204 Mckay Rd Stevensville, MD 21666
3
Beds
1
Bath
1,056
Sq Ft
0.34
Acres
Highlights
- Home fronts navigable water
- Canoe or Kayak Water Access
- 0.34 Acre Lot
- Matapeake Elementary School Rated A-
- Fishing Allowed
- Deck
About This Home
As of May 2025Offer Deadline- Sunday 6 pm April 27, 2025 Adorable Renovated Rancher in Bay City!Welcome to this charming 3-bedroom, 1-bath rancher located in the heart of Bay City on Kent Island. Fully renovated and move-in ready, this cozy home features a bright and open living space with peaceful views of the surrounding wetlands and marsh grass — perfect for nature lovers!Step outside to enjoy the spacious, fully fenced and private yard, complete with a versatile detached outbuilding that’s been transformed into the ultimate “he shed/she shed.” Whether you’re watching the game or entertaining friends, this bonus space is a true retreat!Ideal as a starter home or weekend getaway, this property offers water access within the community and a prime location just minutes from the Bay Bridge — making commuting a breeze.Don’t miss the chance to live the Kent Island lifestyle with all the charm and convenience you’ve been looking for!
Last Agent to Sell the Property
Coldwell Banker Realty License #644596 Listed on: 04/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,483
Year Built
- Built in 1976
Lot Details
- 0.34 Acre Lot
- Home fronts navigable water
- Property is Fully Fenced
- Property is zoned NC-20
HOA Fees
- $8 Monthly HOA Fees
Parking
- Off-Street Parking
Home Design
- Rambler Architecture
- Composition Roof
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- 1,056 Sq Ft Home
- Property has 1 Level
- Living Room
- Crawl Space
- Laundry Room
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Primary Bedroom
- 1 Full Bathroom
Eco-Friendly Details
- Solar owned by a third party
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Deck
- Shed
Schools
- Kent Island Elementary School
- Stevensville Middle School
- Kent Island High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 13
- Assessor Parcel Number 1804038886
Community Details
Overview
- Bay City Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 24, 2025
Closed on
May 30, 2025
Sold by
Esh Michael
Bought by
Fowler Tyler and Rotert Ashlee
Seller's Agent
Elizabeth Osborn
Coldwell Banker Realty
Buyer's Agent
Jennifer Chaney
Chaney Homes, LLC
List Price
$389,900
Sold Price
$410,000
Premium/Discount to List
$20,100
5.16%
Views
48
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-26.64%
Original Mortgage
$366,300
Outstanding Balance
$366,300
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$21,461
Purchase Details
Closed on
Feb 17, 2010
Sold by
Hsbc Mortgage Services Inc
Bought by
Esh Michael
Purchase Details
Closed on
Jun 1, 2009
Sold by
Sawyers Marty B
Bought by
Hsbc Mortgage Services Inc
Purchase Details
Closed on
Oct 17, 2006
Sold by
Murray Mary M
Bought by
Sawyers Marty B and Charity Lynne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,000
Interest Rate
7.99%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 29, 2006
Sold by
Murray Mary M
Bought by
Sawyers Marty B and Charity Lynne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,000
Interest Rate
7.99%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 22, 2004
Sold by
Murray Mary M
Bought by
Murray Mary M Timothy James
Purchase Details
Closed on
Apr 22, 2003
Sold by
Murray Bernard R and Murray Mary M
Bought by
Murray Mary M
Similar Homes in Stevensville, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $410,000 | Eagle Title | |
| Deed | $410,000 | Eagle Title | |
| Deed | $200,000 | -- | |
| Deed | $253,000 | -- | |
| Deed | $289,000 | -- | |
| Deed | $289,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $366,300 | FHA | |
| Closed | $366,300 | FHA | |
| Previous Owner | $210,700 | New Conventional | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $189,600 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $204,081 | New Conventional | |
| Previous Owner | $289,000 | Purchase Money Mortgage | |
| Previous Owner | $289,000 | Purchase Money Mortgage | |
| Closed | -- | No Value Available | |
| Closed | $0 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $410,000 | +5.2% | $388 / Sq Ft |
| 04/24/2025 04/24/25 | For Sale | $389,900 | -- | $369 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,423 | $263,567 | $0 | $0 |
| 2023 | $2,300 | $244,200 | $161,000 | $83,200 |
| 2022 | $2,274 | $241,400 | $0 | $0 |
| 2021 | $2,262 | $238,600 | $0 | $0 |
| 2020 | $2,262 | $235,800 | $161,000 | $74,800 |
| 2019 | $2,168 | $226,000 | $0 | $0 |
| 2018 | $2,074 | $216,200 | $0 | $0 |
| 2017 | $1,980 | $206,400 | $0 | $0 |
| 2016 | -- | $202,100 | $0 | $0 |
| 2015 | $1,187 | $197,800 | $0 | $0 |
| 2014 | $1,187 | $193,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
E
Seller's Agent in 2025
Elizabeth Osborn
Coldwell Banker (NRT-Southeast-MidAtlantic)
-
J
Buyer's Agent in 2025
Jennifer Chaney
Chaney Homes, LLC
Map
Source: Bright MLS
MLS Number: MDQA2012878
APN: 04-038886
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