NOT LISTED FOR SALE

20481 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $632,000 - $688,000

5 Beds
2.5 Baths
3,008 Sq Ft
$220/Sq Ft Est. Value

Last Sold July 31, 2020

Last sale price $400,000 $133 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $4,254/month

219 Days on Market

Highlights

  • Gated with Attendant
  • In Ground Pool
  • Clubhouse
  • Pinewoods Elementary School Rated A-
  • Views of Preserve
  • Main Floor Primary Bedroom

About This Home

As of July 2020

Excellent opportunity in the sought-after Bella Terra Community, perfectly located minutes to Miromar Outlets, Gulf Coast Town Center, Coconut Point, SWFL Int’l Airport, I-75 & world-class beaches in Naples & Bonita Beach alike! This spacious 5-bedroom, 2 1/2-bath retreat boasts nearly 3,000 sq. ft. living space & is brimming with natural light. Private guest suite with half bath upstairs. Ground floor master features his & hers large walk-in closets, ensuite bath with walk-in shower, soaking tub & double vanity. Second bathroom is fitted with walk-in bathtub. 2 separate living areas & large 2-car garage. Kitchen is outfitted with modern stainless-steel appliances, plenty of counter space & storage, eat-in bar & adjacent pantry & breakfast nook. Private screened lanai offers views of nature & ample lounging area by the custom pool. BRAND NEW ROOF completed in 2019 and hurricane protection throughout! Reasonable HOA fees with excellent benefits! Reasonable HOA fees with excellent benefits. Abundant clubhouse amenities include enormous resort-style pool/spa, basketball, tennis, pickle ball, bocce, well-equipped gym, game room, large entertainment room & much more!

Last Agent to Sell the Property

Jayme Bartling

John R Wood Properties License #NAPLES-249526626 Listed on: 11/25/2019

John R Wood Properties

Last Buyer's Agent

James Parish

Downing Frye Realty Inc. License #NAPLES-249500873

Downing Frye Realty Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,963

Year Built

  • Built in 2006

Lot Details

  • 9,017 Sq Ft Lot
  • East Facing Home
  • Paved or Partially Paved Lot
  • Property is zoned RPD

HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Views of Preserve
  • Views of Woods

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 3,008 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Ceiling Fan
  • Shutters
  • Single Hung Windows
  • Great Room
  • Combination Dining and Living Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • In Ground Pool
  • Patio

Schools

  • Pinewoods Elementary School
  • Three Oaks Middle School
  • Estero High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-46-26-E3-0200C.0310
  • Tax Block C

Community Details

Overview

  • $1,500 Secondary HOA Transfer Fee

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Bocce Ball Court
  • Exercise Course
  • Community Pool or Spa Combo

Additional Features

  • Clubhouse
  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,963

Year Built

Built in 2006

Lot Details

0

HOA Fees

$192 per month

Parking

2

Listing Details

  • Legal Description: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK C LOT 31
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 2 Story
  • Storm Protection: Shutters - Manual
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Furnished Description: Partially Furnished
  • Num Unit Floor: 1
  • Price Per Sq Ft: 132.98
  • Total Floors: 2
  • Room Count: 9
  • Additional Rooms: Great Room
  • Estimated Living Area: 3008
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedroom Description: First Floor Bedroom, Master BR Ground
  • Bedrooms: 5 Bed
  • Total Bedrooms: 5
  • Dining Room: Living Dining, Eat-in Kitchen
  • Equipment: Central Vacuum, Cooktop - Electric, Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Smoke Detector, Washer
  • Flooring: Carpet, Tile
  • Floor Plan: Great Room, 2 Story
  • Interior Amenities: Built-In Cabinets, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet
  • Kitchen: Island, Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Single Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Lake/Canal
  • Road: Paved Road
  • View: Preserve, Wooded Area
  • Exterior Features: Patio
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: Driveway Paved

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Guard At Gate
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-454-1101
  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Sub Condo Name: BELLA TERRA
  • HOA Fees: 190
  • HOA Fee Frequency: Quarterly
  • Maintenance: Cable, Irrigation Water, Lawn/Land Maintenance, Manager, Pest Control Exterior, Security
  • Master Hoa Fee: 386
  • Master HOA Fee Frequency: Quarterly

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Development: Bella Terra
  • Amenities: Basketball, Bocce Court, Clubhouse, Community Pool, Community Spa/Hot tub, Exercise Room, Internet Access, Pickleball, Tennis Court
  • Community Type: Gated
  • Units In Building: 1
  • Total Number of Units: 1

Fee Information

  • Transfer Fees: 1500.00
  • Application Fee: 100.00

Schools

  • Elementary School: PINEWOODS ELEMENTARY SCHOOL
  • Middle School: THREE OAKS MIDDLE SCHOOL
  • High School: ESTERO HIGH SCHOOL
  • Elementary School: Pinewoods Elementary School
  • High School: Estero High School
  • Middle School: Three Oaks Middle School

Lot Info

  • Builder Product: No
  • Lot Unit: 31
  • Section: 29
  • Total Area: 4554
  • Waterfront: No
  • Zoning Code: RPD
  • Acres: 0.2070
  • Rear Exposure: East
  • Lot Description: Regular
  • Parcel Number: 29-46-26-E3-0200C.0310

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 120

Tax Info

  • Tax Description: County Only
  • Tax District Type: Community Development District
  • Taxes: 3963.06

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 18, 2023
Sold by
Forlenza Lois Ann
Bought by
Lois Ann Forlenza Revocable Trust
Current Estimated Value
$661,790

Purchase Details

Closed on
Jun 7, 2021
Sold by
Forlenza Janine Marie
Bought by
Forlenza Lois

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$357,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 25, 2019
Closed on
Jul 31, 2020
Sold by
Mccabe Billie Mary Ann and Whitehouse Marianne K
Bought by
Forlenza Lois and Forlenza Marie
Seller's Agent
Jayme Bartling
John R Wood Properties
Buyer's Agent
James Parish
Downing Frye Realty Inc.
List Price
$449,000
Sold Price
$400,000
Premium/Discount to List
-$49,000
-10.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.36%
Original Mortgage
$320,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2013
Sold by
Mccabe Billie M
Bought by
Mccabe Billie Mary Ann and Whitehouse Marianne K

Purchase Details

Closed on
May 31, 2006
Sold by
U S Home Corp
Bought by
Mccabe Billie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,600
Interest Rate
6.44%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lois Ann Forlenza Revocable Trust $100 --
Forlenza Lois -- Accommodation
Forlenza Lois $400,000 Ross Title & Escrow Inc
Mccabe Billie Mary Ann -- Attorney
Mccabe Billie M $500,900 North American Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Forlenza Lois $357,500
Previous Owner Forlenza Janine Marie $320,000
Previous Owner Forlenza Lois $320,000
Previous Owner Mccabe Billie M $367,700
Previous Owner Mccabe Billie M $400,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2020 07/31/20 Sold $400,000 -5.9% $133 / Sq Ft
07/01/2020 07/01/20 Pending -- -- --
06/22/2020 06/22/20 Price Changed $424,900 -1.0% $141 / Sq Ft
01/04/2020 01/04/20 Price Changed $429,000 -4.5% $143 / Sq Ft
11/25/2019 11/25/19 For Sale $449,000 -- $149 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,809 $377,017 -- --
2023 $5,674 $366,036 $0 $0
2022 $5,684 $355,375 $0 $0
2021 $5,549 $345,024 $94,465 $250,559
2020 $4,025 $229,283 $0 $0
2019 $3,963 $224,128 $0 $0
2018 $3,958 $219,949 $0 $0
2017 $3,861 $215,425 $0 $0
2016 $3,844 $331,586 $75,000 $256,586
2015 $3,902 $328,589 $74,500 $254,089
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2020

    Jayme Bartling

    John R Wood Properties

    (239) 270-0266

    2 in this area

    14 Total Sales

    Jayme Bartling
    Section Image
  • James Parish

    Buyer's Agent in 2020

    James Parish

    Downing Frye Realty Inc.

    (239) 641-3854

    45 Total Sales

    James Parish
    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 219074371

Naples Area Board of REALTORS®

APN: 29-46-26-E3-0200C.0310

Florida Lee County Estero 33928 Bella Terra

20481 Torre Del Lago St, Estero, FL

This home is located at 20481 Torre Del Lago St, Estero, FL 33928 since 25 November 2019 and is currently estimated at $661,790, approximately $220 per square foot. This property was built in 2006. 20481 Torre Del Lago St is a home located in Lee County with nearby schools including Pinewoods Elementary School, San Carlos Park Elementary School, and Spring Creek Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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