$315,000
OPEN SAT 1PM - 4PM COMING SOON NOV 22, 2025

20406 Shore Harbour Dr Unit 4F Germantown, MD 20874

Estimated payment $2,616/month

2 Beds
2 Baths
1,196 Sq Ft
$680/mo HOA Fee

Highlights

  • Water Oriented
  • Lake View
  • Colonial Architecture
  • Dr. Martin Luther King, Jr. Middle School Rated A-
  • Open Floorplan
  • Whirlpool Bathtub

About This Home

Welcome to this inviting 2 bedroom, 2 full bath main level condo, thoughtfully designed for comfort and convenience. Although it offers the ease of a main-level entrance, with minimal steps and quick access from the parking lot, you’ll enjoy elevated, three-story views that make the home feel bright, open, and connected to its natural surroundings. Your reserved parking space is close to the entrance, and there’s plenty of unreserved and off-street parking for added flexibility. Inside, the home is filled with natural light and features a welcoming living room with a cozy fireplace, perfect for relaxing or entertaining. From the living room, step onto your private balcony and take in peaceful views of Black Hill Lake. The primary bedroom stands out, offering a spacious walk-in closet, direct access to the balcony, and a window that not all units include, adding extra natural light and approximately two additional feet of space to the room, enhancing both comfort and layout options. The second bedroom is generously sized and offers convenient access to the shared full bathroom. The kitchen showcases attractive updates, and the in-unit laundry machines make everyday living even more convenient. With scenic trails nearby, this condo blends accessibility, comfort, and natural beauty... an ideal place for you to call home!

Listing Agent

Jeanellie Ludena

(240) 393-9918 jeanellie.ludena@gmail.com Weichert, REALTORS License #5008848 Listed on: 11/18/2025

Weichert, REALTORS

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,309

Year Built

  • Built in 1992

HOA Fees

  • $680 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Entry on the 1st floor
  • Vinyl Siding

Interior Spaces

  • 1,196 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Crown Molding
  • 1 Fireplace
  • Sliding Doors
  • Dining Area
  • Lake Views

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • Assigned parking located at #28
  • Parking Lot
  • 1 Assigned Parking Space

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Balcony

Utilities

  • Central Heating and Cooling System
  • Cooling System Utilizes Natural Gas
  • Natural Gas Water Heater

Listing and Financial Details

  • Coming Soon on 11/22/25
  • Assessor Parcel Number 160202958661

Community Details

Overview

  • Association fees include lawn maintenance, pool(s), snow removal, trash, common area maintenance
  • Summit Management HOA
  • Low-Rise Condominium
  • Waters Landing Subdivision
  • Property Manager

Recreation

  • Community Pool
  • Bike Trail

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,309

Year Built

Built in 1992

Lot Details

0

HOA Fees

$680 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Colonial
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Expected On Market: 11/22/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1992
  • Assigned Parking Space Numbers: 28
  • Washer Dryer Hookups YN: Yes
  • Special Features: 4129
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Stove, Washer, Dishwasher
  • Entry Floor: 1
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Crown Moldings, Dining Area, Floor Plan - Open, Upgraded Countertops, Walk-In Closet(s), Whirlpool/Hottub, Primary Bath(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1196
  • Living Area Sq Ft: 1196
  • Price Per Sq Ft: 263.38
  • Above Grade Finished Sq Ft: 1196
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Lake
  • Water Access: No
  • Water Body Name: Black Hill Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Assigned Spaces Count: 1
  • Garage: No
  • Parking Features: Assigned
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 1

Utilities

  • Refuse: 17.29
  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 680.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Bike Trail, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Lawn Maintenance, Pool(s), Snow Removal, Trash, Common Area Maintenance
  • HOA Name: SUMMIT MANAGEMENT
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Outdoor Living Structures: Balcony
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3309.00
  • Assessor Parcel Number: 160202958661
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,083 $280,000 $84,000 $196,000
2024 $3,083 $261,667 $0 $0
2023 $3,562 $243,333 $0 $0
2022 $1,814 $225,000 $67,500 $157,500
2021 $1,721 $213,333 $0 $0
2020 $1,590 $201,667 $0 $0
2019 $1,459 $190,000 $57,000 $133,000
2018 $1,426 $186,667 $0 $0
2017 $1,431 $183,333 $0 $0
2016 -- $180,000 $0 $0
2015 $1,545 $180,000 $0 $0
2014 $1,545 $180,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/16/2023 05/16/23 Sold $295,000 +3.5% $247 / Sq Ft View Prior Sale
04/16/2023 04/16/23 Pending -- -- --
04/14/2023 04/14/23 For Sale $285,000 -- $238 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $295,000 Fidelity National Title
Deed $295,000 Fidelity National Title
Deed $285,000 --
Deed $285,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $280,250 New Conventional
Closed $280,250 New Conventional
Previous Owner $228,000 Purchase Money Mortgage
Previous Owner $42,750 Stand Alone Second
Previous Owner $42,750 Stand Alone Second
Source: Public Records

Source: Bright MLS

MLS Number: MDMC2208482

Bright MLS

APN: 02-02958661