Listed by Paramount Real Estate Group, Bought with RE/MAX Anchor
$673,000
SOLD JUL 24, 2025

20417 Pugh Rd NE Poulsbo, WA 98370

3 Beds
3 Baths
3,208 Sq Ft
0.95 Acres

Recently Sold

$210 Per Sq Ft

2% Below List Price

Highlights

  • Sauna
  • 0.95 Acre Lot
  • Wood Burning Stove
  • Poulsbo Elementary School Rated 9+
  • Deck
  • Wooded Lot

About This Home

As of July 2025

Well-built home with newer bamboo floors, custom teak plantation shutters, exquisite kitchen cabinets, granite counters, stainless steel appliances. New interior paint and front porch, spa in lower level includes sauna and jetted tub. Expansive deck accessible from the living room and primary bedroom suite overlooks a lush green forest, offering peace and quiet, a semi-secluded paradise on a shy acre in one of Poulsbo's most coveted neighborhoods. The custom finished fully insulated garage with floor tiles is a mechanic’s or craftsman’s dream. Enormous recreation room and spacious bonus room in lower level. Digital projector and massive screen may convey. Water supplied by 4-party well. No HOA.

Last Agent to Sell the Property

John W Hays

Paramount Real Estate Group License #116021 Listed on: 05/01/2025

Last Buyer's Agent

Daphne Gibler

RE/MAX Anchor License #18423

RE/MAX Anchor

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2344618

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,983

Year Built

  • Built in 1990

Lot Details

  • 0.95 Acre Lot
  • Lot Dimensions are 87' x 471'
  • East Facing Home
  • Level Lot
  • Wooded Lot
  • Property is in very good condition

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Metal Construction or Metal Frame
  • Vinyl Construction Material

Interior Spaces

  • 3,208 Sq Ft Home
  • 1-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Dining Room
  • Sauna
  • Storm Windows
  • Finished Basement

Kitchen

  • Double Oven
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Bamboo
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Poulsbo Elementary School
  • Poulsbo Middle School
  • North Kitsap High School

Utilities

  • Forced Air Heating System
  • Heating System Mounted To A Wall or Window
  • Shared Well
  • Water Heater
  • Septic Tank
  • High Speed Internet
  • High Tech Cabling
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lincoln Hill Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,983

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 16 - 1 Story w/Bsmnt.
  • Year Built: 1990
  • Inclusions: Dishwasher(s),Double Oven,Dryer(s),Leased Equipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Traditional
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 3208
  • SeniorExemption: false
  • NWM_ExcludedItemsYN: true
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing/NWMLS/2344618?w=Consumer&agent=99488
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Basement: Finished
  • Appliances: Dishwasher(s), Double Oven, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 3
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Bamboo/Cork, Ceramic Tile, Carpet
  • Interior Amenities: Bath Off Primary, Double Pane/Storm Window, Dining Room, Fireplace, High Tech Cabling, Jetted Tub, Sauna, Water Heater
  • Living Area: 3208
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Bathrooms: 3
  • BathsFullMain: 2
  • FireplacesMain: 1
  • SquareFootageFinished: 3208
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 1
  • BathsFullUpper: 0
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Double Oven,Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • NWM_NumberOfBathtubs: 3
  • NWM_NumberOfShowers: 3

Exterior Features

  • Roof: Composition
  • Lot Features: Paved
  • View: No
  • Waterfront: No
  • Construction Type: Metal/Vinyl, Wood
  • Direction Faces: East
  • Exterior Features: Metal/Vinyl, Wood
  • Foundation Details: Poured Concrete
  • Property Condition: Very Good
  • Structure Type: House

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Shared Well
  • Cooling: Other – See Remarks
  • Cooling Y N: Yes
  • Heating: Fireplace Insert, Forced Air, Stove/Free Standing, Wall Unit(s)
  • Heating Yn: Yes
  • PowerCompany: PSE
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Electric
  • CableConnected: Comcast/Xfinity
  • InternetConnected: Comcast/Xfinity

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: North Kitsap #400
  • High School: North Kitsap High
  • Middle Or Junior School: Poulsbo Middle

Lot Info

  • Parcel Number: 13260120462002
  • Topography: Level,Sloped
  • Land Lease: No
  • Lot Size Acres: 0.95
  • Lot Size: 87' x 471'
  • Lot Size Sq Ft: 41382
  • Zoning: RP
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,High Speed Internet
  • MLSLotSizeSource: County Records
  • MLSSquareFootageSource: County Records
  • ZoningJurisdiction: County

Green Features

  • Power Production Type: Electric, Oil, Wood

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5983

Multi Family

  • EnergySource: Electric,Oil,Wood

MLS Schools

  • Elementary School: Poulsbo Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Jul 17, 2025
Sold by
Madderra Alan E
Bought by
Swanlund David Richard and Swanlund Adeline Marie
Seller's Agent
John W Hays
Paramount Real Estate Group
Buyer's Agent
Daphne Gibler
RE/MAX Anchor
List Price
$687,777
Sold Price
$673,000
Premium/Discount to List
-$14,777
-2.15%
Views
67

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.82%
Original Mortgage
$538,400
Outstanding Balance
$537,487
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$155,738

Purchase Details

Listed on
Sep 3, 2016
Closed on
Jan 25, 2017
Sold by
Pixton Boyd K and Pixton Barbara A
Bought by
Madderra Alan E
Seller's Agent
Julie Bray-Larsen
Windermere RE West Sound Inc.
Buyer's Agent
Bonnie McVee
Coldwell Banker Bain
List Price
$459,000
Sold Price
$380,000
Premium/Discount to List
-$79,000
-17.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.97%
Original Mortgage
$342,000
Interest Rate
4.32%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $673,000 Pacific Northwest Title
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $538,400 New Conventional
Previous Owner $303,300 New Conventional
Previous Owner $342,000 New Conventional
Previous Owner $18,300 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Sold $673,000 -2.1% $210 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $687,777 0.0% $214 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $687,777 +81.0% $214 / Sq Ft
02/01/2017 02/01/17 Sold $380,000 -3.8% $118 / Sq Ft
12/19/2016 12/19/16 Pending -- -- --
11/19/2016 11/19/16 Price Changed $395,000 -5.7% $123 / Sq Ft
10/09/2016 10/09/16 Price Changed $419,000 -6.9% $131 / Sq Ft
09/17/2016 09/17/16 Price Changed $450,000 -2.0% $140 / Sq Ft
09/03/2016 09/03/16 For Sale $459,000 -- $143 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,983 $674,270 $145,050 $529,220
2024 $5,402 $627,850 $119,250 $508,600
2023 $5,490 $627,850 $119,250 $508,600
2022 $4,777 $517,830 $99,120 $418,710
2021 $4,549 $455,760 $86,730 $369,030
2020 $4,411 $435,330 $82,860 $352,470
2019 $4,153 $408,620 $77,440 $331,180
2018 $4,513 $373,420 $64,530 $308,890
2017 $4,243 $373,420 $64,530 $308,890
2016 $4,202 $340,390 $64,530 $275,860
2015 $3,824 $311,250 $64,530 $246,720
2014 -- $297,650 $64,530 $233,120
2013 -- $297,650 $64,530 $233,120
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2344618

Northwest Multiple Listing Service (NWMLS)

APN: 132601-2-046-2002