$385,000
SOLD OCT 10, 2025

20448 Harbor Rd Nanticoke, MD 21840

3 Beds
2.5 Baths
2,315 Sq Ft
0.41 Acres

Recently Sold

$166 Per Sq Ft

3% Below List Price

19 Days on Market

Highlights

  • Harbor Views
  • Solid Hardwood Flooring
  • 1 Fireplace
  • Traditional Floor Plan
  • Farmhouse Style Home
  • No HOA

About This Home

As of October 2025

Craving a retreat from the everyday? Discover this meticulously maintained and lovingly preserved folk-style home just steps away from the Nanticoke Harbor! This gracious 3 bedroom, 2 1/2 bath home offers over 2,300 square feet of inviting living space, blending timeless charm with thoughtful updates. The main level welcomes you with a generously sized eat-in country kitchen, a formal dining room perfect for family gatherings, and a cozy den and living room that radiate comfort. Original hardwood flooring and handcrafted trim add a warm, timeless ambiance, while a climate controlled porch provides a year around retreat.
Upstairs, you’ll find 2 comfortable bedrooms and a full bath, while the 3rd floor offers a secluded attic suite with its own bedroom and half bath - perfect for a private home office, creative retreat, or guest getaway.

Outside, the charm continues, with a detached 2 car garage featuring a fully finished second-floor guest suite complete with its own full bath. This space is ideal for visitors, a studio space, or Airbnb potential. A brick patio surrounded by mature landscaping and vinyl fencing creates a private oasis for entertaining or relaxing outdoors. Whether you are drawn to its tranquil waters, the quaint harbor town atmosphere, or the pride of owning a home rich in character, there is much to love about this property.

Upgrades include a fully encapsulated crawl space with dehumidifier installed and maintained by Dry Tech, geothermal system, new windows (2020) exterior doors (2024), and a new roof installed by Spicer Brothers, 2020. The septic has been inspected by Blue Wave Environmental with minor repairs completed by Barry Phippin.

Estimated square footage includes third floor attic bedroom, and enclosed, climate controlled, porch. It does not include 539 sq ft second floor garage guest quarters.

Last Agent to Sell the Property

Leone Fisher

(410) 749-1818 leonefisher@comcast.net ERA Martin Associates License #5015182 Listed on: 08/19/2025

ERA Martin Associates

Last Buyer's Agent

Jennifer Ciorrocco

(302) 236-8131 jennifer@coastallifeoc.com Coastal Life Realty Group LLC License #676479

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,545

Year Built

  • Built in 1910

Lot Details

  • 0.41 Acre Lot
  • Picket Fence
  • Vinyl Fence
  • Property is in very good condition
  • Property is zoned AR, Agricultural, Residential

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Home Design

  • Farmhouse Style Home
  • Brick Exterior Construction
  • Wood Walls
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,315 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Wainscoting
  • Ceiling Fan
  • 1 Fireplace
  • ENERGY STAR Qualified Windows
  • Replacement Windows
  • Window Screens
  • ENERGY STAR Qualified Doors
  • Formal Dining Room
  • Harbor Views
  • Crawl Space
  • Storm Doors

Kitchen

  • Double Oven
  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Flooring

  • Solid Hardwood
  • Laminate
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Patio
  • Outbuilding

Utilities

  • Central Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Water Treatment System
  • Well
  • Electric Water Heater
  • On Site Septic
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 2312006950

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,545

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Farmhouse/National Folk
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 8/19/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1910
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Oven - Double, Oven/Range - Electric, Range Hood, Refrigerator, Washer
  • Flooring Type: Hardwood, Laminate Plank, Luxury Vinyl Plank, Solid Hardwood
  • Interior Amenities: Bathroom - Tub Shower, Ceiling Fan(s), Floor Plan - Traditional, Formal/Separate Dining Room, Wainscotting, Water Treat System, Wood Floors
  • Window Features: Replacement, Screens, Energy Star Qualified
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Energy Star Qualified Door(s), Storm
  • Wall Ceiling Types: Dry Wall, Wood Walls
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 2315
  • Living Area Sq Ft: 2315
  • Price Per Sq Ft: 170.84
  • Above Grade Finished Sq Ft: 2315
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level 2 Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Brick, Frame, Vinyl Siding
  • Exterior Features: Outbuilding(s), Sidewalks
  • Roof: Architectural Shingle
  • Spa: No
  • View: Harbor
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ductless/Mini-Split, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv, Electric Available, Phone
  • Water Source: Well
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Picket, Vinyl
  • Lot Size Acres: 0.41
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 18000.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Very Good
  • Zoning: AR
  • Zoning Description: Agricultural, Residential
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1545.00
  • Assessor Parcel Number: 2312006950
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WICOMICO COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 19, 2025
Closed on
Oct 7, 2025
Sold by
Marter Cyrus D and Marter Margaret L
Bought by
Parkhurst Erica Lynn and Race Timothy Theodore
Seller's Agent
Leone Fisher
ERA Martin Associates
Buyer's Agent
Jennifer Ciorrocco
Coastal Life Realty Group LLC
List Price
$395,500
Sold Price
$385,000
Premium/Discount to List
-$10,500
-2.65%
Views
107

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.41%
Original Mortgage
$365,750
Outstanding Balance
$365,750
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$15,204

Purchase Details

Closed on
Jun 25, 1997
Sold by
Marter Cyrus D and Marter Margaret L
Bought by
Marter Cyrus D and Marter Margaret L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $385,000 Community Title Network
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $365,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Sold $385,000 -2.7% $166 / Sq Ft
08/19/2025 08/19/25 For Sale $395,500 -- $171 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,741 $183,933 $0 $0
2024 $1,605 $161,167 $0 $0
2023 $1,428 $138,400 $20,500 $117,900
2022 $1,374 $128,967 $0 $0
2021 $1,239 $119,533 $0 $0
2020 $1,195 $110,100 $20,500 $89,600
2019 $1,212 $110,100 $20,500 $89,600
2018 $1,218 $110,100 $20,500 $89,600
2017 $1,350 $122,600 $0 $0
2016 -- $120,133 $0 $0
2015 $1,444 $117,667 $0 $0
2014 $1,444 $115,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWC2019144

Bright MLS

APN: 12-006950