Ashley Ziviello
EXIT Mid-Rivers Realty
(866) 647-6625
79 Total Sales
7 in Colonial Beach
$225K - $375K Price Range
20345 Ridge Rd Colonial Beach, VA 22443
Colonial Beach AreaEstimated Value: $642,338 - $943,000
3
Beds
3.5
Baths
3,446
Sq Ft
$233/Sq Ft
Est. Value
Highlights
- 152 Feet of Waterfront
- 1 Dock Slip
- 1.9 Acre Lot
- Primary bedroom faces the bay
- River View
- Open Floorplan
About This Home
As of July 2025Welcome home to this builder-custom renovated waterfront paradise! Nestled in privacy on nearly two acres, this stunning waterfront retreat boasts 150+ feet of shoreline with quick and easy access to the Potomac River. Bluestone pavers guide you through the lush landscaping to your front porch, where tranquility meets luxury. Inside, a dramatic wall of windows welcomes you with sweeping views of the waterfront. The beautiful kitchen boasts stainless steel appliances, upgraded cabinetry, granite countertops, and opens to a generous size bar that seamlessly connects to the family room — the perfect space for entertaining or casual dining. The expansive family room, with its stone wall fireplace and built-in shelving is just one of the many special features of the home. The primary suite is a serene escape with expansive waterfront views, a private deck, cozy fireplace, heated floors, and a spa-inspired renovated bathroom. A generous walk-in closet with vanity seating completes the space. The second bedroom offers a full wall of built-in cabinetry for elegant storage and its own ensuite bathroom. The fully finished lower level includes a third bedroom with a renovated full bath which provides a perfect space for guests. Also included is a second kitchen, a large open entertainment area with a mini-split for additional comfort, and easy access to and from the backyard oasis — ideal for hosting guests or returning from a day on the water. Other unique features are the invisible fence for pets and central vacuum system. Step outside to enjoy the outdoor kitchen with built-in seating under a charming pergola. Relax around the built-in firepit with tons of seating already in place. A private 140-foot dock awaits, complete with 60-amp power and an outdoor shower — ready for your boat, paddleboards, or peaceful waterfront lounging. The oversized, conditioned two-car detached garage offers abundant space for vehicles, storage, or a workshop, and includes stair access to a potential bonus room above. A new panel box is already in place, ready for your future expansion. Watch the ospreys and eagles fly from your yard. Colonial Beach is uniquely located at the midpoint on the Potomac River between D.C. and the Chesapeake Bay. A hidden gem, this waterfront town boasts the second largest beach in Virginia, historical sites, unique galleries and stores with countless activities. Call for your private tour today to start your waterfront lifestyle.
Last Agent to Sell the Property
Juli Hawkins
(703) 665-6665 juli.hawkins@redfin.com Redfin Corporation Listed on: 06/13/2025
Last Buyer's Agent
(540) 681-1500 sellfastwithtrisha@gmail.com Samson Properties License #0225102641
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,536
Year Built
- Built in 2005 | Remodeled in 2014
Lot Details
- 1.9 Acre Lot
- 152 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Property is in very good condition
Parking
- 2 Car Detached Garage
- 10 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
Property Views
- River
- Creek or Stream
Home Design
- Raised Ranch Architecture
- Block Foundation
- Asphalt Roof
- Stone Siding
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Central Vacuum
- Curved or Spiral Staircase
- Built-In Features
- Ceiling Fan
- 3 Fireplaces
- Wood Burning Stove
- Gas Fireplace
- Window Treatments
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
- Kitchen Island
Flooring
- Laminate
- Tile or Brick
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- Walk-In Closet
Laundry
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Interior and Exterior Basement Entry
- Natural lighting in basement
Outdoor Features
- Canoe or Kayak Water Access
- 1 Dock Slip
- Physical Dock Slip Conveys
- Powered Boats Permitted
- Deck
- Patio
- Exterior Lighting
- Wrap Around Porch
Location
- Flood Risk
Schools
- Washington District Elementary School
- Montross Middle School
- Washington And Lee High School
Utilities
- Central Air
- Heat Pump System
- Private Water Source
- Well
- Electric Water Heater
- Septic Equal To The Number Of Bedrooms
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 2 26A
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 13, 2025
Closed on
Jul 18, 2025
Sold by
Bought by
Seller's Agent
Juli Hawkins
Redfin Corporation
Buyer's Agent
Trisha McFadden
Samson Properties
List Price
$889,000
Sold Price
$889,000
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$84,665
Avg. Annual Appreciation
-9.17%
Original Mortgage
$918,337
Outstanding Balance
$909,561
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
-$105,226
Purchase Details
Listed on
Oct 28, 2013
Closed on
Jan 6, 2014
Sold by
Bought by
Seller's Agent
Frances Heatherman
Heatherman Homes, LLC.
Buyer's Agent
Jim Fetsko
KW United
List Price
$263,900
Sold Price
$226,000
Premium/Discount to List
-$37,900
-14.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.65%
Purchase Details
Closed on
Jul 31, 2013
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Colonial Beach, VA
-
Ashley Ziviello
-
John Ripley
John Ripley
KW Metro Center
(202) 318-9545
54 Total Sales
1 in Colonial Beach
$339,900 Price
-
Lindsey McClellan
Lindsey McClellan
Real Broker, LLC
(540) 701-7321
115 Total Sales
1 in Colonial Beach
$249,000 Price
-
Becky Wallace
Becky Wallace
Responds QuicklyPearson Smith Realty, LLC
(202) 883-6901
85 Total Sales
1 in Colonial Beach
$365,000 Price
-
Linda Gerrie
Linda Gerrie
Fitzgerald Realty & Auctioneers
(240) 213-7555
33 Total Sales
1 in Colonial Beach
$247,400 Price
-
Tamika Jackson
Tamika Jackson
CTI Real Estate
(540) 701-8496
27 Total Sales
1 in Colonial Beach
$311,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $889,000 | Commonwealth Land Title | ||
| $226,000 | -- | ||
| $309,184 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $918,337 | ||
| Previous Owner | $472,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/21/2025 07/21/25 | Sold | $889,000 | 0.0% | $258 / Sq Ft | |
| 06/19/2025 06/19/25 | Pending | -- | -- | -- | |
| 06/13/2025 06/13/25 | For Sale | $889,000 | +293.4% | $258 / Sq Ft | |
| 01/24/2014 01/24/14 | Sold | $226,000 | -3.8% | -- | View Prior Sale |
| 01/01/2014 01/01/14 | Pending | -- | -- | -- | |
| 12/13/2013 12/13/13 | Price Changed | $234,900 | -5.6% | -- | |
| 11/20/2013 11/20/13 | Price Changed | $248,900 | -5.7% | -- | |
| 10/28/2013 10/28/13 | For Sale | $263,900 | -- | -- |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,291 | $484,000 | $160,500 | $323,500 |
| 2024 | $3,291 | $484,000 | $160,500 | $323,500 |
| 2023 | $3,001 | $484,000 | $160,500 | $323,500 |
| 2022 | $3,001 | $484,000 | $160,500 | $323,500 |
| 2021 | $3,211 | $422,500 | $159,700 | $262,800 |
| 2020 | $3,109 | $409,100 | $156,700 | $252,400 |
| 2019 | $2,659 | $409,100 | $156,700 | $252,400 |
| 2018 | $2,496 | $409,100 | $156,700 | $252,400 |
| 2017 | -- | $409,100 | $156,700 | $252,400 |
| 2016 | $1,760 | $409,100 | $156,700 | $252,400 |
| 2015 | -- | $325,300 | $156,700 | $168,600 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $325,300 | $156,700 | $168,600 |
Source: Public Records
Agents Affiliated with this Home
-
Juli Hawkins
J
Seller's Agent in 2025
Juli Hawkins
Redfin Corporation
-
Trisha McFadden
Buyer's Agent in 2025
Trisha McFadden
Samson Properties
(540) 903-8525
256 Total Sales
-
Frances Heatherman
Seller's Agent in 2014
Frances Heatherman
Heatherman Homes, LLC.
(540) 628-2226
8 Total Sales
-
J
Buyer's Agent in 2014
Jim Fetsko
KW United
Map
Source: Bright MLS
MLS Number: VAWE2009084
APN: 2-26A
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
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The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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