$299,900

2040 Lane 120 Hamilton Lake Hamilton, IN 46742

Estimated payment $2,556/month

Total Views 554
3 Beds
2 Baths
2,076 Sq Ft
$144 Price per Sq Ft

Highlights

  • Hot Property
  • Boat Dock
  • Private Beach
  • 70 Feet of Waterfront
  • Golf Course Community
  • Primary Bedroom Suite

About This Home

Lakefront living on Hamilton Lake in Cold Springs Resort. This furnished (with the exception of a few things that are available for purchase-please ask for a list), 3 bedroom/2 bath cottage has been maintained meticulously and has had many updates in the last 5 years. In 2024- roof, washer, microwave, pergola and basement encapsulation. 2023- water softener, entry doors, water heater. 2022-new electrical box, sump pump. 2021- dock and lift. 2020-whole home mini split system, whole home LVP flooring and complete 2nd floor remodel. Dock and Boat Lift are included in the sale. Fenced in side yard and large shed to house all of your lake toys and lawn equipment. Cold Springs has many amenities including a golf course, dance hall, private beach and seasonal restaurant with some of the best views on the lake. This property is on leased ground with an annual lease. Hamilton is a golf cart friendly community. Pack your suits and move right in.

Listing Agent

Jamy Merritt

Century 21 Bradley-Lake Group Brokerage Phone: 260-667-4851 Listed on: 07/10/2025

Century 21 Bradley-Lake Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,969

Year Built

  • Built in 1900

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 86x76
  • 70 Feet of Waterfront
  • Lake Front
  • Private Beach
  • Aluminum or Metal Fence
  • Corner Lot
  • Irregular Lot

HOA Fees

  • $736 per month

Parking

  • Gravel Driveway

Home Design

  • Cabin
  • Brick Foundation
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2.5-Story Property
  • Ceiling Fan
  • Vinyl Flooring
  • Water Views
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Crawl Space

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream
  • Covered patio or porch

Schools

  • Hamilton Elementary And Middle School
  • Hamilton High School

Utilities

  • Multiple cooling system units
  • Private Company Owned Well
  • Well
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 76-10-27-000-029.030-009

Community Details

Overview

  • $736 Other Monthly Fees
  • Cold Springs Cottage Park Subdivision

Recreation

  • Boat Dock
  • Pier or Dock
  • Golf Course Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,969

Year Built

Built in 1900

Lot Details

0

HOA Fees

$736 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1900
  • Age: 125
  • Style: Two and Half Story
  • Architectural Style: Cabin/Cottage
  • Total Number of Rooms: 6
  • Total Number of Rooms Below Grade: 1
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: COLD SPRINGS ON LEASED GROUND Old Cottage #104
  • Parcel Number ID: 76-10-27-000-029.030-009
  • Platted: Yes
  • Amenities: Cable Available, Ceiling Fan(s), Closet(s) Walk-in, Deck Open, Deck on Waterfront, Dryer Hook Up Electric, Eat-In Kitchen, Patio Covered, Main Level Bedroom Suite, Main Floor Laundry
  • Improvmnts In Last5 Yrs: Yes
  • Location: Lake
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2076
  • Total Finished Sq Ft: 2076
  • Above Grade Finished Sq Ft: 1516
  • Below Grade Finished Sq Ft: 560
  • Price Per Sq Ft: 197.82
  • Basement: Yes
  • Basement Foundation: Crawl, Walk-Out Basement, Finished
  • Basement Material: Brick
  • Flooring: Vinyl
  • Living Great Room: Dimensions: 19x18, On Level: Main
  • Kitchen: Dimensions: 10x12, On Level: Main
  • Dining Room: Dimensions: 12x8, On Level: Main
  • Recreation Room: Dimensions: 20x20, On Level: Lower
  • Bedroom 1: Dimensions: 12x16, On Level: Main
  • Bedroom 2: Dimensions: 11x17, On Level: Upper
  • Bedroom 3: Dimensions: 8x14, On Level: Upper
  • Main Level Sq Ft: 1156
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 560

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Fence: Metal
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock, Private Beach
  • Water Frontage: 70
  • Water Name: Hamilton Lake

Garage/Parking

  • Driveway: Gravel

Utilities

  • Cooling: Multiple Cooling Units
  • Heating Fuel: Other Heating System
  • Sewer: Public
  • Water Utilities: Well
  • Electric Company: AEP/I&M
  • Laundry: Dimensions: Mainx9, On Level: 10
  • Water Type: Lake
  • Well Type: Private

Condo/Co-op/Association

  • Common Amenities: Dock, Golf Course
  • Other Fee Description: Land Lease
  • Other Fees Dollar: 8828

Schools

  • School District: Hamilton Community
  • Elementary School: Hamilton
  • Middle School: Hamilton
  • High School: Hamilton
  • Elementary School: Hamilton

Lot Info

  • Lot Description: Corner, Irregular, Waterfront, Water View
  • Lot Dimensions: 86x76
  • Estimated Lot Sq Ft: 10890
  • Estimated Lot Size Acres: 0.25

Tax Info

  • Annual Taxes: 1968.64

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Hamilton
  • Middle School: Hamilton
  • School District: Hamilton Community

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,969 $199,400 $0 $199,400
2023 $1,839 $180,900 $0 $180,900
2022 $1,168 $120,800 $0 $120,800
2021 $1,163 $102,900 $0 $102,900
2020 $220 $94,600 $0 $94,600
2019 $188 $90,700 $0 $90,700
2018 $1,041 $88,200 $0 $88,200
2017 $955 $86,900 $0 $86,900
2016 $1,004 $86,000 $0 $86,000
2014 $794 $72,500 $0 $72,500
2013 $794 $98,700 $0 $98,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 For Sale $299,900 +185.6% $144 / Sq Ft
05/20/2019 05/20/19 Sold $105,000 -12.4% $55 / Sq Ft
03/25/2019 03/25/19 Pending -- -- --
01/02/2019 01/02/19 For Sale $119,900 +14.2% $63 / Sq Ft
01/01/2019 01/01/19 Off Market $105,000 -- --
10/11/2018 10/11/18 For Sale $119,900 +14.2% $63 / Sq Ft
10/01/2018 10/01/18 Off Market $105,000 -- --
06/07/2018 06/07/18 Price Changed $119,900 -7.7% $63 / Sq Ft
04/01/2018 04/01/18 For Sale $129,900 -- $68 / Sq Ft
Source: Indiana Regional MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $93,610 FHA
Source: Public Records

Similar Homes in Hamilton, IN

  • 2055 Lane 150 Hamilton Lake, Hamilton, IN 46742

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft
    • 2055 Lane 150 Hamilton Lake
    • Hamilton, IN

    ***OPEN HOUSE Sunday 7/6 from 12-2pm*** Tucked peacefully beside the woods, this charming home offers a quiet retreat with lovely lake views right across the street. With 3 bedrooms, 2 full baths, and 2 separate living rooms, there’s plenty of space for guests or entertaining. The home features newer flooring throughout and a generously sized yard, perfect for summer BBQs, gatherings, or simply

    Kaylin Krontz CENTURY 21 Bradley Realty, Inc

    Section Image
  • 195 Lane 230 Ln, Hamilton, IN 46742

    $369,000

    • 3 Beds
    • 1 Bath
    • 894 Sq Ft
    • 195 Lane 230 Ln
    • Hamilton, IN

    This beautifully updated 3-bedroom, 1-bathroom home is the perfect getaway for those looking to escape the hustle and bustle of city life. Situated on a spacious 1-acre lot, just steps from the serene Hamilton Lake with lake access via HOA. The interior is thoughtfully designed with stylish finishes and modern amenities that complement the peaceful surroundings. The bright and airy living spaces

    Frank Nester Open Door Rentals and Real Estate

    Section Image

Source: Indiana Regional MLS

MLS Number: 202526748

Indiana Regional MLS

APN: 76-10-27-000-029.030-009