NOT LISTED FOR SALE

20397 Fields Mill Rd Richardsville, VA 22736

Estimated Value: $672,000 - $745,000

4 Beds
3 Baths
2,738 Sq Ft
$260/Sq Ft Est. Value

About This Home

This home is located at 20397 Fields Mill Rd, Richardsville, VA 22736 and is currently estimated at $710,922, approximately $259 per square foot. 20397 Fields Mill Rd is a home located in Culpeper County with nearby schools including Pearl Sample Elementary School, Floyd T. Binns Middle School, and Eastern View High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 20, 2025
Sold by
Covington Obadiah
Bought by
Covington Obadiah and Covington Rachael
Current Estimated Value
$710,922

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$619,268
Outstanding Balance
$617,618
Interest Rate
6.62%
Mortgage Type
VA
Estimated Equity
$93,304

Purchase Details

Closed on
Jun 7, 2024
Sold by
Covington Obadiah
Bought by
Covington Obadiah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$620,430
Interest Rate
6.63%
Mortgage Type
VA

Purchase Details

Closed on
Aug 28, 2023
Sold by
Jung Joo Edward and Kaye Melissa
Bought by
Covington Obadiah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$607,100
Interest Rate
6.96%
Mortgage Type
VA

Purchase Details

Closed on
Apr 29, 2011
Sold by
Clampitt John W
Bought by
Joo Edward J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,700
Interest Rate
4.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2007
Sold by
Golden Oaks Construction Inc
Bought by
Clampitt John W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,150
Interest Rate
6.48%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Covington Obadiah -- First American Title
Covington Obadiah -- Boston National Title
Covington Obadiah $607,100 First Guardian Title
Joo Edward J $312,000 --
Clampitt John W $339,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Covington Obadiah $20,190
Open Covington Obadiah $619,268
Previous Owner Covington Obadiah $620,430
Previous Owner Covington Obadiah $607,100
Previous Owner Joo Edward J $40,000
Previous Owner Joo Edward J $313,170
Previous Owner Joo Edward J $318,700
Previous Owner Clampitt John W $17,500
Previous Owner Clampitt John W $288,150
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $374 $567,900 $128,800 $439,100
2023 $2,438 $529,900 $128,800 $401,100
2022 $2,293 $416,900 $109,700 $307,200
2021 $2,293 $416,900 $109,700 $307,200
2020 $2,374 $382,900 $99,900 $283,000
2019 $2,277 $367,200 $99,900 $267,300
2018 $2,364 $352,800 $99,900 $252,900
2017 $2,364 $352,800 $99,900 $252,900
2016 $2,576 $352,800 $99,900 $252,900
2015 $2,576 $352,800 $99,900 $252,900
2014 $2,816 $339,300 $99,700 $239,600
Source: Public Records

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