$2,189,000

20421 Chapel Trace Estero, FL 33928

Estimated payment $13,485/month

Total Views 1,417
3 Beds
3.5 Baths
3,517 Sq Ft
$622 Price per Sq Ft

Highlights

  • Boat Ramp
  • Golf Course Community
  • Fishing Pier
  • Pinewoods Elementary School Rated A-
  • Private Beach
  • Fitness Center

About This Home

Welcome to this custom 3-bedroom + den, 3.5-bath residence in Chapel Ridge, set on an expansive lot on one of the highest elevations within prestigious West Bay Club. This spectacular home is perfectly designed for both comfort and entertaining. A grand double-door entry leads into a light-filled foyer with soaring ceilings and tile flooring throughout the main living areas, while wood flooring enhances the bedrooms and spacious den. The formal dining room features built-in cabinetry for storage, and a convenient half bath is located just off the entry. The kitchen is the centerpiece of the home with a large curved bar providing ample seating, a center island with rich brown cabinetry that contrasts with the light cream wood cabinets throughout, stainless steel appliances, gas cooktop with hood, and a generous walk-in pantry with built-ins, all complemented by a bright breakfast nook overlooking the outdoor living space. The primary suite offers wood flooring, tray ceiling with soft ambient cove lighting, sliding glass doors to the lanai, two large custom walk-in closets, and an oversized bath with dual vanities, a soaking tub, and a spacious walk-in shower, enhanced by an additional tankless water heater dedicated to the master bath. Both guest suites include wood flooring, large closets, and private access to a separate side patio with pergola, while the two full guest baths feature granite countertops, with one offering a walk-in shower and the other a tub/shower combination. Additional highlights include a large laundry room with built-in cabinetry, sink, and countertop space, hurricane impact windows, a tankless water heater and whole-house generator both powered by natural gas, a built-in entertainment system, LED dimmable ceiling lights throughout with remote control capability, and a three-car garage. Outdoor living is exceptional with a screened lanai offering covered and open seating areas, a resort-style L-shaped pool featuring a water fountain backdrop and hot tub that cascades into the pool, an outdoor kitchen with grill and refrigerator, and a cozy outdoor fireplace, all overlooking a spacious fenced backyard. Residents of West Bay Club enjoy a private Gulf-front Beach Club with full restaurant and bar, chair and towel service, and 200 feet of direct beach access. The newly renovated Bay House features a resort-style pool, yoga and Pilates studios, spinning and stretching rooms, sauna, Aqua Café for indoor or poolside dining, eight clay tennis courts, and a state-of-the-art Technogym fitness center. River Park offers Estero River access with a boat launch and Gulf access, boat storage, kayaks and canoes, a fishing pier, playground, picnic areas, basketball court, and a scenic 1.5-mile walking trail. The Sports Park includes six pickleball courts, bocce courts, a fitness lawn, and two separate dog parks. Optional memberships are available for the private 18-hole Pete and P.B. Dye championship golf course and clubhouse.

Listing Agent

Steven Horn

West Bay Realty LLC Listed on: 04/07/2026

Co-Listing Agent

Greg Backus

West Bay Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,177

Year Built

  • Built in 2006

Lot Details

  • 20,390 Sq Ft Lot
  • 85 Ft Wide Lot
  • Private Beach
  • Fenced
  • Landscaped
  • Rectangular Lot
  • Property is zoned RPD

HOA Fees

  • $865 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 1 Level
  • Partially Furnished
  • Tray Ceiling
  • Cathedral Ceiling
  • Fireplace
  • French Doors
  • Family Room
  • Combination Dining and Living Room
  • Den
  • Hobby Room
  • Screened Porch
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Double Oven
  • Gas Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Pool

  • Concrete Pool
  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Fishing Pier
  • Boat Ramp
  • Basketball Court
  • Outdoor Fireplace
  • Outdoor Kitchen

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Available
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-46-25-E4-0700C.0060
  • Tax Block C

Community Details

Overview

  • Chapel Ridge Subdivision
  • Mandatory home owners association

Amenities

  • Community Barbecue Grill
  • Restaurant
  • Clubhouse
  • Billiard Room
  • Business Center
  • Meeting Room

Recreation

  • Boat Ramp
  • RV or Boat Storage in Community
  • Golf Course Community
  • Non-Equity Golf Club Membership
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Fishing
  • Putting Green
  • Park
  • Dog Park
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,177

Year Built

Built in 2006

Lot Details

0.47 Acres

HOA Fees

$865 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Single Family Residence
  • Community Features: Clubhouse, Park, Pool, Dog Park, Fitness Center, Fishing, Golf, Putting Green, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Fencing: Fenced
  • Horses: No
  • Lot Features: Regular
  • Park Name: WEST BAY CLUB
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Spa Features: Community, Below Ground, Concrete, Jetted Tub
  • Has View?: Yes
  • Security Features: Gated Community, Smoke Detector(s)
  • Association Amenities: Basketball Court, Barbecue, Beach - Private, Beach Club Included, Bike And Jog Path, Billiard Room, Boat Storage, Bocce Court, Business Center, Clubhouse, Community Boat Ramp, Park, Pool, Community Room, Spa/Hot Tub, Dog Park, Fitness Center, Fishing Pier, Golf Course, Hobby Room, Internet Access, Pickleball, Private Beach Pavilion, Private Membership, Putting Green, Restaurant, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
  • Association Fees: 11680
  • Has H O A?: Yes
  • Co List Office Mls Id: NWBRL
  • Co List Office Phone: 239-948-9009
  • Co List Office Mls Id: NWBRL
  • Standard Status: Active
  • Subdivision Name: CHAPEL RIDGE
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: Yes
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Golf Type: Golf Non Equity
  • Elevator: None
  • Boat Access: Boat Ramp
  • LastChangeTimestamp: 2026-04-07T17:22:16.373Z
  • Community Type: Boating, Gated, Golf Course, Tennis
  • BridgeModificationTimestamp: 2026-04-21T17:36:38.169Z
  • ListAgent_MUI: 7514796
  • CDOM: 14
  • Building Desc: 1 Story/Ranch
  • Equipment: Cooktop - Gas, Dishwasher, Disposal, Double Oven, Dryer, Range, Refrigerator/Freezer, Washer
  • CoListAgent_MUI: 28007331
  • DOM: 14
  • Additional Rooms: Den - Study, Family Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 2189000
  • Special Features: VirtualTour

Interior Features

  • Flooring: Tile, Wood
  • Interior Amenities: Cathedral Ceiling(s), Fireplace, French Doors, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s)
  • Private Spa: Yes
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Range, Refrigerator/Freezer, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Outside
  • Stories: 1
  • Room Bedroom Features: First Floor Bedroom, Master BR Ground, Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Dining - Living
  • Kitchen Description: Gas Available, Island, Pantry

Exterior Features

  • Roof: Tile
  • View: Landscaped Area
  • Exterior Features: Boat Ramp, Screened Lanai/Porch, Outdoor Kitchen
  • Pool Features: Community, Below Ground, Concrete
  • Has Private Pool?: Yes
  • Waterfront Features: None
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s), Outdoor Kitchen

Garage/Parking

  • Garage Spaces: 2
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence, Laundry Tub
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central
  • Gas: Natural

Condo/Co-op/Association

  • Pets Allowed: With Approval

Lot Info

  • Waterfront: No
  • Parcel Number: 32-46-25-E4-0700C.0060
  • Lot Size Sq Ft: 20390
  • Land Lease Expiration Date: 2026-10-01
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 12176.6
  • Tax Block: C

Multi Family

  • Number Of Units Furnished: Partially
  • Number Of Units Total: 1

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,177 $947,200 -- --
2024 $11,481 $925,364 -- --
2023 $11,481 $893,412 $0 $0
2022 $11,408 $872,245 $0 $0
2021 $11,424 $948,008 $169,390 $778,618
2020 $11,568 $835,148 $0 $0
2019 $11,381 $816,371 $0 $0
2018 $11,383 $801,149 $0 $0
2017 $11,450 $784,671 $0 $0
2016 $11,444 $880,277 $185,000 $695,277
2015 $11,719 $828,354 $172,750 $655,604
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/07/2026 04/07/26 For Sale $2,189,000 -- $622 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 Opinion Of Title
Warranty Deed $1,450,000 Action Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,160,000 Unknown
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 226014172

Naples Area Board of REALTORS®

APN: 32-46-25-E4-0700C.0060

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