NOT LISTED FOR SALE

20407 Harborgate Ct Unit 408 Cornelius, NC 28031

Estimated Value: $686,605 - $747,000

3 Beds
2 Baths
1,904 Sq Ft
$381/mo HOA Fee

Last Sold April 30, 2020

Last sale price $463,000 $243 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $4,540/month

102 Days on Market

Highlights

  • Waterfront
  • Traditional Architecture
  • End Unit
  • Bailey Middle School Rated A-
  • Wood Flooring
  • Lawn

About This Home

As of April 2020

Gorgeous Waterfront Views! Boat slip #52 Included! Enjoy the lake life in this quaint community! Awesome location on Lake Norman in Cornelius. Hard to find a 2 level waterfront condo with this much space! Hardwoods in entry, great room, dining area, kitchen & hallway. Master bedroom on water with great views. Updated hall bath. Granite counter tops in Kitchen. Basement family room is great for entertaining, an office or can be converted into a bedroom. Refrigerator, washer/dryer included. Community Clubhouse & Pool. Tons of storage space. Views, Views, Views! Popcorn Ceilings just removed throughout entire unit.

Last Agent to Sell the Property

Cheryl Beach-Bruton

Titan Realty, Inc. License #148345 Listed on: 12/03/2019

Last Buyer's Agent

John Green

Hines & Associates Realty LLC License #215987

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • Waterfront
  • End Unit
  • Lawn

HOA Fees

Home Design

  • Traditional Architecture

Interior Spaces

  • Storage Room

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • 2 Full Bathrooms

Listing and Financial Details

  • Assessor Parcel Number 001-441-32

Community Details

Overview

  • Csi Association, Phone Number (704) 892-1660

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

0

HOA Fees

$381 per month

Listing Details

  • Property Type: Condo/Townhouse
  • Property Sub Type: 2 Story
  • Architectural Style: Traditional
  • Ratio Close Price By List Price: 0.94683
  • Ratio Close Price By Original Li: 1.16040
  • Ratio Current Price By Sq Ft: 243.17
  • Special Assessment Description: parking lot, pool/clubhouse, landscaping, roof fund
  • Special Assessment Yn: Yes
  • Unit Floor Level: 1
  • Year Built: 1985
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: Basement
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Entry Level: Lower
  • Equipment: Cable Prewire, Disposal, Dryer, Dishwasher, Electric Range, Ice Maker Connection, Refrigerator, Washer, Electric Oven
  • Flooring: Tile, Wood
  • H O A Management Phone: 704-892-1660
  • Interior Amenities: Pantry, Storage Unit, Walk-In Closet(s)
  • Laundry Location: Main
  • Room Count: 2
  • Sq Ft Basement: 523
  • Main Level Sq Ft: 1381
  • Total Sq Ft: 1904

Exterior Features

  • Construction: Fiber Cement
  • Construction Type: Site Built
  • Exterior Features: Lawn Maintenance, Storage Unit

Garage/Parking

  • Parking: Assigned Parking Space - 1, Lot

Utilities

  • Heating: Central Air, Heat Pump - AC, Heat Pump - Heat
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Outdoor Pool
  • Association Fee: 355.71
  • Association Fee Frequency: Monthly
  • Complex Name: Harborgate
  • HOA Management Company: CSI
  • Hoa Subject To Dues: Mandatory
  • Association #2 Fee: 300.00
  • Association #2 Fee Frequency: Annually

Schools

  • Elementary School: Unspecified
  • Middle School: Unspecified
  • High School: Unspecified

Lot Info

  • Lot Features: End Unit, Lake Access, Water view, Waterfront, Year Round View
  • Parcel Number: 001-441-32
  • Zoning Specification: GR

Tax Info

  • Tax Value: 411400.00
  • Tax Location: Cornelius

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2019
Closed on
Apr 27, 2020
Sold by
Gunn Nancy L and Watson Mary A
Bought by
Marcoccia Susan
Seller's Agent
Cheryl Beach-Bruton
Titan Realty, Inc.
Buyer's Agent
John Green
Hines & Associates Realty LLC
List Price
$499,000
Sold Price
$463,000
Premium/Discount to List
-$36,000
-7.21%
Current Estimated Value
$717,901

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$254,901
Avg. Annual Appreciation
8.46%
Original Mortgage
$277,800
Outstanding Balance
$247,538
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$470,363

Purchase Details

Closed on
Jun 18, 2010
Sold by
Tramontana Richard M and Tramontana Vivian B
Bought by
Gunn Nancy L and Watson Mary A
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marcoccia Susan $463,000 Tryon Title Agency Llc
Gunn Nancy L $320,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marcoccia Susan $277,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2020 04/30/20 Sold $463,000 -5.3% $243 / Sq Ft
03/15/2020 03/15/20 Pending -- -- --
01/07/2020 01/07/20 Price Changed $489,000 -2.0% $257 / Sq Ft
12/03/2019 12/03/19 For Sale $499,000 0.0% $262 / Sq Ft
11/30/2019 11/30/19 Price Changed $499,000 -- $262 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,411 $664,723 -- $664,723
2024 $4,411 $664,723 -- $664,723
2023 $4,340 $664,723 $0 $664,723
2022 $3,532 $411,400 $0 $411,400
2021 $3,491 $411,400 $0 $411,400
2020 $3,491 $411,400 $0 $411,400
2019 $3,485 $411,400 $0 $411,400
2018 $3,333 $306,600 $115,000 $191,600
2017 $3,307 $306,600 $115,000 $191,600
2016 $3,303 $306,600 $115,000 $191,600
2015 $3,254 $306,600 $115,000 $191,600
2014 $3,252 $306,600 $115,000 $191,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3572389

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-32