$1,050,000
SOLD JUN 1, 2026

20407 Harborgate Ct Unit 408 Cornelius, NC 28031

3 Beds
2 Baths
1,904 Sq Ft
1985 Built

Sale Details

Date Sold: June 1, 2026

$551 Per Sq Ft

4% Below List Price

58 Days on Market

Highlights

  • Beach Front
  • Covered Dock
  • Access To Lake
  • Bailey Middle School Rated A-
  • Community Cabanas
  • 4-minute walk to Walter Henderson Park

About This Home

As of June 2026

Magnificent waterfront, end unit townhome has a stunning open lake view with assigned boat slip, private docks, and beach in popular area zip code. Beautifully updated interior, kitchen, and baths. Huge waterfront balcony and large lower level patio with over 600sf of covered outdoor living and endless sunrises and sunsets. 2 floors with ground floor beachfront walkout and beautiful landscaping and ample storage. Dedicated kayak/paddleboard storage near water and four large storage closets with over 230 sf non-hla. Premier location with community pool, clubhouse and gardens, just minutes from I-77 on desirable Exit 28. Close to popular area amenities, greenway and walking distance to Jetton and Walter Henderson area parks. Many rare and unique features, ready to move in. Furniture, boat and new hydro hoist lift negotiable.

Last Agent to Sell the Property

Nicholas Huscroft

Chosen Realty of NC LLC Brokerage Phone: 330-249-3499 License #136437 Listed on: 03/10/2026

Last Buyer's Agent

Clark Goff

Howard Hanna Allen Tate Davidson License #293536

Howard Hanna Allen Tate Davidson

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • Beach Front
  • Lawn

HOA Fees

Parking

  • 1 Assigned Parking Space

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Storage
  • Finished Basement

Kitchen

  • Self-Cleaning Oven
  • Microwave
  • ENERGY STAR Qualified Refrigerator
  • Freezer
  • ENERGY STAR Qualified Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • ENERGY STAR Qualified Dryer
  • Dryer

Outdoor Features

  • Access To Lake
  • Waterfront has a Concrete Retaining Wall
  • Boat Slip
  • Covered Dock
  • Balcony
  • Covered Patio or Porch

Utilities

  • Central Air
  • Vented Exhaust Fan
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-32

Community Details

Overview

  • Main Street Management Association, Phone Number (704) 255-1266
  • Harborgate Yacht Club Association
  • Harborgate Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Cabanas
  • Community Pool
  • Water Sports
  • Trails

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

0 Sq Ft Lot

HOA Fees

$534 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1985
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: None, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 551.47
  • Geocode Confidence: High
  • Attribution Contact: 330-249-3499
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Entry Level: 1
  • Fireplace: No
  • Interior Amenities: Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1381
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Freezer, Microwave, Oven, Refrigerator, Self Cleaning Oven
  • Above Grade Finished Sq Ft: 1381
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 523
  • Living Area: 1904
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: Lawn Maintenance, Storage
  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Private, Boat Slip (Deed), Covered structure, Boat Slip – Community, Dock, Paddlesport Launch Site, Retaining Wall
  • Exclusions: wood burning fireplace exists behind living room (tv) wall, could be opened/restored if desired.
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Balcony, Covered, Patio

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned
  • Assigned Spaces: 1

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup
  • Cooling: Central Air
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Cabana, Clubhouse, Lake Access, Outdoor Pool, Picnic Area, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 488
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 550
  • Association #2 Fee Frequency: Annually
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management
  • Phone: 704-255-1266
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 6406.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Beach Front
  • Parcel Number: 001-441-32
  • Land Included Yn: 0
  • Additional Parcels: No
  • Zoning Specification: GR

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2026
Closed on
Jun 1, 2026
Sold by
Bought by
Seller's Agent
Nicholas Huscroft
Chosen Realty of NC LLC
Buyer's Agent
Clark Goff
Howard Hanna Allen Tate Davidson
List Price
$1,091,000
Sold Price
$1,050,000
Premium/Discount to List
-$41,000
-3.76%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.72%

Purchase Details

Listed on
Dec 3, 2019
Closed on
Apr 27, 2020
Sold by
Bought by
Seller's Agent
Cheryl Beach-Bruton
Titan Realty, Inc.
Buyer's Agent
John Green
Hines & Associates Realty LLC
List Price
$499,000
Sold Price
$463,000
Premium/Discount to List
-$36,000
-7.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.39%
Original Mortgage
$277,800
Interest Rate
0.036%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 18, 2010
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,050,000 None Listed On Document
Warranty Deed $463,000 Tryon Title Agency Llc
Warranty Deed $320,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $277,800 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/01/2026 06/01/26 Sold $1,050,000 -3.8% $551 / Sq Ft
03/10/2026 03/10/26 For Sale $1,091,000 +135.6% $573 / Sq Ft
04/30/2020 04/30/20 Sold $463,000 -5.3% $243 / Sq Ft View Prior Sale
03/15/2020 03/15/20 Pending -- -- --
01/07/2020 01/07/20 Price Changed $489,000 -2.0% $257 / Sq Ft
12/03/2019 12/03/19 For Sale $499,000 0.0% $262 / Sq Ft
11/30/2019 11/30/19 Price Changed $499,000 -- $262 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,480 $664,723 -- $664,723
2024 $4,411 $664,723 -- $664,723
2023 $4,340 $664,723 $0 $664,723
2022 $3,532 $411,400 $0 $411,400
2021 $3,491 $411,400 $0 $411,400
2020 $3,491 $411,400 $0 $411,400
2019 $3,485 $411,400 $0 $411,400
2018 $3,333 $306,600 $115,000 $191,600
2017 $3,307 $306,600 $115,000 $191,600
2016 $3,303 $306,600 $115,000 $191,600
2015 $3,254 $306,600 $115,000 $191,600
2014 $3,252 $306,600 $115,000 $191,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4355008

Canopy MLS

APN: 001-441-32

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