$300,000
OPEN SAT 12PM - 1:30PM

20408 Shore Harbour Dr Germantown, MD 20874

Estimated payment $2,531/month

Total Views 9,858
2 Beds
2 Baths
1,196 Sq Ft
$251 Price per Sq Ft

Highlights

  • Water Oriented
  • Lake View
  • Contemporary Architecture
  • Dr. Martin Luther King, Jr. Middle School Rated A-
  • Open Floorplan
  • Main Floor Bedroom

About This Home

Step into comfort and style with this beautifully updated, breezeway-level 2-bedroom, 2-bath condo in the sought-after South Shore Harbour community of Germantown. Perfect for pet lovers and outdoor enthusiasts, this home is just steps from scenic walking and biking trails, Little Seneca Creek, and peaceful lakefront views—all easily enjoyed from your own private balcony.

Inside, you’ll be welcomed by a bright, open floor plan with rich hardwood floors, a cozy gas fireplace, and a modern kitchen featuring sleek quartz countertops—ideal for both everyday meals and entertaining guests. The spacious primary suite offers a walk-in closet and a calm, retreat-like atmosphere for unwinding at the end of the day.

Thoughtful upgrades and stylish finishes throughout add a touch of character and charm, while extras like a private balcony storage closet and a reserved parking space near your door bring everyday convenience. Enjoy easy access to shopping, dining, and I-270, plus the natural beauty of nearby Black Hill Regional Park. This condo offers the perfect balance of comfort, nature, and neighborhood living.

Listing Agent

Laura Bach

Compass License #673032 Listed on: 08/09/2025

Compass

Co-Listing Agent

Carmen Fontecilla

Compass

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,034

Year Built

  • Built in 1992

Lot Details

  • Property is in excellent condition

HOA Fees

  • $680 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,196 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Combination Kitchen and Living
  • Dining Area
  • Lake Views

Kitchen

  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • 1 Open Parking Space
  • 1 Parking Space
  • Lighted Parking
  • Paved Parking
  • Parking Lot
  • Parking Permit Included
  • Parking Space Conveys

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Municipal Trash

Listing and Financial Details

  • Assessor Parcel Number 160202958796

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, lawn care front, lawn maintenance, parking fee, snow removal, trash, pool(s)
  • Low-Rise Condominium
  • South Shore Harbour Codm Subdivision

Amenities

  • Common Area

Recreation

  • Tennis Courts
  • Community Pool
  • Jogging Path

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,034

Year Built

Built in 1992

Lot Details

0

HOA Fees

$680 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Contemporary
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1992
  • Remarks Public: Step into comfort and style with this beautifully updated, breezeway-level 2-bedroom, 2-bath condo in the sought-after South Shore Harbour community of Germantown. Perfect for pet lovers and outdoor enthusiasts, this home is just steps from scenic walking and biking trails, Little Seneca Creek, and peaceful lakefront views—all easily enjoyed from your own private balcony. Inside, you’ll be welcomed by a bright, open floor plan with rich hardwood floors, a cozy gas fireplace, and a modern kitchen featuring sleek quartz countertops—ideal for both everyday meals and entertaining guests. The spacious primary suite offers a walk-in closet and a calm, retreat-like atmosphere for unwinding at the end of the day. Thoughtful upgrades and stylish finishes throughout add a touch of character and charm, while extras like a private balcony storage closet and a reserved parking space near your door bring everyday convenience. Enjoy easy access to shopping, dining, and I-270, plus the natural beauty of nearby Black Hill Regional Park. This condo offers the perfect balance of comfort, nature, and neighborhood living.
  • Washer Dryer Hookups YN: Yes
  • Special Features: OpenHouse
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Washer
  • Entry Floor: 1
  • Interior Amenities: Ceiling Fan(s), Built-Ins, Dining Area, Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Upgraded Countertops, Window Treatments
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 1
  • Room List: Living Room, Bedroom 2, Kitchen, Bedroom 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1196
  • Living Area Sq Ft: 1196
  • Price Per Sq Ft: 250.84
  • Above Grade Finished Sq Ft: 1196
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20408

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Exterior Features: Exterior Lighting
  • Spa: No
  • View: Lake, Water
  • Water Access: No
  • Water Body Name: Little Seneca Creek
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Lighted Parking, Parking Space Conveys, Paved Parking, Permit Included
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 680.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Common Grounds, Jog/Walk Path, Pool - Outdoor, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Lawn Care Front, Lawn Maintenance, Parking Fee, Snow Removal, Trash, Pool(s)
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • School District Key: 121138126809
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: CONDO
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3034.00
  • Assessor Parcel Number: 160202958796
  • Tax Year: 2024

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,045 $280,000 $84,000 $196,000
2024 $3,045 $258,333 $0 $0
2023 $2,099 $236,667 $0 $0
2022 $1,744 $215,000 $64,500 $150,500
2021 $1,647 $206,667 $0 $0
2020 $1,553 $198,333 $0 $0
2019 $1,459 $190,000 $57,000 $133,000
2018 $2,062 $186,667 $0 $0
2017 $2,123 $183,333 $0 $0
2016 -- $180,000 $0 $0
2015 $2,237 $180,000 $0 $0
2014 $2,237 $180,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 Price Changed $300,000 -3.2% $251 / Sq Ft
08/09/2025 08/09/25 For Sale $310,000 +37.8% $259 / Sq Ft
02/11/2019 02/11/19 Sold $225,000 0.0% $188 / Sq Ft
12/26/2018 12/26/18 Pending -- -- --
12/11/2018 12/11/18 For Sale $225,000 -- $188 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $225,000 Gemini Title & Escrow Llc
Deed $280,000 --
Deed $280,000 --
Deed $179,900 --
Deed $128,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,000 New Conventional
Closed $202,500 New Conventional
Previous Owner $224,000 Adjustable Rate Mortgage/ARM
Previous Owner $224,000 Adjustable Rate Mortgage/ARM
Previous Owner $189,300 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Bright MLS

MLS Number: MDMC2194732

Bright MLS

APN: 02-02958796