NOT LISTED FOR SALE

20364 SW 86th Loop Dunnellon, FL 34431

Estimated Value: $263,000 - $297,328

3 Beds
2 Baths
1,696 Sq Ft
$164/Sq Ft Est. Value

Last Sold August 15, 2025

Last sale price $270,000 $159 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,619/month

96 Days on Market

Highlights

  • River Access
  • Open Floorplan
  • L-Shaped Dining Room
  • 1.05 Acre Lot
  • Cathedral Ceiling
  • 2 Car Attached Garage

About This Home

As of August 2025

Welcome to your own slice of paradise! This beautifully maintained 3-bedroom, 2-bathroom home sits on an expansive acre-plus lot, offering plenty of room to relax, entertain, and enjoy the outdoors. Step inside to an inviting open floor plan with a formal dining area, cozy eat-in kitchen, and a spacious living space perfect for gathering with family and friends. Enjoy Florida living year-round in the large enclosed lanai—ideal for morning coffee or evening relaxation. The primary suite offers privacy and comfort, while the inside laundry room adds everyday convenience. A two-car garage provides ample storage, and the backyard workshop is perfect for hobbies, DIY projects, or extra storage needs. As a bonus, residents have exclusive access to the private owners' park with direct access to the stunning Rainbow River—perfect for kayaking, tubing, or simply soaking in nature’s beauty. This home offers the best of peaceful, country-style living with unbeatable amenities. Don't miss this unique opportunity!

Last Agent to Sell the Property

Freddie Moore

COLDWELL BANKER RIVERLAND RLTY License #3060836 Listed on: 04/16/2025

COLDWELL BANKER RIVERLAND RLTY

Co-Listed By

Reilly Moore Team

COLDWELL BANKER RIVERLAND RLTY License #3069349

Last Buyer's Agent

Oscar Villaverde

COLDWELL BANKER RIVERLAND RLTY License #3278949

COLDWELL BANKER RIVERLAND RLTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,594

Year Built

  • Built in 1996

Lot Details

  • 1.05 Acre Lot
  • Lot Dimensions are 150x305
  • North Facing Home
  • Irrigation Equipment
  • Property is zoned A1

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 1,696 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Living Room
  • L-Shaped Dining Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • River Access
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Villages Services Cooperative Association, Phone Number (352) 746-6770
  • Visit Association Website
  • Rainbow Springs Woodlands Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,594

Year Built

Built in 1996

Lot Details

0

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 1696
  • Lot Size Acres: 1.05
  • New Construction: No
  • Year Built: 1996
  • Building Area Total: 2638
  • Lot Size Sq Ft: 45738
  • Status: Sold
  • Street Direction: SW
  • Co List Office Mls Id: MFR271517146
  • Co List Office Phone: 352-489-4511
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 245.08
  • Escrow City: Dunnellon
  • Escrow State: FL
  • Escrow Street Name: W. Pennsylvania Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 159.20
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, L Dining, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 157.56

Exterior Features

  • Direction Faces: North
  • Exterior Features: French Doors, Private Mailbox
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: RAINBOW RIVER, WITHLACOOCHEE
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Access: River
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 243
  • Association Fee Frequency: Annually
  • Association Name: VILLAGES SERVICES COOPERATIVE
  • Phone: 352-746-6770
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: CLUB HOUSE 352-489-1621
  • Association URL: rspoa.nabrnetwork.com

Fee Information

  • Total Annual Fees: 243.00
  • Total Monthly Fees: 20.25
  • Monthly HOA Amount: 20.25

Lot Info

  • Zoning: A1
  • Parcel Number: 3292-069-011
  • Additional Parcels: No
  • Lot Dimensions: 150x305
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1594.25
  • Tax Block: 69
  • Tax Book Number: R-041RAINBOW
  • Tax Lot: 11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2025
Closed on
Aug 15, 2025
Sold by
Missagia Vera and Missagia John
Bought by
Missaggia Vera Ann and Missagia Vera
Seller's Agent
Freddie Moore
COLDWELL BANKER RIVERLAND RLTY
Buyer's Agent
Oscar Villaverde
COLDWELL BANKER RIVERLAND RLTY
List Price
$329,000
Sold Price
$270,000
Premium/Discount to List
-$59,000
-17.93%
Views
143
Current Estimated Value
$278,832

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,832
Avg. Annual Appreciation
9.63%
Original Mortgage
$256,500
Outstanding Balance
$256,279
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$22,553
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Missaggia Vera Ann $270,000 All Florida Homes Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Missaggia Vera Ann $256,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/15/2025 08/15/25 Sold $270,000 -9.7% $159 / Sq Ft
07/21/2025 07/21/25 Pending -- -- --
07/05/2025 07/05/25 Price Changed $299,000 -6.3% $176 / Sq Ft
06/30/2025 06/30/25 Price Changed $319,000 -3.0% $188 / Sq Ft
06/06/2025 06/06/25 Price Changed $329,000 0.0% $194 / Sq Ft
06/06/2025 06/06/25 For Sale $329,000 +21.9% $194 / Sq Ft
06/02/2025 06/02/25 Off Market $270,000 -- --
05/27/2025 05/27/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $339,000 -2.9% $200 / Sq Ft
05/01/2025 05/01/25 Price Changed $349,000 -4.6% $206 / Sq Ft
04/25/2025 04/25/25 Price Changed $365,900 -1.1% $216 / Sq Ft
04/16/2025 04/16/25 For Sale $369,900 -- $218 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,594 $127,552 -- --
2023 $1,594 $123,837 $0 $0
2022 $1,570 $120,230 $0 $0
2021 $1,561 $116,728 $0 $0
2020 $1,546 $115,116 $0 $0
2019 $1,527 $112,528 $0 $0
2018 $1,451 $110,430 $0 $0
2017 $1,424 $108,159 $0 $0
2016 $1,388 $105,934 $0 $0
2015 $1,392 $105,198 $0 $0
2014 $1,444 $112,899 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: OM699561

Stellar MLS

APN: 3292-069-011