$577,500
SOLD JAN 25, 2021

20492 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood
4 Beds
4 Baths
3,499 Sq Ft
10,106 Sq Ft Lot

Recently Sold

$165 Per Sq Ft

3% Below List Price

85 Days on Market

Highlights

  • Lake Front
  • Home Theater
  • Sitting Area In Primary Bedroom
  • Pinewoods Elementary School Rated A-
  • In Ground Pool
  • Floor-to-Ceiling Windows

About This Home

As of July 2022

Stunning custom Cannondale Grand model home with waterfall pool and spa, and expansive lake views! This 3,499 sq ft under air, home with a total of 6,001 sq ft of living space, offers 4 bedrooms with custom closets in every bedroom, 4 baths, frameless glass master shower, office/den, a loft, theater room with stadium seating and dry bar, chef's kitchen with quartz counter tops and 42" cabinetry, formal dining room, bonus room, high efficiency glass sliders, plantation shutters, 12' slider doors to lanai, roof covered outdoor seating, screened lanai and pool deck, 2nd floor balcony, 3-car garage with custom storage solutions and epoxy floor. This home was designed for paradise living and cannot be duplicated at this price. Located in the top rated gated community of Bella Terra of Southwest Florida. Bella Terra offers low HOAs, a resort-style pool and spa, pickle ball, tennis, soccer field, basketball courts, sand volleyball, baseball diamond, bocce ball, inline skating, covered playground, picnic area, fitness center, walk and job path, 24-hour security, and so much more. Close to the beautiful SWFL beaches, airport, restaurants, entertainment & shopping.

Last Agent to Sell the Property

Christine Pecoraro

Realty One Group MVP License #BEAR-3388778 Listed on: 09/23/2020

Realty One Group MVP

Co-Listed By

Jennifer Springer Rinden

Orchid Properties License #BEAR-3239152

Last Buyer's Agent

Kevin Delaini

DomainRealty.com LLC License #FORT-481007924

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,485

Year Built

  • Built in 2006

Lot Details

  • 10,106 Sq Ft Lot
  • Lot Dimensions: 60
  • Lake Front
  • South Facing Home
  • Property is zoned RPD

HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener
  • Deeded Parking

Home Design

  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 3,499 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Shutters
  • Double Hung Windows
  • Floor-to-Ceiling Windows
  • French Doors
  • Formal Dining Room
  • Home Theater
  • Home Office
  • Loft
  • Screened Porch
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Sitting Area In Primary Bedroom
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 4 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Balcony
  • Deck

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-46-26-E3-0200B.0360
  • Tax Block B

Community Details

Overview

  • $1,500 Additional Association Fee
  • $100 Secondary HOA Transfer Fee

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Business Center
  • Bike Room

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Community Playground
  • Exercise Course
  • Community Pool or Spa Combo
  • Park
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,485

Year Built

Built in 2006

Lot Details

0

HOA Fees

$205 per month

Parking

3

Listing Details

  • Legal Description: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 36
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 2 Story
  • Storm Protection: Shutters
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Furnished Description: Unfurnished
  • Price Per Sq Ft: 165.05
  • Total Floors: 2
  • Additional Rooms: Balcony, Guest Bath, Guest Room, Home Office, Laundry in Residence, Loft, Media Room, Screened Lanai/Porch, Den/Study
  • Estimated Living Area: 3499
  • Full Bathrooms: 4
  • Total Bathrooms: 4.00
  • Bedroom Description: Master BR Sitting Area, Master BR Upstairs
  • Bedrooms: 4+Den
  • Total Bedrooms: 4
  • Dining Room: Breakfast Bar, Eat-in Kitchen, Formal
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
  • Flooring: Carpet, Tile
  • Floor Plan: 2 Story
  • Interior Amenities: Bar, Foyer, French Doors, Walk-In Closet, Wet Bar
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Double Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: Yes
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Central
  • View: Lake
  • Exterior Features: Deck
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground
  • Private Spa Type: Below Ground
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 3

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-454-1101
  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded
  • Sub Condo Name: BELLA TERRA
  • HOA Fees: 405
  • HOA Fee Frequency: Quarterly
  • Maintenance: Irrigation Water, Lawn/Land Maintenance, Manager, Recreational Facilities
  • Master Hoa Fee: 211
  • Master HOA Fee Frequency: Quarterly

Association/Amenities

  • Pets: With Approval
  • Development: Bella Terra
  • Amenities: Basketball, BBQ - Picnic, Bike And Jog Path, Bike Storage, Bocce Court, Business Center, Clubhouse, Community Park, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Internet Access, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court, Underground Utility, Volleyball
  • Community Type: Gated, Tennis
  • Units In Building: 1
  • Total Number of Units: 1

Fee Information

  • Transfer Fees: 100.00
  • One Time Other Fee: 1500

Lot Info

  • Builder Product: No
  • Lot Back: 60
  • Lot Frontage: 60
  • Lot Left: 130
  • Lot Right: 130
  • Lot Unit: 36
  • Section: 29
  • Total Area: 6001
  • Waterfront: Yes
  • Zoning Code: RPD
  • Acres: 0.2320
  • Rear Exposure: South
  • Lot Description: Regular
  • Lot Dimensions: 60 X 130
  • Parcel Number: 29-46-26-E3-0200B.0360

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only, Homestead
  • Tax District Type: Community Development District
  • Taxes: 6485.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2022
Closed on
Jul 1, 2022
Sold by
Pelka Jakub P and Pelka Katarzyna
Bought by
Joseph R Silva Revocable Trust
Seller's Agent
Kevin Delaini
DomainRealty.com LLC
Buyer's Agent
Ryan Swearingen
John R Wood Properties
List Price
$999,000
Sold Price
$960,000
Premium/Discount to List
-$39,000
-3.9%
Current Estimated Value
$815,164

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$144,836
Avg. Annual Appreciation
-4.61%
Original Mortgage
$520,000
Outstanding Balance
$498,321
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$330,945

Purchase Details

Listed on
Sep 23, 2020
Closed on
Jan 22, 2021
Sold by
Drucker Paul M
Bought by
Pelka Jakub P and Pelka Katarzyna
Seller's Agent
Christine Pecoraro
Realty One Group MVP
Buyer's Agent
Kevin Delaini
DomainRealty.com LLC
List Price
$595,500
Sold Price
$577,500
Premium/Discount to List
-$18,000
-3.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
42.32%
Original Mortgage
$377,500
Interest Rate
2.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 2, 2020
Sold by
Mdlp Properties Llc
Bought by
Drucker Paul M

Purchase Details

Listed on
Jan 5, 2016
Closed on
Mar 9, 2016
Sold by
Tillery Chad and Steinmann Erica Marie
Bought by
Mdlp Properties Llc
Seller's Agent
Jack Mancini
Keller Williams Elite Realty
Buyer's Agent
Angela Dunford
WeichertRealtors-ParadiseHomes
List Price
$549,900
Sold Price
$510,000
Premium/Discount to List
-$39,900
-7.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.29%

Purchase Details

Closed on
Feb 10, 2011
Sold by
Federal Trust Bank
Bought by
Tillery Chad and Tillery Erica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,000
Interest Rate
4.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2006
Sold by
U S Home Corp
Bought by
Hassett Eamonn and Murphy Blaithin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$476,000
Interest Rate
7%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $960,000 New Title Company Name
Warranty Deed $577,500 South Florida Trust & Title
Special Warranty Deed -- Attorney
Warranty Deed $510,000 Heights Title Services Llc
Warranty Deed $310,000 Bonita Title Inc
Special Warranty Deed $595,000 North American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $520,000 New Conventional
Previous Owner $377,500 New Conventional
Previous Owner $279,000 New Conventional
Previous Owner $476,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/06/2022 07/06/22 Sold $960,000 -3.9% $274 / Sq Ft
06/06/2022 06/06/22 Pending -- -- --
05/14/2022 05/14/22 For Sale $999,000 +73.0% $286 / Sq Ft
01/25/2021 01/25/21 Sold $577,500 0.0% $165 / Sq Ft
12/17/2020 12/17/20 Pending -- -- --
12/02/2020 12/02/20 Price Changed $577,500 -1.4% $165 / Sq Ft
10/29/2020 10/29/20 Price Changed $585,500 -1.7% $167 / Sq Ft
09/23/2020 09/23/20 For Sale $595,500 +16.8% $170 / Sq Ft
03/10/2016 03/10/16 Sold $510,000 -7.3% $85 / Sq Ft
02/10/2016 02/10/16 Pending -- -- --
01/05/2016 01/05/16 For Sale $549,900 -- $92 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,494 $680,167 -- --
2023 $9,494 $618,334 $133,926 $455,792
2022 $8,236 $518,384 $99,190 $419,194
2021 $6,604 $391,580 $99,190 $292,390
2020 $6,409 $367,407 $97,315 $270,092
2019 $6,485 $370,635 $85,365 $285,270
2018 $6,636 $373,875 $79,250 $294,625
2017 $6,900 $388,400 $83,000 $305,400
2016 $5,729 $369,869 $83,000 $286,869
2015 $5,835 $359,910 $83,000 $276,910
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 220060688

Multiple Listing Service of Bonita Springs-Estero

APN: 29-46-26-E3-0200B.0360