$318,000
COMING SOON OCT 30, 2025

20404 Shore Harbour Dr Unit D Germantown, MD 20874

Estimated payment $2,604/month

Total Views 1,070
2 Beds
2 Baths
1,196 Sq Ft
$680/mo HOA Fee

Highlights

  • Popular Property
  • 50 Feet of Waterfront
  • Fishing Allowed
  • Dr. Martin Luther King, Jr. Middle School Rated A-
  • Public Boat Ramp
  • Lake View

About This Home

Fantastic opportunity to purchase a 1196 sq. ft. 2 bedroom and 2 bath condo in the much sought after lakefront community at the South Shore Harbour Condominiums.

NO STEPS to get to your home. Park in your assigned spot and walk via a ramp right to your unit, but still with a 2nd story view directly out over Lake Seneca.

Your new home comes with brand new LVP flooring in every room, a brand new built in microwave, brand new refrigerator, a brand new natural gas stove, brand new dishwasher, freshly painted in all rooms, windows professionally cleaned inside and out and a newer HVAC system.

The very large master bedroom has a walk in closet and a full bath with shower and tub. The 2nd bedroom is on the other side of the middle family room and has a door that opens into a 2nd bathroom. The family room with a fireplace flows into the kitchen and separate dining room. Outside on the balcony is a closet for extra storage. Beautiful open and contemporary designed home.

The best part of owning in this lakefront community is the lakeside lifestyle. Your condo backs to Little Seneca Lake. A morning beverage on your balcony overlooks the lake and a portion of the 1300 acres of Black Hills Regional Park. Amenities of the park include 16 miles of natural surface trails where you can take a stroll, jog, fish or go for a long bike ride. There are also opportunities to go horseback riding, rent a boat or kayak for a leisurely ride on any of the few connecting lakes or visit the amazing Nature Center in the park. Amenities also with ownership include tennis courts, 2 community pools, basketball courts and tot lots scattered throughout the park. Condo ownership here supports an environment that encourages healthy living, and enjoying many outdoor activities in the most beautiful one of a kind natural setting.

South Shore Harbour Condominiums is in a fantastic location. Besides it's natural beauty, it is located within 2-4 miles from a multitude of Supermarkets, including Wegmans. Restaurants, shops, stores and Top Golf are minutes away. Schools, hospitals, I270, the MARC train within a few miles from your condo. Finally banks, medical offices, pharmacies within 2 miles and a Ride On Bus Stop that you can walk to a block away.

There is no other 2 bedroom , 2 bath 1200 sq ft condo in this development that offers you a NO STEPS entrance to your front door than this one. It is ready to go without the buyer having to spend any money on any improvements. Come see this pet friendly amazing condo and enjoy the sunrise and sunsets through the many beautiful windows in this unit. Condo will not last long on the market.

Seller will credit buyer $500 to use Main Street Settlements.

Listing Agent

Cliff Bernstein

(410) 908-8138 cliffeebee@gmail.com Hagan Realty License #595450 Listed on: 10/23/2025

Hagan Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,083

Year Built

  • Built in 1992 | Remodeled in 2022

Lot Details

  • 50 Feet of Waterfront
  • Home fronts navigable water
  • 1 Common Wall
  • Landscaped
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Property is in excellent condition

HOA Fees

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 1,196 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Screen For Fireplace
  • Marble Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Double Pane Windows
  • Sliding Windows
  • Window Screens
  • Formal Dining Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Stove
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Disposal

Flooring

  • Tile or Brick
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Electric Dryer
  • ENERGY STAR Qualified Washer

Home Security

Parking

  • Handicap Parking
  • Assigned parking located at #17
  • Private Parking
  • Free Parking
  • Lighted Parking
  • Paved Parking
  • Parking Lot
  • Parking Permit Included
  • Parking Space Conveys
  • 1 Assigned Parking Space

Accessible Home Design

  • Grab Bars
  • No Interior Steps

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterfront Park
  • Balcony
  • Outdoor Storage
  • Breezeway
  • Playground
  • Rain Gutters

Schools

  • Lake Seneca Elementary School
  • Martin Luther King Jr. Middle School
  • Seneca Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • 120/240V
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Coming Soon on 10/30/25
  • Assessor Parcel Number 160202933524

Community Details

Overview

  • Association fees include pool(s), common area maintenance, exterior building maintenance, lawn care front, lawn care rear, lawn care side, management, reserve funds, road maintenance, snow removal, trash
  • 98 Units
  • Summit Management HOA
  • Low-Rise Condominium
  • South Shore Harbour Codm Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Common Area
  • Community Center
  • Party Room

Recreation

  • Public Boat Ramp
  • 1 Community Docks
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Lap or Exercise Community Pool
  • Fishing Allowed
  • Recreational Area
  • Jogging Path

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,083

Year Built

Built in 1992 | Remodeled in 2022

Lot Details

0

HOA Fees

$680 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Contemporary
  • Accessibility Features: Grab Bars Mod, No Stairs
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 10/30/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1992
  • Year Renovated: 2022
  • Assigned Parking Space Numbers: 17
  • Building Winterized: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: 4128
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Energy Star Clothes Washer, Energy Star Dishwasher, Energy Star Refrigerator, Icemaker, Oven - Self Cleaning, Washer/Dryer Hookups Only, Water Heater, Stove
  • Entry Floor: 1
  • Flooring Type: Luxury Vinyl Plank, Tile/Brick
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Stall Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Table Space, Walk-In Closet(s)
  • Window Features: Double Pane, Energy Efficient, Screens, Sliding
  • Fireplace Features: Gas/Propane, Mantel(s), Marble, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Common Walls: 1 Common Wall
  • Wall Ceiling Types: 9'+ Ceilings
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1196
  • Living Area Sq Ft: 1196
  • Price Per Sq Ft: 265.89
  • Above Grade Finished Sq Ft: 1196
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Concrete, Frame, Hardiplank Type
  • Exterior Features: Gutter System, Play Area, Secure Storage, Street Lights, Tennis Court(s)
  • Roof: Shingle
  • Spa: No
  • View: Lake
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Public Access
  • Water Access: Yes
  • Water Body Name: Lake Seneca
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Assigned Spaces Count: 1
  • Garage: No
  • Parking Features: Assigned, Free, Handicap Parking, Lighted Parking, Parking Space Conveys, Paved Parking, Permit Included, Private
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 1

Utilities

  • Refuse: 17.29
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Electric Service: 120/240V
  • Heating Fuel: Natural Gas
  • Heating Type: Central, Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Natural Gas Available, Phone Available, Water Available
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 50.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 630.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Common Grounds, Community Center, Jog/Walk Path, Lake, Party Room, Non-Lake Recreational Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Pool(s), Common Area Maintenance, Ext Bldg Maint, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash
  • HOA Name: SUMMIT MANAGEMENT
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Concrete, Fenced, In Ground, Lap/Exercise

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: LAKE SENECA
  • High School: SENECA VALLEY
  • Middle Or Junior School: MARTIN LUTHER KING JR.

Green Features

  • Efficiency: Appliances

Lot Info

  • Horses: No
  • Lot Features: Backs To Trees, Landscaping, Partly Wooded, Trees/Wooded
  • Outdoor Living Structures: Balcony, Breezeway
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Ground Rent Pymnt Freq: Annually
  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3083.00
  • Assessor Parcel Number: 160202933524
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Public, Park

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Source: Bright MLS

MLS Number: MDMC2202014

Bright MLS