NOT LISTED FOR SALE

2048 Chepstow Rd Schenectady, NY 12303

Estimated Value: $268,000 - $299,000

3 Beds
1 Bath
1,404 Sq Ft
$199/Sq Ft Est. Value

Last Sold September 26, 2024

Last sale price $260,000 $185 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,915/month

6 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • 1 Car Attached Garage
  • Private Lot
  • No HOA
  • Bathroom on Main Level

About This Home

As of September 2024

Welcome to 2048 Chepstow Road, a charming Cape Cod home that's ideal for first-time buyers and downsizers. This well-maintained property features refinished hardwood floors. The first floor hosts two bedrooms while the third and largest bedroom is located on the second floor. The home includes a one-car garage and a fully fenced yard, all situated in a peaceful neighborhood. Conveniently close to shopping, it's just minutes from the historic Proctors Theatre, various boutiques, breweries, and restaurants. Discover the Historic Stockade District, or stroll through the Central Park Rose Garden. Only a 30-minute drive from downtown Saratoga Springs and 20 minutes to Albany. Centrally located, this home offers easy living and easy access to the best attractions in New York's Capital Region

Last Agent to Sell the Property

April Seney

Core Real Estate Team License #10301216978 Listed on: 07/31/2024

Last Buyer's Agent

Christa Durivage

Real Estate Source, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,940

Year Built

  • Built in 1942 | Remodeled

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 65x144
  • Back Yard Fenced
  • Private Lot
  • Level Lot
  • Cleared Lot

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Asbestos Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,404 Sq Ft Home
  • 1.5-Story Property
  • Wood Flooring
  • Washer and Dryer

Kitchen

  • Built-In Electric Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Laundry in Basement

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • 150 Amp Service
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 422800 59.7-4-19

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,940

Year Built

Built in 1942 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1942
  • Directions: Altamont Ave or Hamburg St to Chepstow Rd
  • Above Grade Finished Sq Ft: 1404.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 1931.62
  • General Taxes Description: Actual
  • Financial Details School Taxes: 3008.26
  • School Taxes Description: Actual
  • Lot Size Acres: 0.22
  • Lot Size: 65x144
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Architectural Style:Cape Cod: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Block2: Yes
  • Fencing:Wood4: Yes
  • Electric:Circuit Breakers: Yes
  • Fencing:Full3: Yes
  • Levels One and One Half: Yes
  • Special Features: None

Interior Features

  • Flooring: Hardwood
  • Basement: Full, Interior Entry, Unfinished
  • Appliances: Built-In Electric Oven, Dishwasher, Electric Oven, Washer/Dryer
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1404.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:WasherDryer: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Interior Entry: Yes
  • Basement:Unfinished: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Attic Features:Eaves: Yes
  • Fencing Perimeter: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Asbestos Shingle
  • Construction Type: Aluminum Siding
  • Fencing: Wood, Back Yard, Fenced, Full, Perimeter
  • Foundation Details: Block
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Exterior Features:Drive-Paved: Yes
  • Lot Features:Private: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 150 Amp Service, Circuit Breakers
  • Heating: Hot Water, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Lot Features: Level, Private, Cleared
  • Parcel #: 422800 59.7-4-19
  • Lot Size Sq Ft: 9583.2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4939.88

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2024
Closed on
Sep 26, 2024
Sold by
Szalkowski Ryan and Carey Deanna Faith
Bought by
Schmidt Grayson
Seller's Agent
April Seney
Core Real Estate Team
Buyer's Agent
Christa Durivage
Real Estate Source, Inc.
List Price
$249,900
Sold Price
$260,000
Premium/Discount to List
$10,100
4.04%
Views
417
Current Estimated Value
$278,990

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,990
Avg. Annual Appreciation
6.74%
Original Mortgage
$208,000
Outstanding Balance
$205,813
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$73,177

Purchase Details

Listed on
Oct 4, 2017
Closed on
Dec 21, 2017
Sold by
Gavin Ronald J and Claire H Gavin Family Trust
Bought by
Szalkowski Ryan and Carey Deanna Faith
Seller's Agent
Paula Anne Ross
Miranda Real Estate Group Inc
Buyer's Agent
James Golembieski
DiBlasi Real Estate
List Price
$149,900
Sold Price
$135,000
Premium/Discount to List
-$14,900
-9.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.13%
Original Mortgage
$133,860
Interest Rate
3%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schmidt Grayson $260,000 None Listed On Document
Szalkowski Ryan $138,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schmidt Grayson $208,000
Previous Owner Szalkowski Ryan $133,860
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/26/2024 09/26/24 Sold $260,000 +4.0% $185 / Sq Ft
08/06/2024 08/06/24 Pending -- -- --
07/31/2024 07/31/24 For Sale $249,900 +85.1% $178 / Sq Ft
12/15/2017 12/15/17 Sold $135,000 -3.5% $96 / Sq Ft View Prior Sale
10/29/2017 10/29/17 Pending -- -- --
10/16/2017 10/16/17 Price Changed $139,900 -6.7% $100 / Sq Ft
10/04/2017 10/04/17 For Sale $149,900 0.0% $107 / Sq Ft
08/28/2017 08/28/17 Pending -- -- --
08/22/2017 08/22/17 For Sale $149,900 -- $107 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,443 $148,000 $9,900 $138,100
2023 $4,973 $148,000 $9,900 $138,100
2022 $5,501 $148,000 $9,900 $138,100
2021 $5,353 $148,000 $9,900 $138,100
2020 $4,729 $148,000 $9,900 $138,100
2018 $2,730 $148,000 $9,900 $138,100
2016 $632 $148,000 $9,900 $138,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202422488

Global MLS

APN: 422800 59.7-4-19