NOT LISTED FOR SALE

20417 Harborgate Ct Unit 508 Cornelius, NC 28031

Estimated Value: $659,000 - $762,000

3 Beds
2 Baths
1,937 Sq Ft
$411/mo HOA Fee

Last Sold August 08, 2023

Last sale price $745,000 $385 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $4,549/month

3 Days on Market

Highlights

  • Assigned Boat Slip
  • Pier or Dock
  • Waterfront
  • Bailey Middle School Rated A-
  • Boat Lift
  • Clubhouse

About This Home

As of August 2023

Beautiful 3 bedroom WATERFRONT condominium with BOAT SLIP in the highly sought after Harborgate complex. Prime location in Cornelius. Condo has been beautifully renovated and boasts handsome hardwood floors, gourmet kitchen, granite, beautiful kitchen cabinets, and stainless fixtures. Roof replaced 2021. Two secure storage areas accessible from outside. Ideal for water toys etc. The big water, long range views are amazing. This unit has a finished basement with a den area and additional storage room. Deep water Boat slip with lift just steps away. Complex offers Pool, clubhouse and sandy beach.

Last Agent to Sell the Property

Paul Tyson

Lake Norman Realty, Inc. Brokerage Email: pault@lakenormanrealty.com License #276898 Listed on: 06/29/2023

Lake Norman Realty, Inc.

Last Buyer's Agent

Sean Hamacher

RE/MAX Executive License #312905

RE/MAX Executive

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,380

Year Built

  • Built in 1985

Lot Details

  • Waterfront
  • End Unit

HOA Fees

Parking

  • 2 Assigned Parking Spaces

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • Great Room with Fireplace
  • Water Views
  • Finished Basement

Kitchen

  • Double Convection Oven
  • Electric Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Boat Lift
  • Assigned Boat Slip
  • Deck
  • Patio

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 001-441-44

Community Details

Overview

  • Main Street Mgmt Association
  • Harborgate Yacht Club Association
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Pier or Dock
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,380

Year Built

Built in 1985

Lot Details

0

HOA Fees

$411 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1985
  • Special Assessment Yn: 0
  • Second Living Quarters: None
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 384.62
  • Geocode Confidence: High
  • Attribution Contact: pault@lakenormanrealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Entry Level: 1
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1329
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater
  • Above Grade Finished Sq Ft: 1329
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 608
  • Fireplace Features: Great Room
  • Living Area: 1937
  • Bedroom Main: 3
  • Room Count: 8

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Long Range, Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Private, Boat Lift, Boat Slip – Community, Boat Slip (Lease/License), Dock, Paddlesport Launch Site - Community, Pier - Community
  • Construction Type: Brick Partial, Fiber Cement
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned, Parking Space(s)
  • Assigned Spaces: 2

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool, Sidewalks, Street Lights
  • Association Fee: 367.38
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 525
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Mgmt
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 4933.56

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: End Unit, Waterfront
  • Parcel Number: 001-441-44
  • Zoning: GR
  • Land Included Yn: 0
  • Development Status: Completed
  • Zoning Specification: GR

Rental Info

  • Pets Allowed: Yes

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 29, 2023
Closed on
Aug 8, 2023
Sold by
Lucero Thomas R and Lucero Laura E
Bought by
Parker Cheryl and Parker Jonathan
Seller's Agent
Paul Tyson
Lake Norman Realty, Inc.
Buyer's Agent
Sean Hamacher
RE/MAX Executive
List Price
$750,000
Sold Price
$745,000
Premium/Discount to List
-$5,000
-0.67%
Views
35
Current Estimated Value
$708,841

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$36,159
Avg. Annual Appreciation
-2.27%
Original Mortgage
$592,000
Outstanding Balance
$579,294
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$129,547

Purchase Details

Closed on
Jun 11, 2021
Sold by
Creighton Dennis Edward and Creighton Kathleen Elaine
Bought by
Lucero Thomas R and Hudson Laura E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$499,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 24, 2019
Closed on
Sep 12, 2019
Sold by
Saxine Fred and Templeton Bridget
Bought by
Creighton Dennis Edward and Creighton Kathleen Elaine
Seller's Agent
Carol Blair
Berkshire Hathaway HomeServices Carolinas Realty
Buyer's Agent
Debi Gallo
Southern Homes of the Carolinas, Inc
List Price
$512,000
Sold Price
$482,000
Premium/Discount to List
-$30,000
-5.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.56%
Original Mortgage
$385,600
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 4, 2010
Sold by
Charlotte Property Investments Llc
Bought by
Saxine Fred and Templeton Bridget

Purchase Details

Closed on
Jul 27, 2001
Sold by
Gray William G and Gray Emily A
Bought by
Ferrell Jim C
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Parker Cheryl $745,000 None Listed On Document
Lucero Thomas R $570,000 Master Title
Creighton Dennis Edward $482,000 Barristers Ttl Svcs Of Carol
Saxine Fred $265,000 None Available
Ferrell Jim C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Parker Cheryl $592,000
Previous Owner Lucero Thomas R $499,000
Previous Owner Creighton Dennis Edward $385,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/08/2023 08/08/23 Sold $745,000 -0.7% $385 / Sq Ft
07/03/2023 07/03/23 Pending -- -- --
06/29/2023 06/29/23 For Sale $750,000 +55.6% $387 / Sq Ft
06/29/2023 06/29/23 Pending -- -- --
09/16/2019 09/16/19 Sold $482,000 -2.6% $250 / Sq Ft View Prior Sale
08/15/2019 08/15/19 Pending -- -- --
07/12/2019 07/12/19 Price Changed $495,000 -3.3% $257 / Sq Ft
06/24/2019 06/24/19 For Sale $512,000 -- $265 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,380 $660,008 -- $660,008
2024 $4,380 $660,008 -- $660,008
2023 $3,532 $660,008 $0 $660,008
2022 $3,532 $411,400 $0 $411,400
2021 $3,491 $411,400 $0 $411,400
2020 $3,491 $411,400 $0 $411,400
2019 $3,485 $411,400 $0 $411,400
2018 $3,333 $306,600 $115,000 $191,600
2017 $3,307 $306,600 $115,000 $191,600
2016 $3,303 $306,600 $115,000 $191,600
2015 $3,254 $306,600 $115,000 $191,600
2014 $3,252 $306,600 $115,000 $191,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4042230

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-44