$249,900
$10K PRICE DROP

205 N Main St Spencer, IN 47460

Estimated payment $1,660/month

Total Views 19,219
4 Beds
2 Baths
2,289 Sq Ft
$109 Price per Sq Ft

Highlights

  • Mature Trees
  • No HOA
  • Formal Dining Room
  • Corner Lot
  • Neighborhood Views
  • 2-minute walk to McCormick's Creek State Park

About This Home

Welcome to this captivating 4 bedroom, 21/2 bath residence perfectly positioned on a corner lot in the quietest little neighborhood. This home combines historic character with modern convenience, featuring stunning original stained woodwork throughout that speaks to its timeless craftsmanship. The handicap-accessible main level, with a bedroom and full bath, offers seamless living with thoughtfully designed spaces that flow naturally from room to room. Abundant natural light streams through large windows, highlighting the home's architectural details and creating a warm, inviting atmosphere. Upstairs, 3 generously-sized bedrooms and a bonus room provide ample space for family and guests, while the 21/2 bathrooms ensure comfort and convenience for everyone. Step outside to enjoy the unique advantages of a corner lot-extra windows and multiple access points. The location truly puts you at the center of it all: minutes from shopping, dining, entertainment, parks, and major transportation routes. This home stands ready for your personal touches. Whether you envision a modern update or wish to enhance its historic charm, this versatile property offers the perfect canvas for your dreams. Come make it your own!

Listing Agent

Jake Stiles

Coldwell Banker Stiles License #RB14032222 Listed on: 04/01/2025

Coldwell Banker Stiles

Co-Listing Agent

Audri McGrane

Coldwell Banker Stiles License #RB18002064

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,942

Year Built

  • Built in 1950

Lot Details

  • 0.26 Acre Lot
  • Corner Lot
  • Mature Trees

Parking

  • Alley Access

Home Design

  • Fixer Upper
  • Stone Foundation
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Living Room with Fireplace
  • Formal Dining Room
  • Neighborhood Views
  • Permanent Attic Stairs

Kitchen

  • Country Kitchen
  • Electric Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Unfinished Basement

  • Basement Cellar
  • Basement Storage

Accessible Home Design

  • Accessible Full Bathroom
  • Handicap Accessible
  • Accessibility Features
  • Accessible Approach with Ramp

Schools

  • Owen Valley Middle School
  • Owen Valley Community High School

Additional Features

  • City Lot
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 601020400400483028

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,942

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Accessibility Features: Accessible Approach with Ramp, Accessible Full Bath
  • Tax Year: 2023
  • Year Built: 1950
  • Building Area Total: 3271
  • Garage Y N: No
  • Lot Size Acres: 0.26
  • Subdivision Name: No Subdivision
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Website: https://www.findindyareahomes.com/205-n-main-st
  • Accessibility Features YN: Yes
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Cellar, Daylight, Storage Space, Unfinished
  • Appliances: Dishwasher, Electric Oven, Refrigerator
  • Levels: Two
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Interior Amenities: Attic Stairway, Handicap Accessible Interior, Pantry, Wood Work Stained
  • Living Area: 2289
  • Main Level Bedrooms: 1
  • Spa Y N: No
  • Eating Area: Separate Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1145
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Country
  • Upper Level Sq Ft: 1144
  • Rooms Basement: 1

Exterior Features

  • Construction Materials: Vinyl With Stone
  • Direction Faces: East
  • Exterior Features: Exterior Handicap Accessible
  • Foundation Details: Cellar, Stone
  • List Price: 249900
  • Patio And Porch Features: Porch
  • Pool Private Y N: No
  • Property Condition: Fixer
  • View: Neighborhood
  • View Y N: Yes
  • Waterfront: No

Garage/Parking

  • Parking Features: Alley Access, Gravel
  • Garage Sq Ft: 0

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Laundry Features: Connections All, Main Level
  • Water Source: Public
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association YN: No

Schools

  • Middle Or Junior School: Owen Valley Middle School

Lot Info

  • Lot Features: City Lot, Corner Lot, Not In Subdivision, Sidewalks, Mature Trees
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 11500
  • Parcel Number: 601020400400483028
  • Acres: 1/4-1/2 Acre
  • Price Acre: 961154

Tax Info

  • Tax Annual Amount: 3942
  • Tax Lot: 6
  • Semi Annual Property Tax Amt: 1971
  • Tax Exemption: None

MLS Schools

  • High School: Owen Valley Community High School

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,254 $212,700 $22,700 $190,000
2023 $3,942 $197,100 $22,700 $174,400
2022 $3,176 $158,800 $22,700 $136,100
2021 $3,162 $158,100 $22,700 $135,400
2020 $3,100 $155,000 $22,700 $132,300
2019 $2,910 $145,500 $23,100 $122,400
2018 $2,738 $136,900 $23,100 $113,800
2017 $2,656 $132,800 $30,500 $102,300
2016 $2,656 $132,800 $30,500 $102,300
2014 $2,578 $128,900 $30,500 $98,400
2013 -- $127,800 $30,500 $97,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 For Sale $249,900 0.0% $109 / Sq Ft
06/30/2025 06/30/25 Pending -- -- --
06/16/2025 06/16/25 Price Changed $249,900 -3.8% $109 / Sq Ft
04/01/2025 04/01/25 For Sale $259,900 -- $114 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $4,000,000 Credit Line Revolving
Source: Public Records

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22030152

MIBOR Broker Listing Cooperative®

APN: 60-10-20-400-400.483-028