$400,000
SOLD OCT 16, 2025

205 Mason St Belmont, NC 28012

4 Beds
2 Baths
1,114 Sq Ft
30,492 Sq Ft Lot

Recently Sold

$359 Per Sq Ft

1% Above List Price

2 Days on Market

Highlights

  • Private Lot
  • Wood Flooring
  • Covered Patio or Porch
  • Belmont Central Elementary School Rated A-
  • No HOA
  • 1 Car Detached Garage

About This Home

As of October 2025

Adorable and updated while still full of historic charm, this home is the perfect blend of character and comfort. Remodeled about five years ago, the current owners have since invested over $40,000 into creating a private backyard retreat you won’t want to leave. An inviting covered patio overlooks a serene garden pond with a soothing water feature, stocked with fish and lilies, and surrounded by lush landscaping & a walking path. There’s even a shed for extra storage and space for chickens! Inside, the first floor features a welcoming electric fireplace with a custom feature wall, two bedrooms, and two full baths. Upstairs, you’ll find two more spacious bedrooms.
The property is fully fenced and backs up to Rocky Point Park, offering trails that connect to downtown Belmont. With empty lots on both sides, two driveways, and privacy all around, this home truly feels like its own little oasis—while still close to everything Belmont has to offer. ***Home includes 2 additional finished bedrooms upstairs (421 sq. ft.) heated & AC perfect for bedrooms, office, or playroom. These are not counted in the Heated Living Area per ceiling height guidelines.**

Last Agent to Sell the Property

Natalie Jinks

COMPASS Brokerage Email: natalie.jinks@compass.com License #326180 Listed on: 09/06/2025

COMPASS

Last Buyer's Agent

Trey Helms

Concierge Realty, LLC License #221276

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1957

Lot Details

  • Fenced
  • Private Lot
  • Level Lot
  • Property is zoned R1A

Parking

  • 1 Car Detached Garage

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,114 Sq Ft Home
  • 2-Story Property
  • Electric Fireplace
  • Partially Finished Basement
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • Belmont Central Elementary School
  • Belmont Middle School
  • Stuart W Cramer High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 186046

Home Details

Home Type

Single Family

Year Built

Built in 1957

Lot Details

0.7 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1957
  • Road Surface Type: Gravel, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 359.07
  • Geocode Confidence: High
  • Attribution Contact: natalie.jinks@compass.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1114
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave
  • Above Grade Finished Sq Ft: 1114
  • Has Basement: Partially Finished
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Living Area: 1114
  • Bedroom Main: 2

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Fenced
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Belmont
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Private, Views
  • Lot Size Units: Acres
  • Parcel Number: 186046
  • Zoning: R1A
  • Lot Size: Per Tax Records
  • Additional Parcels: No
  • Zoning Specification: R1A

MLS Schools

  • Elementary School: Belmont Central
  • High School: Stuart W Cramer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2025
Closed on
Oct 16, 2025
Sold by
Waters Michele Renee and Clark Tracy Lee
Bought by
Bajek Jaclyn
Seller's Agent
Natalie Jinks
COMPASS
Buyer's Agent
Trey Helms
Concierge Realty, LLC
List Price
$395,000
Sold Price
$400,000
Premium/Discount to List
$5,000
1.27%
Views
18
Current Estimated Value
$381,117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,883
Avg. Annual Appreciation
-3.05%
Original Mortgage
$380,000
Outstanding Balance
$379,656
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$14,813

Purchase Details

Listed on
Apr 8, 2022
Closed on
May 10, 2022
Sold by
Burton Oxford David and Pilgrim Stacy
Bought by
Waters Michele Renee and Clark Tracy Lee
Seller's Agent
Cynthia Hegler
Southern Home Group Realty LLC
Buyer's Agent
Natalie Jinks
COMPASS
List Price
$309,000
Sold Price
$326,000
Premium/Discount to List
$17,000
5.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.13%
Original Mortgage
$293,400
Interest Rate
4.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 20, 2021
Sold by
Simpson Investments And Remodeling Llc
Bought by
Oxford David Burton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,000
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 24, 2020
Sold by
Smoky Mountain Equity Llc
Bought by
Simpson Investments And Remodeling Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
2.8%
Mortgage Type
Commercial

Purchase Details

Closed on
Nov 9, 2020
Sold by
Mooney Alexa G and Styers Brittany
Bought by
Wrf Property Investors Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
2.8%
Mortgage Type
Commercial

Purchase Details

Closed on
Jul 2, 2013
Sold by
Branch Banking And Trust Company
Bought by
Mooney Robert Spencer

Purchase Details

Closed on
Mar 3, 2013
Sold by
Short Ronald K and Short Windy C
Bought by
Branch Banking & Trust Co
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 None Listed On Document
Warranty Deed $326,000 Investors Title
Warranty Deed $223,500 Carolina Title Services
Warranty Deed $132,000 Barristers Ttl Svcs Of Carol
Warranty Deed $122,100 Barristers Ttl Svcs Of Carol
Warranty Deed $87,000 Meridian Title
Special Warranty Deed $28,000 None Available
Trustee Deed $37,520 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Previous Owner $293,400 New Conventional
Previous Owner $177,000 New Conventional
Previous Owner $500,000 Commercial
Previous Owner $78,750 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Sold $400,000 +1.3% $359 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
09/06/2025 09/06/25 For Sale $395,000 +21.2% $355 / Sq Ft
05/10/2022 05/10/22 Sold $326,000 +5.5% $217 / Sq Ft View Prior Sale
04/08/2022 04/08/22 For Sale $309,000 -- $206 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,298 $321,880 $20,000 $301,880
2024 $2,298 $321,880 $20,000 $301,880
2023 $2,237 $321,880 $20,000 $301,880
2022 $935 $101,680 $12,000 $89,680
2021 $774 $101,680 $12,000 $89,680
2020 $754 $81,160 $12,000 $69,160
2019 $762 $81,160 $12,000 $69,160
2018 $676 $68,302 $8,400 $59,902
2017 $663 $68,302 $8,400 $59,902
2016 $663 $68,302 $0 $0
2014 $646 $66,563 $10,500 $56,063
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4298420

Canopy MLS (Canopy Realtor® Association)

APN: 186046

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