NOT LISTED FOR SALE

20615 Cutwater Place Sterling, VA 20165

Estimated Value: $975,000 - $1,052,000

4 Beds
3.5 Baths
3,697 Sq Ft
$270/Sq Ft Est. Value

Last Sold October 27, 2020

Last sale price $730,000 $197 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $6,096/month

2 Days on Market

Highlights

  • Fitness Center
  • Eat-In Gourmet Kitchen
  • Clubhouse
  • Potomac Falls High School Rated A
  • Colonial Architecture
  • Deck

About This Home

As of October 2020

Beautifully maintained and professionally landscaped home in the community of Potomac Lakes. This home features an abundance of natural sunlight with a well laid out floor plan. Spacious living room and separate dining rooms with bay windows. The kitchen comes with a separate breakfast area and was renovated in 2018. The perfect family room is off the kitchen with a gas fireplace and leads to the enormous sunroom with its own AC system. The sunroom will be your favorite in this home with a peaceful and private view of the back yard and an incredible array of sunlight and doors that lead to the deck. The master bedroom suite was remodeled in 2015 featuring an elegant master bath with frameless glass shower, separate soaking tub, dual vanities, and tons of cabinet space. This upper level master bedroom features new carpeting with three additional spacious bedrooms all with custom closets. As you make your way to the lower level there is an abundance of space with a recreation room that opens to your patio. The lower level also has a third full bath and additional space in the unfinished basement that is currently used for storage with unlimited possibilities. You have the best of both worlds with a manicured and spacious front lawn with a sprinkler system and the opportunity to retreat to your private oasis as you relax for the evening on your patio. Some additional features of the home are a new roof was installed in 2011, soft water system added in 2010, new AC installed in 2011, windows replaced in 2013 and 2018, new gas water heater in 2020, custom blinds installed in 2018, and home repainted in 2016. Enjoy all the amenities this community has to offer including a clubhouse, outdoor pools, basketball courts to tennis and pickleball courts and so much more. Conveniently located near shops and restaurants. This is a must-see!! Please remember we need a 6-hour notice before showing and request the wearing of a mask and no shoes before touring this beautiful home.

Last Agent to Sell the Property

Nicole M. McCullar

KW Metro Center License #0225203538 Listed on: 09/27/2020

KW Metro Center

Last Buyer's Agent

Dina Azzam

RE/MAX Distinctive Real Estate, Inc. License #0225093372

RE/MAX Distinctive Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,518

Year Built

  • Built in 1993

Lot Details

  • 10,019 Sq Ft Lot
  • Sprinkler System
  • Property is in excellent condition
  • Property is zoned 18

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Gas Fireplace
  • Window Treatments
  • Bay Window
  • Window Screens
  • Family Room Off Kitchen
  • Formal Dining Room

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Butlers Pantry
  • Double Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Front Loading Dryer
  • Washer

Partially Finished Basement

  • Rear Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Basement with some natural light

Outdoor Features

  • Deck
  • Patio

Schools

  • Potowmack Elementary School
  • River Bend Middle School
  • Potomac Falls High School

Utilities

  • Central Air
  • Heating Available
  • Programmable Thermostat
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 90
  • Assessor Parcel Number 018374016000

Community Details

Overview

  • Association fees include common area maintenance, management, pool(s), trash
  • Cascades Community Association
  • Potomac Lakes Subdivision
  • Property Manager

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Party Room

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,518

Year Built

Built in 1993

Lot Details

0

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Remarks Public: Beautifully maintained and professionally landscaped home in the community of Potomac Lakes. This home features an abundance of natural sunlight with a well laid out floor plan. Spacious living room and separate dining rooms with bay windows. The kitchen comes with a separate breakfast area and was renovated in 2018. The perfect family room is off the kitchen with a gas fireplace and leads to the enormous sunroom with its own AC system. The sunroom will be your favorite in this home with a peaceful and private view of the back yard and an incredible array of sunlight and doors that lead to the deck. The master bedroom suite was remodeled in 2015 featuring an elegant master bath with frameless glass shower, separate soaking tub, dual vanities, and tons of cabinet space. This upper level master bedroom features new carpeting with three additional spacious bedrooms all with custom closets. As you make your way to the lower level there is an abundance of space with a recreation room that opens to your patio. The lower level also has a third full bath and additional space in the unfinished basement that is currently used for storage with unlimited possibilities. You have the best of both worlds with a manicured and spacious front lawn with a sprinkler system and the opportunity to retreat to your private oasis as you relax for the evening on your patio. Some additional features of the home are a new roof was installed in 2011, soft water system added in 2010, new AC installed in 2011, windows replaced in 2013 and 2018, new gas water heater in 2020, custom blinds installed in 2018, and home repainted in 2016. Enjoy all the amenities this community has to offer including a clubhouse, outdoor pools, basketball courts to tennis and pickleball courts and so much more. Conveniently located near shops and restaurants. This is a must-see!! Please remember we need a 6-hour notice before showing and request the wearing of a mask and no shoes before touring this beautiful home.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Dryer - Front Loading, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Butlers Pantry, Breakfast Area, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Bathroom - Stall Shower, Bathroom - Soaking Tub, Walk-In Closet(s), Wood Floors, Crown Moldings, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Gourmet, Recessed Lighting, Skylight(s), Bathroom - Tub Shower, Upgraded Countertops, Window Treatments
  • Window Features: Screens, Skylights, Bay/Bow
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: High, Dry Wall
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Daylight, Partial, Outside Entrance, Partially Finished, Rear Entrance, Sump Pump
  • Laundry Type: Basement
  • Total Sq Ft: 4741
  • Living Area Sq Ft: 3697
  • Price Per Sq Ft: 256.81
  • Above Grade Finished Sq Ft: 2862
  • Below Grade Finished Sq Ft: 835
  • Below Grade Sq Ft: 1044
  • Total Below Grade Sq Ft: 1879
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20615

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front
  • Exterior Features: Lawn Sprinkler
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Programmable Thermostat
  • Heating Fuel: Natural Gas
  • Heating Type: Programmable Thermostat
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 230.40
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Bike Trail, Club House, Common Grounds, Exercise Room, Jog/Walk Path, Party Room, Picnic Area, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pool(s), Trash
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: POTOWMACK
  • Middle School: RIVER BEND
  • High School: POTOMAC FALLS
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139189813
  • School District Source: Listing Agent
  • Elementary School: POTOWMACK
  • High School: POTOMAC FALLS
  • Middle Or Junior School: RIVER BEND

Lot Info

  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10019.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2020
  • Zoning: 18
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 6518.00
  • Assessor Parcel Number: 018374016000
  • Tax Lot: 90
  • Tax Total Finished Sq Ft: 3452
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 10/27/2020

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2020
Closed on
Oct 27, 2020
Sold by
Qashu Banan E and The Qashu Living Trust
Bought by
Almashta Fadhel and Naji Ban
Seller's Agent
Nicole M. McCullar
KW Metro Center
Buyer's Agent
Dina Azzam
RE/MAX Distinctive Real Estate, Inc.
List Price
$735,000
Sold Price
$730,000
Premium/Discount to List
-$5,000
-0.68%
Current Estimated Value
$996,597

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$266,597
Avg. Annual Appreciation
6.66%
Original Mortgage
$657,000
Outstanding Balance
$585,969
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$410,628

Purchase Details

Closed on
Nov 30, 2016
Sold by
Qashu Hasan K
Bought by
The Qashu Living Trust Dated November 16

Purchase Details

Closed on
May 8, 2008
Sold by
Bolger James F
Bought by
Qashu Hasan K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 1993
Sold by
Nvr Homes Inc
Bought by
Bolger James F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,700
Interest Rate
6.87%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Almashta Fadhel $730,000 Mbh Settlement Group Lc
The Qashu Living Trust Dated November 16 -- None Available
Qashu Hasan K $560,000 --
Bolger James F $291,050 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Almashta Fadhel $657,000
Closed Attar Ahmed $657,000
Previous Owner Qashu Hasan K $150,000
Previous Owner Oashu Hasan K $225,151
Previous Owner Qashu Hasan K $145,100
Previous Owner Qashu Hasan K $417,000
Previous Owner Bolger James F $349,174
Previous Owner Bolger James F $168,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/27/2020 10/27/20 Sold $730,000 -0.7% $197 / Sq Ft
09/29/2020 09/29/20 Pending -- -- --
09/27/2020 09/27/20 For Sale $735,000 -- $199 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,192 $893,450 $254,800 $638,650
2024 $7,257 $839,010 $239,800 $599,210
2023 $6,863 $784,310 $239,800 $544,510
2022 $6,906 $775,900 $239,800 $536,100
2021 $6,733 $686,990 $209,400 $477,590
2020 $6,518 $629,780 $199,400 $430,380
2019 $6,410 $613,350 $199,400 $413,950
2018 $6,524 $601,320 $194,400 $406,920
2017 $6,653 $591,380 $194,400 $396,980
2016 $6,789 $592,940 $0 $0
2015 $6,456 $374,430 $0 $374,430
2014 $6,553 $376,490 $0 $376,490
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO421684

Bright MLS

APN: 018-37-4016