
20615 Rio Oro Dr Cornelius, NC 28031
Estimated payment $5,572/month
Highlights
- Water Views
- Pier or Dock
- Open Floorplan
- Bailey Middle School Rated A-
- Access To Lake
- Deck
About This Home
The best of Lake Norman living—without the waterfront price tag! Discover the perfect blend of elegance ,comfort, and Lake Norman lifestyle in this immaculate water view home in Bahia Bay. The expansive gourmet kitchen showcases premium finishes, sleek blk stainless-steel appliances and farmhouse sink. The open floor plan creates a light-filled, spacious home with 10' ceilings on the main & 9' on the upper level along with modern 5 and 6 panel doors & custom window shades throughout. The primary suite is a true retreat, featuring a spa-inspired bath w/oversized shower and luxurious rain shower head. Unique to the property is a private guest quarters —ideal for extended family, visitors, or home office. Soak in tranquil lake views from your upper/lower decks complete with privacy shades. Enjoy the convenience of Bahia Bay day-use boat dock, ramps, and direct lake access just minutes away. This home offers it all in convenience and luxury with the added plus of amazing SUNSET views!
Listing Agent
Southern Homes of the Carolinas, Inc Brokerage Email: angela@vivalakenorman.com License #224456 Listed on: 08/20/2025
Open House Schedule
-
Saturday, August 23, 202512:00 to 3:00 pm8/23/2025 12:00:00 PM +00:008/23/2025 3:00:00 PM +00:00Add to Calendar
-
Sunday, August 24, 202512:00 to 3:00 pm8/24/2025 12:00:00 PM +00:008/24/2025 3:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,664
Year Built
- Built in 2022
Lot Details
- Level Lot
- Property is zoned GR
HOA Fees
- $6 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Hardboard
Interior Spaces
- 2-Story Property
- Open Floorplan
- Wired For Data
- Ceiling Fan
- Insulated Windows
- Mud Room
- Living Room with Fireplace
- Vinyl Flooring
- Water Views
- Crawl Space
- Pull Down Stairs to Attic
- Electric Dryer Hookup
Kitchen
- Built-In Self-Cleaning Double Oven
- Electric Oven
- Electric Cooktop
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
Accessible Home Design
- More Than Two Accessible Exits
- Flooring Modification
Outdoor Features
- Access To Lake
- Balcony
- Deck
- Covered Patio or Porch
Additional Homes
- Separate Entry Quarters
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 001-291-03
Community Details
Overview
- Bahia Bay HOA
- Bahia Bay Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
Recreation
- Pier or Dock
- Recreation Facilities
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,664 | $703,200 | $160,000 | $543,200 |
2023 | $3,517 | $544,300 | $160,000 | $384,300 |
2022 | $637 | $75,000 | $75,000 | $0 |
2021 | $629 | $75,000 | $75,000 | $0 |
2020 | $629 | $75,000 | $75,000 | $0 |
2019 | $629 | $75,000 | $75,000 | $0 |
2018 | $647 | $60,000 | $60,000 | $0 |
2017 | $642 | $60,000 | $60,000 | $0 |
2016 | $642 | $60,000 | $60,000 | $0 |
2015 | $633 | $60,000 | $60,000 | $0 |
2014 | $633 | $0 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/20/2025 08/20/25 | For Sale | $950,000 | +20.3% | $350 / Sq Ft |
06/02/2023 06/02/23 | Sold | $790,000 | -2.3% | $248 / Sq Ft |
04/10/2023 04/10/23 | Price Changed | $809,000 | -1.9% | $254 / Sq Ft |
03/24/2023 03/24/23 | Price Changed | $825,000 | -2.9% | $259 / Sq Ft |
02/10/2023 02/10/23 | For Sale | $850,000 | -- | $267 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $790,000 | None Listed On Document | |
Warranty Deed | $150,000 | Investors Title Insurance Co | |
Warranty Deed | $81,000 | None Available | |
Deed | -- | Atlantis Title Co | |
Warranty Deed | $28,000 | -- | |
Warranty Deed | $40,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $83,050 | Purchase Money Mortgage |
Similar Homes in the area
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4291867

APN: 001-291-03
- 20840 Sierra Vista Dr
- 22312 John Gamble Rd
- 22330 Torrence Chapel Rd
- 21614 Colina Dr
- 21907 Torrence Chapel Rd
- 22501 John Gamble Rd
- 21617 Rio Oro Dr
- 21610 Rio Oro Dr
- 21721 Shoveller Ct
- 21705 Torrence Chapel Rd
- 22554 John Gamble Rd
- 20812 Decora Dr
- 21254 Sandy Cove Rd
- 21404 Blakely Shores Dr
- 21528 Norman Shores Dr
- 21319 Baltic Dr
- 21311 Baltic Dr
- 20114 Norman Colony Rd
- 21203 Harken Dr
- 21120 Cold Spring Ln Unit 6
- 21205 Lakeview Cir
- 21841 Torrence Chapel Rd
- 21449 Country Club Dr
- 21222 Nautique Blvd
- 19827 Henderson Rd Unit B
- 19901 Henderson Rd Unit L
- 872 Southwest Dr Unit 72
- 642 Portside Dr
- 761 Southwest Dr
- 763 Southwest Dr Unit 14
- 311 Northwest Dr Unit 11
- 320 Northwest Dr
- 20705 Sterling Bay Ln E
- 217 Northwest Dr Unit 26
- 350 Northwest Dr
- 19532 One Norman Blvd
- 19546 Greentree Way Unit 201
- 455 Davidson Gateway Dr
- 623 Old Meeting Way
- 19401 Carrington Club Dr