NOT LISTED FOR SALE

Estimated Value: $325,000 - $412,000

4 Beds
3 Baths
3,040 Sq Ft
$117/Sq Ft Est. Value

Last Sold January 17, 2025

Last sale price $359,000 $118 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,442/month

59 Days on Market

Highlights

  • Gated Community
  • Deck
  • Vaulted Ceiling
  • Durand Elementary School Rated A-
  • Wooded Lot
  • Ranch Style House

About This Home

As of January 2025

If you love entertaining, this is the home for you. Call it "Lake Lovers Rejoice," it features a four-season room and a full finished basement, all meticulously maintained. Cozy up by the two fireplaces in winter or relax on hot summer days while the in-ground sprinkler keeps your lawn lush. Enjoy peace of mind with your newly installed HVAC system (2023) and a Generac Whole House Auto Start Generator. The main floor open concept encompasses the living room, kitchen, dining area and four seasons room. Separate configuration bedrooms ( master suite on the east end, twin guest rooms on the west) provides a good deal of privacy. Main floor laundry is on the way to the three car garage. The lower level has a fine bar, second fireplace and huge family area along with a full bath and fourth bedroom with giant closet space. The utility area has lots of storage and shows pride of ownership in the home overall. Tree lined yard with storage shed and giant deck overlooking it all. This home is close to the beach and several waterfront parks as well as the pool, bocce ball and tennis courts. Lake Summerset is near top-notch medical facilities and is served by award-winning school districts, including Durand and Dakota. Local businesses, including grocery stores and restaurants, welcome residents, with easy access to shopping and entertainment in Rockford, Beloit, Madison, Freeport, Monroe and Galena. In warm weather, enjoy fishing, boating, and relaxing on the 285-acre lake. Two marinas, 40 parks, playgrounds, pools, and a spray park cater to all ages, along with a 75-site campground for leisure visits. In winter, enjoy ice fishing, sledding, cross-country skiing, and snowmobiling. There’s something for everyone in the Lake Summerset community!

Last Agent to Sell the Property

Don Morgan

Morgan Realty, Inc. License #471013558 Listed on: 10/17/2024

Last Buyer's Agent

Sommer Chisamore

Keller Williams Realty Signature License #475212951

Keller Williams Realty Signature

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,099

Year Built

  • Built in 2006

Lot Details

  • 0.39 Acre Lot
  • Wooded Lot

HOA Fees

  • $85 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick or Stone Mason
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Wet Bar
  • Vaulted Ceiling
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Great Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Video Cameras

Kitchen

  • Stove
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 3 Car Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Shed

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas
  • Power Generator
  • Gas Water Heater
  • Water Softener

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,099

Year Built

Built in 2006

Lot Details

0

HOA Fees

$85 per month

Listing Details

  • Interior Amenities: Audio/Video, Bar-Wet, Ceiling Fan(s), Ceiling-Vaults/Cathedral, Walk-In Closet, Whirlpool Tub, Window Treatments
  • Road Frontage: City/Town
  • Type: Gated Community, Wooded
  • Electric: Circuit Breaker
  • Additional Room 5: 4 Seas Por, Dimensions: 15x12, On Level: Main
  • Additional Room 6: Foyer, Dimensions: 8x6, On Level: Main
  • Appliances That Stay or Are Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 1840
  • Estimated Below Grade Finished Sq Ft: 1200
  • Exemptions: Owner, Senior
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: County Taxes, Deck, Garden Shed, Great Room, Laundry 1st Floor, L.L. Finished Space, Main Floor Primary, Generator, Porch Covered
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2035
  • Lot Acreage: 0.39
  • Lvt Date: 10/17/2024
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Stove Range Fuel: Gas
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 8498
  • Egress: No
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 3040
  • Garage Type Driveway: Attached, Garage Remote/Opener, Concrete
  • Hold Earnest Money Y N: No
  • Pertinent Facts: If you love entertaining, this is the home for you. Call it "Lake Lovers Rejoice," it features a four-season room and a full finished basement, all meticulously maintained. Cozy up by the two fireplaces in winter or relax on hot summer days while the in-ground sprinkler keeps your lawn lush. Enjoy peace of mind with your newly installed HVAC system (2023) and a Generac Whole House Auto Start Generator. The main floor open concept encompasses the living room, kitchen, dining area and four seasons room. Separate configuration bedrooms ( master suite on the east end, twin guest rooms on the west) provides a good deal of privacy. Main floor laundry is on the way to the three car garage. The lower level has a fine bar, second fireplace and huge family area along with a full bath and fourth bedroom with giant closet space. The utility area has lots of storage and shows pride of ownership in the home overall. Tree lined yard with storage shed and giant deck overlooking it all. This home is close to the beach and several waterfront parks as well as the pool, bocce ball and tennis courts. Lake Summerset is near top-notch medical facilities and is served by award-winning school districts, including Durand and Dakota. Local businesses, including grocery stores and restaurants, welcome residents, with easy access to shopping and entertainment in Rockford, Beloit, Madison, Freeport, Monroe and Galena. In warm weather, enjoy fishing, boating, and relaxing on the 285-acre lake. Two marinas, 40 parks, playgrounds, pools, and a spray park cater to all ages, along with a 75-site campground for leisure visits. In winter, enjoy ice fishing, sledding, cross-country skiing, and snowmobiling. There’s something for everyone in the Lake Summerset community!
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 1840
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 4
  • Basement Type: Full
  • Master Bedroom: Dimensions: 16x14, On Level: Main
  • Fireplace Type: Gas
  • Basement: Finished, Partial Exposure
  • Bedroom 2: Dimensions: 12x11, On Level: Main
  • Bedroom 3: Dimensions: 12x12, On Level: Main
  • Bedroom 4: Dimensions: 20x10, On Level: Lower
  • Dining Room: Yes, On Level: Main, Dimensions: 10.6x10.4
  • Family Room: Yes, On Level: Lower, Dimensions: 26x26
  • Fireplace: Yes
  • Full Bathrooms: 3
  • Kitchen: Dimensions: 15x12.5, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 17x16
  • Number Of Fireplaces: 2
  • Recreation Room: Yes, On Level: Lower, Dimensions: 14x12
  • Total Bathrooms: 3
  • Basement: Yes

Exterior Features

  • Exterior: Brick/Stone, Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage: 3

Utilities

  • Cooling: Central Air, Zoned
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 1015

Building Info

  • Year Built: 2006

Tax Info

  • Year: 2023
  • Taxes: 5099

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2024
Closed on
Jan 4, 2025
Sold by
Savoia Trust and Savoia Pat
Bought by
Brewer Allen and Brewer Jill
Seller's Agent
Don Morgan
Morgan Realty, Inc.
Buyer's Agent
Sommer Chisamore
Keller Williams Realty Signature
List Price
$379,500
Sold Price
$359,000
Premium/Discount to List
-$20,500
-5.4%
Views
85
Current Estimated Value
$354,042

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,958
Avg. Annual Appreciation
-1.30%
Original Mortgage
$259,000
Outstanding Balance
$256,484
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$97,766

Purchase Details

Listed on
Mar 20, 2013
Closed on
Jun 7, 2013
Bought by
Savoia Pat and Savoia Eileen T
Seller's Agent
Mark Savala
Morgan Realty, Inc.
Buyer's Agent
Don Morgan
Morgan Realty, Inc.
List Price
$239,900
Sold Price
$232,500
Premium/Discount to List
-$7,400
-3.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.81%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brewer Allen $359,000 Security First Title
Savoia Pat $232,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brewer Allen $259,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/17/2025 01/17/25 Sold $359,000 -0.1% $118 / Sq Ft
12/15/2024 12/15/24 Pending -- -- --
12/12/2024 12/12/24 Price Changed $359,500 -5.3% $118 / Sq Ft
10/17/2024 10/17/24 For Sale $379,500 +63.2% $125 / Sq Ft
06/07/2013 06/07/13 Sold $232,500 -3.1% $126 / Sq Ft View Prior Sale
03/21/2013 03/21/13 Pending -- -- --
03/20/2013 03/20/13 For Sale $239,900 -- $130 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,738 $87,574 $4,564 $83,010
2023 $5,100 $75,042 $3,911 $71,131
2022 $4,508 $66,290 $3,490 $62,800
2021 $4,599 $61,041 $3,214 $57,827
2020 $4,545 $58,732 $3,092 $55,640
2019 $4,460 $57,244 $3,014 $54,230
2018 $4,659 $54,952 $2,893 $52,059
2017 $4,489 $53,874 $2,836 $51,038
2016 $4,774 $53,874 $2,836 $51,038
2015 $4,779 $53,874 $2,836 $51,038
2014 $5,309 $53,874 $2,836 $51,038
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202405954

NorthWest Illinois Alliance of REALTORS®

APN: 05-06-355-017