357 / Sq Ft |
| 12/28/2020 12/28/20 | Sold | $390,000 | +2.6% | $284 / Sq Ft |
| 12/28/2020 12/28/20 | Pending | -- | -- | -- |
| 12/15/2020 12/15/20 | For Sale | $380,000 | +19.1% | $277 / Sq Ft |
| 05/07/2018 05/07/18 | Sold | $319,000 | 0.0% | $232 / Sq Ft |
| 03/13/2018 03/13/18 | Pending | -- | -- | -- |
| 03/08/2018 03/08/18 | Price Changed | $319,000 | -3.0% | $232 / Sq Ft |
| 02/24/2018 02/24/18 | Price Changed | $329,000 | -2.9% | $239 / Sq Ft |
| 01/26/2018 01/26/18 | Price Changed | $339,000 | -1.7% | $247 / Sq Ft |
| 01/05/2018 01/05/18 | Price Changed | $345,000 | -2.8% | $251 / Sq Ft |
| 11/29/2017 11/29/17 | For Sale | $355,000 | -- | $258 / Sq Ft |
Source: MIAMI REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,127 | $232,623 | -- | -- |
| 2024 | $3,799 | $226,068 | -- | -- |
| 2023 | $3,799 | $219,484 | $0 | $0 |
| 2022 | $3,641 | $213,092 | $0 | $0 |
| 2021 | $3,593 | $206,886 | $0 | $0 |
| 2020 | $4,368 | $250,338 | $153,075 | $97,263 |
| 2019 | $4,640 | $266,797 | $169,500 | $97,297 |
| 2018 | $4,262 | $238,581 | $141,250 | $97,331 |
| 2017 | $4,021 | $177,648 | $0 | $0 |
| 2016 | $3,697 | $161,499 | $0 | $0 |
| 2015 | $3,420 | $146,818 | $0 | $0 |
| 2014 | $3,259 | $133,471 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Janelle Fernandez
-
Joel Valencia
Seller's Agent in 2020
Joel Valencia
Keller Williams Capital Realty
(305) 471-4800
1 in this area
80 Total Sales
-
Gustavo Pacheco
Seller Co-Listing Agent in 2020
Gustavo Pacheco
EXP Realty LLC
(305) 492-9705
5 in this area
125 Total Sales
-
Carmen David
Seller's Agent in 2018
Carmen David
Xcellence Realty
(305) 766-2168
2 in this area
11 Total Sales
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11761976
APN: 36-6009-009-1160
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