NOT LISTED FOR SALE

2045 Narrows Point Cove Birmingham, AL 35242

Estimated Value: $328,000 - $340,000

3 Beds
2 Baths
1,806 Sq Ft
$185/Sq Ft Est. Value

Last Sold May 28, 2015

Last sale price $189,900 $105 Per Sq Ft

Est. 76% increase in value since last sale

Current estimated payment $2,041/month

Highlights

  • Outdoor Pool
  • Screened Deck
  • 1 Fireplace
  • Mt. Laurel Elementary School Rated A
  • Wood Flooring
  • Breakfast Room

About This Home

As of May 2015

Beautiful one level brick home nestled in the convenient Narrows subdivision. Beautiful hardwood floors in the living room. Relax on the screened in porch overlooking the fenced in yard back yard. Freshly painted interior, very clean. Open floor plan, walk-up attic (unfinished - but could be finished). Huge walk-in closet in the master bedroom. Fireplace with gas logs. Move-in condition and immediate possession available. Priced to sell fast!

Last Agent to Sell the Property

Freddy Guerra

Exp Realty LLC Listed on: 03/13/2015

Exp Realty LLC

Co-Listed By

Randall Boswell

Luxury South Realty License #000057075

Last Buyer's Agent

Vinnie Alonzo

RE/MAX Advantage

RE/MAX Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,600

Year Built

  • 2005

Lot Details

  • Fenced Yard
  • Interior Lot
  • Few Trees

HOA Fees

  • $70 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation

Interior Spaces

  • 1,806 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Breakfast Room
  • Dining Room

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Outdoor Pool
  • Screened Deck

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 09-4-20-3-004-010.000

Community Details

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,600

Year Built

2005

Lot Details

0

HOA Fees

$70 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Curb and Gutters, Paved Road, Public Road
  • Living Area: 1806
  • Legal Description: NARROWS POINT PHASE 4 LOT 80
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Floors: Carpet, Hardwood, Tile Floor
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Garden Tub, Separate Shower, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room 1: Living, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Breakfast Room, On Level: 1
  • Room 5: Master Bedroom, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Master Bath, On Level: 1
  • Room 9: Full Bath, On Level: 1
  • Room 10: Laundry, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Breakfast Room (LVL 1), Dining Room (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Living (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Kitchen Features: Eating Area
  • Laundry: Yes
  • Laundry Location: Laundry (MLVL)
  • Main Level Sq Ft: 1806

Exterior Features

  • Construction: 4 Side Brick
  • Decks: Yes
  • Decks Type: Screened (DECK)
  • Exterior Features: Fenced Yard
  • Foundation: Slab
  • Pool: Yes
  • Pool: Community

Garage/Parking

  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Attached

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Water: Public Water

Condo/Co-op/Association

  • Association Fee: Yes
  • Association Fee: 840
  • Association Fee Per: Yearly

Schools

  • Elementary School: MT LAUREL
  • Middle School: CHELSEA
  • High School: CHELSEA

Lot Info

  • Assessor Parcel Number: 09-4-20-3-004-010.000
  • Lot Description: Interior Lot, Some Trees, Subdivision

Tax Info

  • Tax District: COUNTY

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 3, 2025
Sold by
Ham Ralph E and Ham Melissa R
Bought by
Ham Ross Everett and Ham Dasha Grace
Current Estimated Value
$334,488

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Outstanding Balance
$301,225
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$33,263

Purchase Details

Listed on
Mar 13, 2015
Closed on
May 28, 2015
Sold by
Powell Terry C
Bought by
Donnelly Jennifer N
Seller's Agent
Freddy Guerra
Exp Realty LLC
Buyer's Agent
Vinnie Alonzo
RE/MAX Advantage
List Price
$189,900
Sold Price
$189,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.58%

Purchase Details

Listed on
Dec 18, 2012
Closed on
Jan 17, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Powell Terry C
Seller's Agent
Brian Bentley
Bentley Realty Group, Inc.
Buyer's Agent
Freddy Guerra
Exp Realty LLC
List Price
$184,900
Sold Price
$180,000
Premium/Discount to List
-$4,900
-2.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.40%
Original Mortgage
$176,739
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 1, 2012
Sold by
Meyers Melissa B and Meyers Peter
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jun 28, 2007
Sold by
Ward Bryan T and Ward Tammy R
Bought by
Meyers Melissa B and Meyers Peter

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,150
Interest Rate
6.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 16, 2004
Sold by
The Narrows Ii Inc
Bought by
Ward Bryan T and Ward Tammy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,550
Interest Rate
7.36%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ham Ross Everett $336,000 None Listed On Document
Donnelly Jennifer N $189,900 None Available
Powell Terry C $180,000 None Available
Federal Home Loan Mortgage Corporation $153,850 None Available
Meyers Melissa B $206,150 None Available
Ward Bryan T $186,908 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ham Ross Everett $302,000
Previous Owner Powell Terry C $176,739
Previous Owner Meyers Melissa B $206,150
Previous Owner Ward Bryan T $177,550
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2015 05/28/15 Sold $189,900 0.0% $105 / Sq Ft
04/26/2015 04/26/15 Pending -- -- --
03/13/2015 03/13/15 For Sale $189,900 +5.5% $105 / Sq Ft
02/21/2013 02/21/13 Sold $180,000 -2.7% -- View Prior Sale
01/08/2013 01/08/13 Pending -- -- --
12/18/2012 12/18/12 For Sale $184,900 -- --
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,600 $59,100 $0 $0
2023 $1,129 $26,580 $0 $0
2022 $1,056 $24,940 $0 $0
2021 $997 $23,600 $0 $0
2020 $928 $22,020 $0 $0
2019 $909 $21,600 $0 $0
2017 $852 $20,300 $0 $0
2015 $793 $18,960 $0 $0
2014 $768 $18,380 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Freddy Guerra

    Seller's Agent in 2015

    Freddy Guerra

    Exp Realty LLC

    (205) 266-8661

    15 in this area

    224 Total Sales

    Freddy Guerra
    Section Image

  • R

    Seller Co-Listing Agent in 2015

    Randall Boswell

    Luxury South Realty

  • Vinnie Alonzo

    Buyer's Agent in 2015

    Vinnie Alonzo

    RE/MAX

    (205) 453-5345

    8 in this area

    112 Total Sales

    Vinnie Alonzo
    Section Image

  • B

    Seller's Agent in 2013

    Brian Bentley

    Bentley Realty Group, Inc.

See All Agents

Map

Source: Greater Alabama MLS

MLS Number: 625064

Greater Alabama MLS

APN: 09-4-20-3-004-010-000

Alabama Shelby County Birmingham 35242

2045 Narrows Point Cove, Birmingham, AL

This home is located at 2045 Narrows Point Cove, Birmingham, AL 35242 since 13 March 2015 and is currently estimated at $334,488, approximately $185 per square foot. This property was built in 2005. 2045 Narrows Point Cove is a home located in Shelby County with nearby schools including Mt. Laurel Elementary School, Chelsea Middle School, and Chelsea High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Greater Alabama MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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