204 Whiterock Dr Mount Holly, NC 28120
Estimated payment $7,584/month
Highlights
- Access To Lake
- Fitness Center
- Open Floorplan
- Boat Slip
- In Ground Pool
- Clubhouse
About This Home
Experience luxury lake living in this custom home on a private .7-acre lot along beautiful Mountain Island Lake. This sprawling floor plan offers exceptional indoor and outdoor spaces creating the ultimate opportunity to entertain and spread out. At the center of the backyard retreat is an oversized, heated saltwater pool with waterfall, creating a resort-style atmosphere right at home. The covered terrace creates exquisite views from multiple rooms and features a built-in BBQ, wood-burning fireplace, and surround sound with mounted TV.
Inside, you’ll find refinished hardwood floors, an open-concept design, and timeless finishes. The updated kitchen with Jenn-Air appliances flows seamlessly into the vaulted keeping room, where expansive windows fill the space with natural light and showcase serene views of the grounds. A versatile walkout basement extends the living area with options for recreation, fitness, or a private office. Your own deeded boat slip is just minutes away, when you follow along the walking path on the rear of the property. Residents also benefit from outstanding community amenities including a clubhouse, pool, tennis courts, basketball courts, volleyball court, and boat slip parking. With privacy, sophistication, and premier lake access—all just 30 minutes from Uptown Charlotte—this home offers the ultimate Mountain Island lifestyle.
Listing Agent
Lewis And Kirk Realty LLC Brokerage Email: rachel@lewisandkirk.com License #271927 Listed on: 09/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,322
Year Built
- Built in 2003
Lot Details
- Back Yard Fenced
- Sloped Lot
- Irrigation
- Wooded Lot
- Property is zoned R1
HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Four Sided Brick Exterior Elevation
- Radon Mitigation System
Interior Spaces
- 1-Story Property
- Open Floorplan
- Wet Bar
- Central Vacuum
- Wired For Data
- Built-In Features
- Bar Fridge
- Vaulted Ceiling
- Wood Burning Fireplace
- French Doors
- Entrance Foyer
- Keeping Room with Fireplace
- Pull Down Stairs to Attic
- Laundry Room
Kitchen
- Breakfast Bar
- Built-In Convection Oven
- Gas Range
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Stone
- Tile
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- Walk-In Closet
- Garden Bath
Finished Basement
- Walk-Out Basement
- Basement Storage
Pool
- In Ground Pool
- Spa
Outdoor Features
- Access To Lake
- Boat Slip
- Covered Patio or Porch
- Fireplace in Patio
- Outdoor Fireplace
- Terrace
- Outdoor Gas Grill
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 174977
Community Details
Overview
- Cedar Management Group Association
- Deeded Boat Slip Association
- Stonewater Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- Tennis Courts
- Indoor Game Court
- Community Playground
- Fitness Center
- Community Pool
- Trails
Security
- Card or Code Access
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,322 | $928,480 | $90,000 | $838,480 |
| 2024 | $9,322 | $928,480 | $90,000 | $838,480 |
| 2023 | $9,171 | $903,550 | $90,000 | $813,550 |
| 2022 | $7,574 | $584,870 | $82,000 | $502,870 |
| 2021 | $7,691 | $584,870 | $82,000 | $502,870 |
| 2019 | $6,894 | $520,290 | $82,000 | $438,290 |
| 2018 | $6,910 | $493,538 | $60,000 | $433,538 |
| 2017 | $6,910 | $493,538 | $60,000 | $433,538 |
| 2016 | $4,294 | $493,538 | $0 | $0 |
| 2014 | $4,488 | $515,901 | $75,000 | $440,901 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | For Sale | $1,250,000 | -0.4% | $243 / Sq Ft |
| 11/21/2023 11/21/23 | Sold | $1,255,000 | +9.2% | $238 / Sq Ft |
| 10/29/2023 10/29/23 | Pending | -- | -- | -- |
| 10/27/2023 10/27/23 | For Sale | $1,149,000 | +50.2% | $218 / Sq Ft |
| 07/15/2020 07/15/20 | Sold | $765,000 | +2.0% | $151 / Sq Ft |
| 06/07/2020 06/07/20 | Pending | -- | -- | -- |
| 06/04/2020 06/04/20 | For Sale | $750,000 | -- | $148 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,260,000 | None Listed On Document | |
| Warranty Deed | $765,000 | Carolina Title Services | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $495,000 | -- | |
| Warranty Deed | $475,000 | -- | |
| Warranty Deed | $70,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $612,000 | New Conventional | |
| Previous Owner | $413,000 | New Conventional | |
| Previous Owner | $110,000 | Credit Line Revolving | |
| Previous Owner | $359,000 | Purchase Money Mortgage | |
| Previous Owner | $300,000 | Purchase Money Mortgage | |
| Closed | $86,500 | No Value Available |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4306269
APN: 174977
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