$200,000
SOLD JAN 9, 2026

205 Harbor Dr Palatka, FL 32177

4 Beds
2 Baths
1,300 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$154 Per Sq Ft

Highlights

  • No HOA
  • Tile Flooring
  • Ceiling Fan
  • Covered Patio or Porch
  • Central Air
  • Wood Siding

About This Home

As of January 2026

This adorable 4-bedroom, 2-bath ranch is just waiting for your personal touch. The enclosed garage serves as a fourth bedroom, adding flexibility to the layout. A new metal roof was installed in 2018, ensuring durability for years to come. Enjoy the outdoors with fruit trees in the yard and the convenience of being just a short drive from Jacksonville, St. Augustine, and the public boat ramp at the St. Johns River. Located in a welcoming neighborhood, this home is a fantastic opportunity for first-time buyers or anyone looking to create their dream space. Being sold as-is. Schedule your showing today!

Last Agent to Sell the Property

Penny Adams

COLDWELL BANKER BEN BATES INC License #3250991 Listed on: 01/12/2026

COLDWELL BANKER BEN BATES INC

Last Buyer's Agent

Penny Adams

COLDWELL BANKER BEN BATES INC License #3250991 Listed on: 01/12/2026

COLDWELL BANKER BEN BATES INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,204

Year Built

  • Built in 1976

Lot Details

  • 9,583 Sq Ft Lot
  • Property fronts a county road
  • Cleared Lot

Home Design

  • Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,300 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Tile Flooring
  • Washer and Electric Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • St Johns Harbor 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 350827815000901770

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,204

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1976
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: St Johns Harbor 1
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Major Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Tile
  • Living Area: 1300.0

Exterior Features

  • Waterfront: No
  • Roof: Metal
  • Lot Features: Cleared
  • Pool Private: No
  • Construction Type: Frame, Wood Siding
  • Patio And Porch Features: Covered, Front Porch, Porch

Garage/Parking

  • Attached Garage: No

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 9583.2
  • Parcel #: 350827815000901770
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1203.68
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2026
Closed on
Jan 9, 2026
Sold by
Cornelius William R
Bought by
Davis Ryan D
Seller's Agent
Penny Adams
COLDWELL BANKER BEN BATES INC
Buyer's Agent
Penny Adams
COLDWELL BANKER BEN BATES INC
List Price
$200,000
Sold Price
$200,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
47.33%
Original Mortgage
$160,000
Outstanding Balance
$160,000
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$48,709

Purchase Details

Listed on
Dec 3, 2018
Closed on
Nov 30, 2018
Sold by
Neat Karolyn
Bought by
Cornelius William R
Seller's Agent
NON MLS
NON MLS (realMLS)
Buyer's Agent
STEPHANIE MOAK
FLORIDA HOMES REALTY & MTG LLC
List Price
$120,000
Sold Price
$120,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.44%
Original Mortgage
$121,212
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2011
Sold by
Walsh Kathryn
Bought by
Neat Karolyn

Purchase Details

Closed on
Sep 1, 2000
Sold by
Mullis Sharon F
Bought by
Walsh Kathryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,000
Interest Rate
8.24%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 Palatka Abstract & Title Guara
Warranty Deed $120,000 Compass Closings & Title Svc
Warranty Deed $18,000 Guaranty Title Company Of Pl
Warranty Deed $44,000 Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $160,000 New Conventional
Previous Owner $121,212 New Conventional
Previous Owner $24,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/12/2026 01/12/26 For Sale $200,000 0.0% $154 / Sq Ft
01/09/2026 01/09/26 Sold $200,000 +66.7% $154 / Sq Ft
12/10/2025 12/10/25 Pending -- -- --
12/17/2023 12/17/23 Off Market $120,000 -- --
12/03/2018 12/03/18 For Sale $120,000 0.0% $92 / Sq Ft
11/30/2018 11/30/18 Sold $120,000 -- $92 / Sq Ft View Prior Sale
10/28/2018 10/28/18 Pending -- -- --
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,204 $93,070 -- --
2024 $1,073 $90,450 -- --
2023 $1,029 $87,820 $0 $0
2022 $962 $85,270 $0 $0
2021 $959 $82,790 $0 $0
2020 $966 $81,650 $0 $0
2019 $1,547 $72,500 $71,910 $590
2018 $1,051 $42,120 $41,930 $190
2017 $1,021 $39,120 $38,930 $190
2016 $950 $36,180 $0 $0
2015 $970 $36,574 $0 $0
2014 $1,037 $37,382 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2124711

realMLS (Northeast Florida Multiple Listing Service)

APN: 35-08-27-8150-0090-1770

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