$425,000
$60K PRICE DROP

20505 Flat Creek Dr Chandler, TX 75758

Estimated payment $3,024/month

Total Views 9,609
3 Beds
2 Baths
1,704 Sq Ft
$249 Price per Sq Ft

Highlights

  • Boathouse
  • Docks
  • Deck
  • Boat Ramp
  • Mature Trees
  • Wood Flooring

About This Home

Welcome to Your Lake Cottage-Just Bring Your Swimsuits or Trunks! Beautifully & Fully Renovated 1704 sf, 3 Bedroom, 2 Bath Waterfront Cottage on Lake Palestine! At the circular drive, you will notice the new calming exterior paint on the main house, guest house, deck and porches. A beautiful flagstone walkway greets you at the curb and porch and the seasonal plants and flowers outline the flowerbeds near the front porch. Upon entering the home, it doesn't take long to see why this cute cottage is so special. This bright home has been completely transformed into a modern lake cottage. Light wood floors have been placed throughout on both levels of this 2 story beauty. The kitchen has all new cabinetry, countertops,backsplash,stainless steel appliances, upgraded floors, lighting and a pantry. This lovely cottage has a downstairs Master Bedroom and upstairs secondary bedrooms with lake views. Also, one of the secondary bedrooms can be used as a loft, study or gameroom. The bathroom sparkles with beautiful tile, a spacious garden tub and updated fixtures. Next to the main house, there is an oversized guest or bunk house with a full bath, closet, and on-site laundry. The home has a deck off the entire back of the home and a porch with a pergola structure for lounging and entertaining. Everything you need is here. On the back porch, there is an ample sized utility room along with an on-site shed for storing all those water equipment, toys and supplies. But the showstopper is the waterfront and scenic view; and immediately, your eyes are drawn to the shoreline which is so relaxing-it simply does not disappoint. The property boasts its own covered dock and two boat lifts for housing boats or skiing equipment. The large backyard is perfect for entertaining, family cookouts or hosting friends at the lake. Bring your gear and Welcome to Lake Living! $5K Buyer Allowance if a higher than list offer is received.

Listing Agent

Frances Beckworth

TDRealty Listed on: 05/16/2025

TDRealty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,338

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions: 157
  • Partially Fenced Property
  • Chain Link Fence
  • Mature Trees

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • Converted Garage

Home Design

  • Composition Roof

Interior Spaces

  • 1,704 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Double Pane Windows
  • Loft
  • Storm Doors

Kitchen

  • Self-Cleaning Oven
  • Stove
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer Hookup

Outdoor Features

  • Boathouse
  • Docks
  • Waterfront with Home Across Road
  • Deck
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Additional Homes

  • Dwelling with Separate Living Area
  • Separate Entry Quarters

Utilities

  • Central Heating and Cooling System
  • One Cooling System Mounted To A Wall/Window
  • Window Unit Heating System
  • Septic System

Listing and Financial Details

  • Legal Lot and Block 6 / 3
  • Assessor Parcel Number 251047
  • Seller Concessions Not Offered

Community Details

Overview

  • Flat Creek Cove HOA
  • Out/Henderson Subdivision
  • Mandatory home owners association

Recreation

  • Boat Ramp
  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,338

Lot Details

0

HOA Fees

$60 per month

Listing Details

  • Prop. Type: RE
  • Lot Size Acres: 0.3
  • Lot Size: 157 x 42
  • Subdivision Name: Out/Henderson
  • Directions: Use GPS for Accuracy. From San Antonio: US-79 N until US-155-N. Left on FM-3506. Continue on FM-315. Left on Cove Drive. Right on Flat Creek Dr. Cottage will be on the left.
  • Unit Levels: _2
  • SAB_Exterior_RR: WOOD
  • SAB_Fireplace_RR: NA
  • SAB_HeatingFuel_RR: ELEC
  • SAB_Inclusions_RR: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, SMCK, SLCNT, CITYGARBAGE
  • SAB_Interior_RR: _1LVAR, SPDIN, LOFT, UTINS, CNVGR, OPEN, LDYMAIN, LDYRM, WIC
  • PoolFeatures_RR: NONE
  • Roof_RR: COMP
  • SAB_WindowCoverings: NONE
  • SAB_Construction_RR: PRE_OWNED
  • SAB_HoaMandatory: MAND
  • SAB_Water_sewer_CM: WTRSY, SPTIC, CITY
  • SAB_Construction_RINC: PRE_OWNED
  • SAB_Exterior_RINC: WOOD
  • SAB_HeatingFuel_RINC: ELEC
  • SAB_Exterior_RLSE: WOOD
  • SAB_Fireplace_RLSE: NA
  • SAB_Inclusions_RLSE: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, SMCK, CITYGARBAGE
  • SAB_Interior_RLSE: _1LVAR, SPDIN, LOFT, UTINS, CNVGR, OPEN, LDYMAIN, LDYRM, WIC
  • PoolFeatures_RLSE: NONE
  • Roof_RLSE: COMP
  • SAB_Water_sewer_RLSE: WTRSY, SPTIC, CITY
  • SAB_Construction_RLSE: PRE_OWNED
  • SAB_Exterior_CO: WOOD
  • SAB_HeatingFuel_CO: ELEC
  • SAB_Inclusions_CO: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, SMCK, SLCNT, CITYGARBAGE
  • SAB_Construction_CO: PRE_OWNED
  • SAB_Exterior_FR: WOOD
  • SAB_Water_sewer_FR: WTRSY, SPTIC, CITY
  • SAB_Exterior_RESI: WOOD
  • Flooring_RESI: CTILE, WOOD
  • SAB_HeatingFuel_RESI: ELEC
  • SAB_Inclusions_RESI: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, SMCK, SLCNT, CITYGARBAGE
  • SAB_Interior_RESI: _1LVAR, SPDIN, LOFT, UTINS, CNVGR, OPEN, LDYMAIN, LDYRM, WIC
  • PoolFeatures_RESI: NONE
  • Roof_RESI: COMP
  • SAB_Water_sewer_RESI: WTRSY, SPTIC, CITY
  • SAB_Construction_RESI: PRE_OWNED
  • SAB_AirConditioning: _1CNTR, _1WNDW
  • SAB_Exterior_RE: WOOD
  • SAB_Fireplace: NA
  • Flooring_RE: CTILE, WOOD
  • SAB_HeatingFuel_RE: ELEC
  • SAB_Heating: CNTRL, WNDUN, _1UNIT
  • SAB_Inclusions_RE: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, SMCK, SLCNT, CITYGARBAGE
  • SAB_Interior_RE: _1LVAR, SPDIN, LOFT, UTINS, CNVGR, OPEN, LDYMAIN, LDYRM, WIC
  • PoolFeatures_RE: NONE
  • Roof_RE: COMP
  • SAB_Water_sewer_RE: WTRSY, SPTIC, CITY
  • SAB_Construction_RE: PRE_OWNED
  • SAB_NumberOfFireplaces: _0
  • SAB_Exterior_FARM: WOOD
  • SAB_Water_sewer_FARM: WTRSY, SPTIC, CITY
  • SAB_Construction_MF: PRE_OWNED
  • SAB_Exterior_MF: WOOD
  • SAB_HeatingFuel_MF: ELEC
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: NA
  • Living Area: 1704.0
  • Window Features: NONE

Exterior Features

  • Builder Name: Unknown
  • Pool Private: No
  • Direction Faces: W
  • Other Structures: BOATHOUSE, GUESTHOUSE, OUTBUILDING, PERGOLA, SHEDS, STORAGE
  • ExteriorFeatures_RR: DK_BL, CHLNK, DBLPN, STRG, GTTRS, SPCL, TREES, DTQTR, ADDDW, BOATHOUSE, DOCK, STORMDOORS, WFIMPROV, OTHER
  • LotFeatures_RR: LAKFR, WTRFR, WATER, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • LotFeatures_CM: LAKFR, WTRFR, WATER, _5AC, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • ExteriorFeatures_RINC: DBLPN, GTTRS, SPCL, TREES, DTQTR, BOATHOUSE, DOCK, STORMDOORS, WFIMPROV, OTHER
  • ExteriorFeatures_RLSE: DK_BL, CHLNK, DBLPN, STRG, GTTRS, SPCL, TREES, DTQTR, ADDDW, BOATHOUSE, DOCK, STORMDOORS, WFIMPROV, OTHER
  • LotFeatures_RLSE: LAKFR, WTRFR, WATER, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • LotFeatures_COMS: LAKFR, WTRFR, WATER, _5AC, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • ExteriorFeatures_RESI: DK_BL, CHLNK, PRFNC, DBLPN, STRG, GTTRS, SPCL, TREES, DTQTR, ADDDW, BOATHOUSE, DOCK, STORMDOORS, WFIMPROV, OTHER
  • LotFeatures_RESI: LAKFR, WTRFR, WATER, _5AC, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • ExteriorFeatures_RE: DK_BL, CHLNK, PRFNC, DBLPN, STRG, GTTRS, SPCL, TREES, DTQTR, ADDDW, BOATHOUSE, DOCK, STORMDOORS, WFIMPROV, OTHER
  • LotFeatures_RE: LAKFR, WTRFR, WATER, _5AC, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • LotFeatures_COML: LAKFR, WTRFR, WATER, _5AC, MATURETREES, IMPROVWF, WATERACCESS, OTHERWATERACCESS
  • ExteriorFeatures_MF: DBLPN, GTTRS, SPCL, TREES, DTQTR, BOATHOUSE, DOCK, STORMDOORS, WFIMPROV, OTHER

Garage/Parking

  • SAB_AdditionalOtherParking: CRCLR, UPDR
  • SAB_GarageParking: NONE

Utilities

  • Heating_RR: CNTRL, WNDUN, _1UNIT
  • Heating_CM: CNTRL, WNDUN
  • Heating_RLSE: CNTRL, WNDUN, _1UNIT
  • Heating_CO: CNTRL, WNDUN, _1UNIT
  • Heating_COMS: CNTRL, WNDUN
  • Heating_RESI: CNTRL, WNDUN, _1UNIT
  • Heating_COML: CNTRL, WNDUN

Condo/Co-op/Association

  • Amenities: WTRFR, BOATRAMP, BOATDOCK
  • Association Fee: 60.0
  • Association Fee Frequency: M
  • Association Name: FLAT CREEK COVE HOA

Schools

  • Elementary School: CALL_DIST
  • High School: CALL_DIST
  • Middle Or Junior School: CALL_DIST

Lot Info

  • Parcel #: 251047

Tax Info

  • Tax Annual Amount: 7338.0
  • Tax Block: 3
  • Tax Lot: 6
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,072 $433,041 $174,300 $258,741
2023 $7,101 $433,041 $174,300 $258,741
2022 $11,951 $444,910 $184,760 $260,150
2021 $4,630 $234,580 $43,990 $190,590
2020 $4,513 $215,420 $43,990 $171,430
2019 $4,241 $192,910 $43,990 $148,920
2018 $3,782 $172,030 $43,990 $128,040
2017 $3,700 $169,520 $43,990 $125,530
2016 $3,712 $169,520 $43,990 $125,530
2015 $3,591 $169,520 $43,990 $125,530
2014 $3,591 $169,520 $43,990 $125,530
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/04/2025 07/04/25 Price Changed $425,000 -8.6% $249 / Sq Ft
05/19/2025 05/19/25 Price Changed $465,000 -4.1% $273 / Sq Ft
05/16/2025 05/16/25 For Sale $485,000 -- $285 / Sq Ft
08/15/2014 08/15/14 Sold -- -- --
07/31/2014 07/31/14 Pending -- -- --
Source: San Antonio Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Vendors Lien -- East Texas Title Co
Vendors Lien -- East Texas Title Company
Deed -- --
Warranty Deed -- None Available
Deed -- --
Deed -- --
Vendors Lien -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 Purchase Money Mortgage
Previous Owner $166,500 New Conventional
Previous Owner $72,800 Purchase Money Mortgage
Source: Public Records

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Source: San Antonio Board of REALTORS®

MLS Number: 1868140

San Antonio Board of REALTORS®

APN: 2760-0003-0060-10