Steve Horn is the Managing Broker of Gulf & Bay Realty and co-leads The Horn & Backus Team, serving buyers and sellers throughout Estero, Bonita Springs, Naples, Fort Myers, and Southwest Florida. With more than 26 years of experience in Florida real estate, Steve specializes in luxury homes, waterfront properties, golf communities, high-rise condominiums, and new construction throughout the region.
Originally from Birmingham, Michigan, Steve spent more than 17 years managing private country clubs before transitioning into real estate. His hospitality background provides a unique understanding of luxury lifestyles and exceptional customer service, allowing him to expertly guide clients through every step of the buying and selling process.
Since 2001, Steve has surpassed $1 billion in Florida home sales while earning a reputation for honesty, professionalism, expert negotiation, and in-depth market knowledge. He is currently the #1 Realtor in Estero by total sales volume (January 1, 2025 – June 30, 2026), ranks among the Top 30 agents in Southwest Florida by total sales volume, and has consistently been recognized among the Top 75 REALTORS® in the Naples Area Board of REALTORS® for the past 15 years.
Steve is also the #1 West Bay Club Broker by total sales volume since 2021 and is widely recognized for delivering exceptional results throughout Estero, Bonita Springs, Naples, Fort Myers, and the surrounding Southwest Florida luxury real estate market. Whether clients are searching for a luxury golf community, waterfront home, high-rise condominium, new construction, or investment property, Steve's local expertise and proven track record make him one of Southwest Florida's most trusted real estate professionals.
