$389,900
UNDER CONTRACT

204 Mckay Rd Stevensville, MD 21666

Estimated payment $2,397/month

Total Views 2,876
3 Beds
1 Bath
1,056 Sq Ft
$369 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • 0.34 Acre Lot
  • Matapeake Elementary School Rated A-
  • Fishing Allowed
  • Deck

About This Home

Offer Deadline- Sunday 6 pm April 27, 2025 Adorable Renovated Rancher in Bay City!Welcome to this charming 3-bedroom, 1-bath rancher located in the heart of Bay City on Kent Island. Fully renovated and move-in ready, this cozy home features a bright and open living space with peaceful views of the surrounding wetlands and marsh grass — perfect for nature lovers!Step outside to enjoy the spacious, fully fenced and private yard, complete with a versatile detached outbuilding that’s been transformed into the ultimate “he shed/she shed.” Whether you’re watching the game or entertaining friends, this bonus space is a true retreat!Ideal as a starter home or weekend getaway, this property offers water access within the community and a prime location just minutes from the Bay Bridge — making commuting a breeze.Don’t miss the chance to live the Kent Island lifestyle with all the charm and convenience you’ve been looking for!

Listing Agent

Elizabeth Osborn

Coldwell Banker Realty License #644596

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,483

Year Built

  • Built in 1976

Lot Details

  • 0.34 Acre Lot
  • Home fronts navigable water
  • Property is Fully Fenced
  • Property is zoned NC-20

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Composition Roof
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,056 Sq Ft Home
  • Property has 1 Level
  • Living Room
  • Crawl Space
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 1 Full Bathroom

Eco-Friendly Details

  • Solar owned by a third party

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Deck
  • Shed

Schools

  • Kent Island Elementary School
  • Stevensville Middle School
  • Kent Island High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 1804038886

Community Details

Overview

  • Bay City Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,483

Year Built

Built in 1976

Lot Details

0

HOA Fees

$8 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 2025-04-24
  • Federal Flood Zone: No
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Remarks Public: Offer Deadline- Sunday 6 pm April 27, 2025 Adorable Renovated Rancher in Bay City! Welcome to this charming 3-bedroom, 1-bath rancher located in the heart of Bay City on Kent Island. Fully renovated and move-in ready, this cozy home features a bright and open living space with peaceful views of the surrounding wetlands and marsh grass — perfect for nature lovers! Step outside to enjoy the spacious, fully fenced and private yard, complete with a versatile detached outbuilding that’s been transformed into the ultimate “he shed/she shed.” Whether you’re watching the game or entertaining friends, this bonus space is a true retreat! Ideal as a starter home or weekend getaway, this property offers water access within the community and a prime location just minutes from the Bay Bridge — making commuting a breeze. Don’t miss the chance to live the Kent Island lifestyle with all the charm and convenience you’ve been looking for!
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry
  • Basement: No
  • Total Sq Ft: 1056
  • Living Area Sq Ft: 1056
  • Price Per Sq Ft: 369.22
  • Above Grade Finished Sq Ft: 1056
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 204

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Roof: Composite, Asphalt
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access
  • Water Access: Yes
  • Water Body Name: BROAD CREEK/CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • Elementary School: KENT ISLAND
  • Middle School: STEVENSVILLE
  • High School: KENT ISLAND
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137777627
  • School District Source: Listing Agent
  • Elementary School: KENT ISLAND
  • High School: KENT ISLAND
  • Middle Or Junior School: STEVENSVILLE

Lot Info

  • Additional Parcels: No
  • Fencing: Fully
  • Land Use Code: R
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15000.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2025
  • Zoning: NC-20
  • In City Limits: No

Green Features

  • Green Power: Pv Solar Array(s) Leased

Rental Info

  • Ground Rent Exists: No
  • Pets Allowed: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2483.00
  • Assessor Parcel Number: 1804038886
  • Tax Lot: 13
  • Tax Total Finished Sq Ft: 1056
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,423 $263,567 $0 $0
2023 $2,300 $244,200 $161,000 $83,200
2022 $2,274 $241,400 $0 $0
2021 $2,262 $238,600 $0 $0
2020 $2,262 $235,800 $161,000 $74,800
2019 $2,168 $226,000 $0 $0
2018 $2,074 $216,200 $0 $0
2017 $1,980 $206,400 $0 $0
2016 -- $202,100 $0 $0
2015 $1,187 $197,800 $0 $0
2014 $1,187 $193,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/24/2025 04/24/25 For Sale $389,900 -- $369 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $200,000 --
Deed $253,000 --
Deed $289,000 --
Deed $289,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $210,700 New Conventional
Closed $45,000 Credit Line Revolving
Closed $189,600 Adjustable Rate Mortgage/ARM
Previous Owner $204,081 New Conventional
Previous Owner $289,000 Purchase Money Mortgage
Previous Owner $289,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDQA2012878

Bright MLS

APN: 04-038886