NOT LISTED FOR SALE

2040 W Spencer St Philadelphia, PA 19138

East Germantown Neighborhood

Estimated Value: $125,000 - $188,000

3 Beds
1 Bath
1,360 Sq Ft
$124/Sq Ft Est. Value

About This Home

This home is located at 2040 W Spencer St, Philadelphia, PA 19138 and is currently estimated at $168,858, approximately $124 per square foot. 2040 W Spencer St is a home located in Philadelphia County with nearby schools including Joseph Pennell School, Gen. Louis Wagner Middle School, and Martin Luther King High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 25, 2025
Sold by
Coulter Eugene
Bought by
West Zyon
Current Estimated Value
$168,858

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,645
Outstanding Balance
$127,645
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$41,213

Purchase Details

Closed on
Feb 28, 2005
Sold by
Cohen Mitchell M and Kennedy Tracey
Bought by
Coulter Eugene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,905
Interest Rate
8.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 2, 2004
Sold by
Jms Properties Inc
Bought by
Cohen Mitchell M and Kennedy Tracey

Purchase Details

Closed on
Feb 13, 2004
Sold by
R & K Realty Enterprises Llc
Bought by
Jms Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.83%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 13, 2002
Sold by
First Union National Bank
Bought by
R & K Realty Enterprises Llc

Purchase Details

Closed on
Nov 13, 2001
Sold by
Howell Steven and Lehman Capital
Bought by
First Union National Bank

Purchase Details

Closed on
Jan 23, 1998
Sold by
Patterson Cecelia A
Bought by
Howell Steven

Purchase Details

Closed on
Aug 28, 1995
Sold by
Hud
Bought by
Patterson Cecelia A

Purchase Details

Closed on
Nov 22, 1994
Sold by
Hyman Willie Mae and Hyman Pamela
Bought by
Hud
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
West Zyon $132,275 American Legal Abstract
Coulter Eugene $59,900 Fidelity Natl Title Ins Co
Cohen Mitchell M $30,000 --
Jms Properties Inc $22,000 --
R & K Realty Enterprises Llc $17,000 --
First Union National Bank $8,700 --
Howell Steven $53,000 --
Patterson Cecelia A $13,501 --
Hud -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open West Zyon $127,645
Previous Owner Coulter Eugene $56,905
Previous Owner Jms Properties Inc $250,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,758 $149,700 $29,940 $119,760
2024 $1,758 $149,700 $29,940 $119,760
2023 $1,758 $125,600 $25,120 $100,480
2022 $1,415 $125,600 $25,120 $100,480
2021 $1,415 $0 $0 $0
2020 $1,415 $0 $0 $0
2019 $1,478 $0 $0 $0
2018 $1,334 $0 $0 $0
2017 $1,334 $0 $0 $0
2016 $1,334 $0 $0 $0
2015 $1,396 $0 $0 $0
2014 -- $104,200 $7,316 $96,884
2012 -- $13,280 $2,789 $10,491
Source: Public Records

Map

Pennsylvania Philadelphia County Philadelphia 19138 East Germantown

2040 W Spencer St, Philadelphia, PA

This home is located at 2040 W Spencer St, Philadelphia, PA 19138 and is currently estimated at $168,858, approximately $124 per square foot. 2040 W Spencer St is a home located in Philadelphia County with nearby schools including Joseph Pennell School, Gen. Louis Wagner Middle School, and Martin Luther King High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Nearby Homes