$600,000
SOLD MAR 3, 2025

20493 Morningside Terrace Sterling, VA 20165

4 Beds
3.5 Baths
2,092 Sq Ft
$107/mo HOA Fee

Recently Sold

$287 Per Sq Ft

4% Above List Price

1 Day on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Recreation Room
  • Horizon Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of March 2025

*Sunlit 3 Level Brick End unit townhome in Potomac Lakes/ Cascades * Move in ready * Roof and HVAC Replaced 2016 * Water Heater 2017 * Carpet, Paint, Lighting and Quartz Countertops 2025 * Stainless refrigerator 2023 * Range 2020 * Hardwood floors in all 3 upper level bedrooms * Cascades amenities include: 5 Community Centers, 5 swimming pools, 15 Tennis Courts, 8 Pickleball Courts, 10 Multipurpose Courts, 25 Tot Lots and a Soccer Field * 2 Assigned parking spaces * Less than 10 miles to Dulles Airport *

Last Agent to Sell the Property

Joan Lovett

(703) 967-7872 joan.lovett@gmail.com RE/MAX Allegiance License #0225160091 Listed on: 02/07/2025

RE/MAX Allegiance

Last Buyer's Agent

Milagros Tecson

(703) 304-0880 milatecson@fairfaxrealty.com Fairfax Realty Select License #0225078686

Fairfax Realty Select

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,200

Year Built

  • Built in 1996

Lot Details

  • 2,614 Sq Ft Lot
  • Property is in very good condition

HOA Fees

  • $107 Monthly HOA Fees

Parking

  • 2 Assigned Parking Spaces

Home Design

  • Colonial Architecture
  • Brick Exterior Construction

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Bay Window
  • Six Panel Doors
  • Living Room
  • Formal Dining Room
  • Recreation Room

Kitchen

  • Gas Oven or Range
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Additional Features

  • Grab Bars
  • Deck

Listing and Financial Details

  • Assessor Parcel Number 011376767000

Community Details

Overview

  • $500 Capital Contribution Fee
  • Cascades/Potomac Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,200

Year Built

Built in 1996

Lot Details

0

HOA Fees

$107 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Colonial
  • Accessibility Features: Grab Bars Mod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-02-07
  • Year Built: 1996
  • Automatically Close On Close Date: No
  • Remarks Public: *Sunlit 3 Level Brick End unit townhome in Potomac Lakes/ Cascades * Move in ready * Roof and HVAC Replaced 2016 * Water Heater 2017 * Carpet, Paint, Lighting and Quartz Countertops 2025 * Stainless refrigerator 2023 * Range 2020 * Hardwood floors in all 3 upper level bedrooms * Cascades amenities include: 5 Community Centers, 5 swimming pools, 15 Tennis Courts, 8 Pickleball Courts, 10 Multipurpose Courts, 25 Tot Lots and a Soccer Field * 2 Assigned parking spaces * Less than 10 miles to Dulles Airport *
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Oven/Range - Gas, Refrigerator, Icemaker, Dishwasher, Disposal, Dryer, Washer
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Dining Area, Floor Plan - Open, Formal/Separate Dining Room, Walk-In Closet(s), Wood Floors
  • Window Features: Bay/Bow
  • Fireplace: No
  • Door Features: Six Panel
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Walkout Level
  • Laundry Type: Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2092
  • Living Area Sq Ft: 2092
  • Price Per Sq Ft: 407.22
  • Above Grade Finished Sq Ft: 1412
  • Below Grade Finished Sq Ft: 680
  • Total Below Grade Sq Ft: 680
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20493

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Combination
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Assigned Spaces Count: 2
  • Garage: No
  • Parking Features: Assigned

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 106.50
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pool - Outdoor, Tot Lots/Playground, Tennis Courts
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 500.00

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • School District Key: 121139189813
  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2614.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2024
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4200.00
  • Assessor Parcel Number: 011376767000
  • Tax Total Finished Sq Ft: 1412
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 03/03/2025

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Feb 28, 2025
Sold by
Zormelo Saviour Yaw and Zormelo Mary Emefa
Bought by
Aldaba Juan B and Tolentino Lorraine E
Seller's Agent
Joan Lovett
RE/MAX Allegiance
Buyer's Agent
Milagros Tecson
Fairfax Realty Select
List Price
$575,000
Sold Price
$600,000
Premium/Discount to List
$25,000
4.35%
Views
139
Current Estimated Value
$600,479

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$479
Avg. Annual Appreciation
-0.07%
Original Mortgage
$558,000
Outstanding Balance
$555,704
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$44,045

Purchase Details

Closed on
Dec 3, 1996
Sold by
Trafalgar House Prop Inc
Bought by
Zormelo Saviour Y and Zormelo Mary E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,800
Interest Rate
7.82%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 Fidelity National Title
Deed $152,650 Island Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $558,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $164,906 New Conventional
Previous Owner $150,800 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/03/2025 03/03/25 Sold $600,000 +4.3% $287 / Sq Ft
02/09/2025 02/09/25 Pending -- -- --
02/07/2025 02/07/25 For Sale $575,000 -- $275 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,077 $506,470 $193,500 $312,970
2024 $4,200 $485,500 $178,500 $307,000
2023 $4,050 $462,830 $178,500 $284,330
2022 $3,892 $437,280 $153,500 $283,780
2021 $3,819 $389,650 $133,500 $256,150
2020 $3,762 $363,490 $128,500 $234,990
2019 $3,655 $349,770 $128,500 $221,270
2018 $3,681 $339,290 $128,500 $210,790
2017 $3,674 $326,600 $128,500 $198,100
2016 $3,700 $323,180 $0 $0
2015 $3,741 $201,120 $0 $201,120
2014 $3,967 $214,970 $0 $214,970
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2087350

Bright MLS

APN: 011-37-6767