NOT LISTED FOR SALE

20357 Harborgate Ct Unit 207 Cornelius, NC 28031

Estimated Value: $655,000 - $776,000

3 Beds
2 Baths
1,905 Sq Ft
11.1 Acres Lot

Sale Details

Date Sold: August 20, 2024

Last sale price $740,000 $388 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $4,990 / mo

9 Days on Market

Highlights

  • Water Views
  • Pier or Dock
  • Open Floorplan
  • Bailey Middle School Rated A-
  • Access To Lake
  • Clubhouse

About This Home

As of August 2024

This immaculate WATERFRONT MOVE-IN READY, Condominium with assigned Boat Slip #13 on LAKE NORMAN is located in the Harborgate Condominium Complex in Cornelius. Hardwood floors (2021), both Bathrooms updated, Kitchen Cabinets Updated. S/S Appliances. Enjoy the big views of Lake Norman on the spacious covered balcony with two accesses, one from the Living Room and one from the primary bedroom.
Primary + full bathroom and walk-in closet + second bedroom with nice closet space on the Main Level.
Laundry room on main level. Enjoy a bonus family/flex room with lots of closet storage and built-ins on the lower level + bedroom/flex option with built-ins also on lower level. Lower level offers a sliding glass door walk-out to a porch steps away from the lake and boat dock. A lovely beach area for swimming, kayak/paddleboard launch + gazebo for social meet-ups and outdoor grilling. Swimming Pool + Clubhouse. HOA includes water. Sunrise & Sunsets await you! *Jet Ski Lift does not convey.

Last Agent to Sell the Property

Melissa Donahue

Coldwell Banker Realty Brokerage Email: melissa.polingdonahue@expreatly.com License #351038 Listed on: 07/01/2024

Coldwell Banker Realty

Last Buyer's Agent

Sheri Rich

NextHome World Class License #314962

NextHome World Class

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1984

Lot Details

  • 11.1

HOA Fees

Parking

  • 1 Assigned Parking Space

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Sliding Doors
  • Storage
  • Laundry Room
  • Wood Flooring
  • Water Views

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-13

Community Details

Overview

  • Main Street Management Group Association
  • Harborgate Yacht Club Association
  • Harborgate Condos
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Pier or Dock
  • Community Pool
  • Water Sports
  • Trails

Property Details

Home Type

Condominium

Year Built

Built in 1984

Lot Details

11.1 Acres

HOA Fees

$419 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1984
  • Special Assessment Yn: 1
  • Proposed Special Assessment Yn: 1
  • Special Assessment Description: SA approved for outside safety issues, such as: riprap needs repair, walkway repair, tree by bldg 2 must be removed due to disease. Pedestrian Bridge, retaining wall external stairs and pool deck all need repairs. Please see attachments.
  • Proposed Special Assessment Desc: SA see remarks and attachments
  • Road Surface Type: None, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 388.45
  • Bedroom Lower: 1
  • Geocode Confidence: High
  • Attribution Contact: melissa.polingdonahue@expreatly.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Entry Level: 1
  • Fireplace: Yes
  • Flooring: Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 695
  • Main Level Sq Ft: 1210
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Oven, Plumbed For Ice Maker
  • Above Grade Finished Sq Ft: 1905
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Wood Burning
  • Living Area: 1905
  • Window Features: Insulated Window(s)
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Private, Boat Slip – Community, Paddlesport Launch Site, Paddlesport Launch Site - Community, Pier - Community
  • Construction Type: Brick Partial, Fiber Cement
  • Patio And Porch Features: Covered, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned
  • Assigned Spaces: 1

Utilities

  • Heating: Electric
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake Access, Outdoor Pool, Picnic Area, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 373.18
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 550
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborgate
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management Group
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 5028.16

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Parcel Number: 001-441-13
  • Zoning: GR
  • Land Included Yn: 0
  • Development Status: Completed
  • Zoning Specification: GR

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2024
Closed on
Aug 15, 2024
Sold by
Bought by
Seller's Agent
Melissa Donahue
Coldwell Banker Realty
Buyer's Agent
Sheri Rich
NextHome World Class
List Price
$750,000
Sold Price
$740,000
Premium/Discount to List
-$10,000
-1.33%
Views
8
Current Estimated Value
$715,310

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,690
Avg. Annual Appreciation
-1.87%
Original Mortgage
$540,000
Outstanding Balance
$533,982
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$181,328

Purchase Details

Listed on
Aug 12, 2020
Closed on
Sep 17, 2020
Sold by
Bought by
Seller's Agent
Susan Ayers
HomeZu
Buyer's Agent
Melissa Chambers
EXP Realty LLC Mooresville
List Price
$514,900
Sold Price
$519,900
Premium/Discount to List
$5,000
0.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.42%
Original Mortgage
$320,000
Interest Rate
2.8%
Mortgage Type
Commercial

Purchase Details

Closed on
May 1, 2014
Sold by
Bought by

Purchase Details

Closed on
Jul 31, 2009
Sold by
Bought by

Purchase Details

Closed on
Jul 6, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
5.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$740,000 Investors Title
$520,000 None Available
$350,000 None Available
$362,000 None Available
$305,000 Lawyers Title
$232,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $540,000
Previous Owner $320,000
Previous Owner $244,000
Previous Owner $186,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/20/2024 08/20/24 Sold $740,000 -1.3% $388 / Sq Ft
07/11/2024 07/11/24 Pending -- -- --
07/01/2024 07/01/24 For Sale $750,000 +44.3% $394 / Sq Ft
09/21/2020 09/21/20 Sold $519,900 0.0% $273 / Sq Ft View Prior Sale
08/13/2020 08/13/20 Pending -- -- --
08/12/2020 08/12/20 Price Changed $519,900 +1.0% $273 / Sq Ft
08/12/2020 08/12/20 For Sale $514,900 -- $271 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $632,948 -- $632,948
2024 -- $632,948 -- $632,948
2023 $3,334 $632,948 $0 $632,948
2022 $3,334 $397,400 $0 $397,400
2021 $3,373 $397,400 $0 $397,400
2020 $3,334 $397,400 $0 $397,400
2019 $3,367 $397,400 $0 $397,400
2018 $3,263 $300,100 $115,000 $185,100
2017 $3,237 $300,100 $115,000 $185,100
2016 $3,234 $300,100 $115,000 $185,100
2015 $3,185 $300,100 $115,000 $185,100
2014 $3,183 $300,100 $115,000 $185,100
Source: Public Records

Agents Affiliated with this Home

  • Melissa Donahue

    Seller's Agent in 2024

    Melissa Donahue

    Coldwell Banker Realty

    (704) 458-4862

    4 in this area

    7 Total Sales

    Melissa Donahue
    Section Image
  • Sheri Rich

    Buyer's Agent in 2024

    Sheri Rich

    NextHome At The Lake

    (704) 999-7218

    1 in this area

    14 Total Sales

    Sheri Rich
    Section Image
  • Susan Ayers

    Seller's Agent in 2020

    Susan Ayers

    HomeZu

    (678) 344-1600

    2 in this area

    3,454 Total Sales

    Susan Ayers
    Section Image
  • Melissa Chambers

    Buyer's Agent in 2020

    Melissa Chambers

    EXP Realty LLC Mooresville

    (704) 439-6232

    14 in this area

    155 Total Sales

    Melissa Chambers
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4155796

Canopy MLS

APN: 001-441-13

North Carolina Mecklenburg County Cornelius 28031

20357 Harborgate Ct Unit 207, Cornelius, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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